RITVIV
ActiveThe file of RITVIV contains 1 judicial reorganisation, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 17.7% (high). The 2025 annual accounts show negative equity (€-6k) and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 13090 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency33=
Growth32=
Stability60
Bankruptcy probability, 12 months
17.7%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 0.47 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.7%
Return on assets
28.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 13090 sector peers (2025).
NBB · sector comparisonPosition among 13090 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
29 d early
2022
31 d late
2021
25 d late
2020
31 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k▲ 74.8%
2024 · €-24k
2018: €13k
2019: €-14k
2020: €-10k
2021: €-14k
2022: €-23k
2023: €-26k
2024: €-24k
2018 → 2025
Total assets
€63k▲ 76.0%
2024 · €36k
2018: €76k
2019: €34k
2020: €44k
2021: €42k
2022: €35k
2023: €41k
2024: €36k
2018 → 2025
Net result
€18k▲ 1,110%
2024 · €1k
2018: €31k
2019: €-27k
2020: €4k
2021: €-4k
2022: €-9k
2023: €-3k
2024: €1k
2018 → 2025
Working capital
€-35k▼ 17.0%
2024 · €-30k
2018: €-11k
2019: €-28k
2020: €-36k
2021: €-25k
2022: €-38k
2023: €-20k
2024: €-30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-14k-€-23k▼ 62.0%€-26k▼ 11.6%€-24k▲ 5.8%€-6k▲ 74.8%
Operating result€-2k-€-8k▼ 283%€-1k▲ 83.8%€4k€20k▲ 430%
Net result€-4k-€-9k▼ 108%€-3k▲ 69.8%€1k€18k▲ 1,110%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 430% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€29k▲ 215%
Current assets
€34k▲ 27.0%
Key figures and ratios
EBITDA
€27k▲
2024 · €7k
Cash flow
€25k▲
2024 · €5k
Solvency
-9.7%▲
2024 · -67.5%
Current ratio
0.49▲
2024 · 0.47
Quick ratio
0.44▲
2024 · 0.41
Debt / equity
-11.36▼
2024 · -2.48
ROE
-297.1%▼
2024 · -6.2%
ROA
28.7%▲
2024 · 4.2%
Interest coverage
16.93▲
2024 · 3.02
Debt
€69k▲
2024 · €60k
Debt ≤ 1 year
€69k▲
2024 · €57k
Staff costs
€8k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€63k▲
Fixed assets21/28€9k€29k▲
Tangible fixed assets22/27€9k€29k▲
Plant, machinery and equipment23€5k€26k▲
Furniture and vehicles24€4k€3k▼
Current assets29/58€26k€34k▲
Amounts receivable after more than one year29€6k€7k▲
Other amounts receivable291€6k€7k▲
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€6k€12k▲
Trade receivables40€3k€0▼
Other amounts receivable41€3k€12k▲
Cash at bank and in hand54/58€12k€12k▲
Deferred charges and accrued income490/1-€345
Equity and liabilities
Total equity and liabilities10/49€36k€63k▲
Equity10/15€-24k€-6k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-30k€-12k▲
Amounts payable17/49€60k€69k▲
Amounts payable within one year42/48€57k€69k▲
Trade debts44€14k€30k▲
Suppliers440/4€14k€30k▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€2k€56▼
Other amounts payable47/48€32k€32k▲
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€17k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€10k€3k▼
Gross operating margin9900€34k€39k▲
Operating profit (loss)9901€4k€20k▲
Financial income75/76B€51€59▲
Recurring financial income75€51€59▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€1k€18k▲
Profit (loss) for the period9904€1k€18k▲
Profit (loss) for the period to be appropriated9905€1k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-12k▲
Profit (loss) brought forward from the previous period14P€-32k€-30k▲
Transfer from equity791/2€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
17-11
Judicial reorganisation
Plan homologation
Ondernemingsrechtbank Gent · 20200008 · event 09-11-2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 195 days late
11-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 560 days late
2019
31-12
Financial
Weakest financial yearnet €-27k ▼187%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 413 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlamingstraat 158301 Knokke-HeistGround area
98 m²
Building footprint
98 m²
Volume, LiDAR
959 m³
Parcel 31008I0275/00_000, Flanders · tallest building 14.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
De Factory
since 20172.263.726.117
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31008I0275/00_000 | Flanders | 98 m² | 1 · 98 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKnokke-Heist2.263.726.117
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Of 13,838 companies in sector 56301 we hold annual accounts for 4,809. 3,676 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2012
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.