RITVIV
ActiveThe file of RITVIV contains 1 judicial reorganisation, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 17.7% (high). The 2025 annual accounts show negative equity (€-6k) and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 13091 sector peers (fiscal year 2025).
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+51
Solvency15▲+15
Growth32=
Track record60
Bankruptcy probability, 12 months
17.7%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 0.47 in 2024; short-term debt: 109.7% and cash: 18.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.7%
Return on assets
28.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 13091 sector peers (2025).
NBB · sector comparisonPosition among 13091 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
29 d early
2022
31 d late
2021
25 d late
2020
31 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k▲ 74.8%
2024 · €-24k
2018: €13k
2019: €-14k
2020: €-10k
2021: €-14k
2022: €-23k
2023: €-26k
2024: €-24k
2018 → 2025
Total assets
€63k▲ 76.0%
2024 · €36k
2018: €76k
2019: €34k
2020: €44k
2021: €42k
2022: €35k
2023: €41k
2024: €36k
2018 → 2025
Net result
€18k▲ 1,110%
2024 · €1k
2018: €31k
2019: €-27k
2020: €4k
2021: €-4k
2022: €-9k
2023: €-3k
2024: €1k
2018 → 2025
Working capital
€-35k▼ 17.0%
2024 · €-30k
2018: €-11k
2019: €-28k
2020: €-36k
2021: €-25k
2022: €-38k
2023: €-20k
2024: €-30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-14k-€-23k▼ 62.0%€-26k▼ 11.6%€-24k▲ 5.8%€-6k▲ 74.8%
Operating result€-2k-€-8k▼ 283%€-1k▲ 83.8%€4k€20k▲ 430%
Net result€-4k-€-9k▼ 108%€-3k▲ 69.8%€1k€18k▲ 1,110%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 430% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€29k▲ 215%
Current assets
€34k▲ 27.0%
Key figures and ratios
EBITDA
€27k▲
2024 · €7k
Cash flow
€25k▲
2024 · €5k
Solvency
-9.7%▲
2024 · -67.5%
Current ratio
0.49▲
2024 · 0.47
Quick ratio
0.44▲
2024 · 0.41
Debt / equity
-11.36▼
2024 · -2.48
ROA
28.7%▲
2024 · 4.2%
Interest coverage
16.93▲
2024 · 3.02
Debt
€69k▲
2024 · €60k
Debt ≤ 1 year
€69k▲
2024 · €57k
Staff costs
€8k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€63k▲
Fixed assets21/28€9k€29k▲
Tangible fixed assets22/27€9k€29k▲
Plant, machinery and equipment23€5k€26k▲
Furniture and vehicles24€4k€3k▼
Current assets29/58€26k€34k▲
Amounts receivable after more than one year29€6k€7k▲
Other amounts receivable291€6k€7k▲
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€6k€12k▲
Trade receivables40€3k€0▼
Other amounts receivable41€3k€12k▲
Cash at bank and in hand54/58€12k€12k▲
Deferred charges and accrued income490/1-€345
Equity and liabilities
Total equity and liabilities10/49€36k€63k▲
Equity10/15€-24k€-6k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-30k€-12k▲
Amounts payable17/49€60k€69k▲
Amounts payable within one year42/48€57k€69k▲
Trade debts44€14k€30k▲
Suppliers440/4€14k€30k▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€2k€56▼
Other amounts payable47/48€32k€32k▲
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€17k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€10k€3k▼
Gross operating margin9900€34k€39k▲
Operating profit (loss)9901€4k€20k▲
Financial income75/76B€51€59▲
Recurring financial income75€51€59▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€1k€18k▲
Profit (loss) for the period9904€1k€18k▲
Profit (loss) for the period to be appropriated9905€1k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-12k▲
Profit (loss) brought forward from the previous period14P€-32k€-30k▲
Transfer from equity791/2€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
17-11
Judicial reorganisation
Plan homologation
Ondernemingsrechtbank Gent · 20200008 · event 09-11-2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
11-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 195 days late
11-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 560 days late
2019
31-12
Financial
Weakest financial yearnet €-27k ▼187%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 413 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlamingstraat 158301 Knokke-HeistGround area
98 m²
Building footprint
98 m²
Volume, LiDAR
959 m³
Parcel 31008I0275/00_000, Flanders · tallest building 14.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
De Factory
since 20172.263.726.117
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31008I0275/00_000 | Flanders | 98 m² | 1 · 98 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKnokke-Heist2.263.726.117
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 3,747 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2012
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.