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Complete company report
Generated 24-07-2026
Active BE 0793.913.029Private limited company

RITL

Jan De Borgerplein 9 ·2845 Niel, Belgium· 3 yrs active
Sector: Food & beverage service (56111)
Conclusion Checked

The computed 12-month bankruptcy probability of RITL is 4.3% (elevated). The 2024 annual accounts show equity of €92k and a net result of €57k. Its solvency ranks better than 64% of 5590 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €92k
Net result €57k
Staff (FTE) 5.9
Better than sector 64%
Snowflake analysis 5 axes · computed by Checked
Health86Profitability100Solvency75Growth50Stability79
78 / 100

Exceptional profile, strong across almost every axis.

Health 86
Profitability 100
Solvency 75
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
4.3% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
86 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 33.8% 19.3%
better than 64% of 5590 sector peers
Net result €57k €4k
better than 92% of 5580 sector peers
Equity €92k €14k
better than 88% of 5601 sector peers
Gross operating margin €132k €52k
better than 76% of 5566 sector peers
Staff costs €30k €49k
higher than 38% of 4050 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€100k
Net profit€57k
Cash flow€71k
Staff costs€30k
Income taxes€21k
Dividends-
Total assets€272k
Equity€92k
Debt€180k
of which ≤ 1y€48k
of which > 1y€132k
Working capital€64k
Employees (FTE)5.9
Ratios (computed)
2024
Current ratio2.33
Quick ratio2.29
Working capital ratio23.7%
Solvency33.8%
Debt / equity1.96
Long-term debt ratio1.43
Interest coverage12.34
Gross margin-
Net margin-
ROA21.0%
ROE62.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€272k
Fixed assets 21/28€159k
Intangible fixed assets 21€12k
Tangible fixed assets 22/27€147k
Current assets 29/58€113k
Stocks & contracts in progress 3€2k
Amounts receivable within one year 40/41€242
Cash & bank 54/58€110k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€272k
Equity 10/15€92k
Contributions / capital 10/11€10k
Reserves 13€82k
Accumulated profits (losses) 14€26
Amounts payable 17/49€180k
Amounts payable after one year 17€132k
Amounts payable within one year 42/48€48k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€132k
Operating result 9901€87k
Financial income 75€26
Financial charges 65€8k
Result before taxes 9903€78k
Income taxes 67/77€21k
Net result for the period 9904€57k
Result to be appropriated 9905€57k
Ratios computed by Checked.
Legal Structure
NACE primary Food & beverage service(56111)
Legal form Private limited company(610)
Incorporation24-11-2022
StatusActive
Postal code2845
Establishment units 1 location
Tina's Breakfast & Lunch
Emile Vanderveldelaan 46, 2845 NielDetailhandel in brood en banketbakkerswerk (koude bakkers)
since 20222.338.899.632
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11030C0351/00S000 Flanders 188 m² 1 · 61 m² 0.1 m
11030A0464/00F000 Flanders 92 m² 1 · 92 m² 8.8 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
25-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met volledige bediening56111Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameNL RITL
Registered office
Jan De Borgerplein 9
2845 Niel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative