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RITAJ

Active
Private limited companyfounded 2022active for 4 yearsRue de Hodimont 2, 4800 Verviers, BelgiumKBO/BCE: BE 0787.361.668
Summary

The computed 12-month bankruptcy probability of RITAJ is 3.3% (moderate). The 2024 annual accounts show negative equity (-€4,876) and a net result of -€5,621. Its solvency ranks better than 18% of 13,511 sector peers (NACE 46, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale of other food products
NACE 46389Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
1 site
Size
€22,860total assets 2024
Equity
-€4,876
Loss
-€5,621
Turnover not published (micro format)
Financial health
49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.3%
Structure
Accounts 78 days overdue1 of 4 deeds read
Why 49raises riskLatest accounts 73 days late; 3 of the last 3 lateFounded in 2022Size: total assets €56,219Negative equity -€3,430Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 36% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Weak
Solvency 4-66
equity -21.3% of total assets
Liquidity 20-52
short-term debt 121.3% · cash 16.0%
Profitability 0=
return on assets -24.6%
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,872 companies, NACE 46, micro)
Last 24 months 11-2024: 5.2% 12-2024: 5.2%● unchanged vs 11-2024 01-2025: 9.7%▲ +4.5 percentage points vs 12-2024 02-2025: 9.6%▼ -0.1 percentage points vs 01-2025 03-2025: 9.6%● unchanged vs 02-2025 04-2025: 9.6%● unchanged vs 03-2025 05-2025: 9.6%● unchanged vs 04-2025 06-2025: 9.6%● unchanged vs 05-2025 07-2025: 9.6%● unchanged vs 06-2025 08-2025: 9.6%● unchanged vs 07-2025 09-2025: 9.7%▲ +0.1 percentage points vs 08-2025 10-2025: 11.7%▲ +2.0 percentage points vs 09-2025highest value 11-2025: 4.5%▼ -7.2 percentage points vs 10-2025 12-2025: 4.5%● unchanged vs 11-2025 01-2026: 4.5%● unchanged vs 12-2025 02-2026: 4.0%▼ -0.5 percentage points vs 01-2026 03-2026: 2.7%▼ -1.3 percentage points vs 02-2026lowest value 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.8%▲ +0.1 percentage points vs 04-2026 06-2026: 2.9%▲ +0.1 percentage points vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 3.6%▲ +0.7 percentage points vs 07-2026 09-2026: 3.9%▲ +0.3 percentage points vs 08-2026 10-2026: 3.3%▼ -0.6 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.82, below 1; short-term debt: 121.3% and cash: 16% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 15% on solvency, 12% on liquidity, 35% on profitability and 81% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Latest accounts 73 days late; 3 of the last 3 late
NBB · filings
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €56,219
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€3,430
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2324
2023 to 2024 · latest year -€4,876
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
71 days late
2023
405 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 238 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Resignation: Chikh Amin MOHAMAD (director)Appointment: Jehad MOHAMMAD ALHUSAIN (director…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€4,876 View
  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
  • Caution: Among the weakest 19% on solvencysector median 40.9% · 13,511 companies -6.1% View

By topic

Financials

Financial year
2024
Total assets
€22,860
Loss
-€5,621
Solvency
-21.3%
Total assets▲ 1,284%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of other food productsNACE 46389
Founded
17-06-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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