GRENIER D’AFRIQUE
ActiveSummary
The computed 12-month bankruptcy probability of GRENIER D’AFRIQUE is 2.1% (moderate). The 2025 annual accounts show equity of €36k and a net result of €3k. Its solvency ranks better than 94% of 18400 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability55▼-12
Solvency100▲+45
Growth52
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 27.33 against 0.89 in 2024; short-term debt: 3.4% and cash: 11.5% of total assets), and 10.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€90k▼ 20.5%
2024 · €114k
2024: €114k
2025: €90k▼ -20.5% vs 2024
2024 → 2025
EBIT margin
3.1%▼ 13.6pp
2024 · 16.7%
2024: 16.7%
2025: 3.1%▼ -81.4% vs 2024
2024 → 2025
Net result
€3k
2024 · €-18k
2024: €-18k
2025: €3k▲ +116% vs 2024
2024 → 2025
Working capital
€36k
2024 · €-6k
2024: €-6k
2025: €36k▲ +737% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€114k-€90k▼ 20.5%
2024: €114k
2025: €90k▼ -20.5% vs 2024
Equity€22k-€36k▲ 61.6%
2024: €22k
2025: €36k▲ +61.6% vs 2024
Operating result€19k-€3k▼ 85.2%
2024: €19k
2025: €3k▼ -85.2% vs 2024
Net result€-18k-€3k
2024: €-18k
2025: €3k▲ +116% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€2k ▼ 91.6%
Current assets
€38k ▼ 20.7%
Equity and liabilities €40k
Equity
€36k ▲ 61.6%
Provisions
€3k
Debt
€1k ▼ 97.4%
Debt's share of the balance-sheet total falls from 70.3% to 3.4%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
27.33▲
2024 · 0.89
Quick ratio
3.38▲
2024 · 0.45
Debt to equity
0.04▼
2024 · 2.37
ROE
7.7%▲
2024 · -78.3%
ROA
6.9%▲
2024 · -23.2%
Debt ≤ 1 year
€1k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€76k€40k▼
Formation expenses20-€423
Fixed assets21/28€28k€2k▼
Tangible fixed assets22/27€26k€2k▼
Plant, machinery and equipment23€19k€2k▼
Furniture and vehicles24€7k-
Financial fixed assets28€2k-
Current assets29/58€47k€38k▼
Stocks and contracts in progress3€24k€33k▲
Stocks30/36€24k€33k▲
Amounts receivable within one year40/41€6k-
Trade receivables40€3k-
Other amounts receivable41€3k-
Cash at bank and in hand54/58€18k€5k▼
Equity and liabilities
Total equity and liabilities10/49€76k€40k▼
Equity10/15€22k€36k▲
Contributions10/11€40k€40k=
Profit (loss) carried forward14€-18k€3k▲
Advance to shareholders on the distribution of net assets19-€7k
Provisions and deferred taxes16-€3k
Deferred taxes168-€3k
Amounts payable17/49€53k€1k▼
Amounts payable within one year42/48€53k€1k▼
Current portion of amounts payable after more than one year42-€1k
Other amounts payable47/48€53k-
Income statement
Code20242025
Turnover70€114k€90k▼
Goods, raw materials, services and sundry goods60/61€131k€87k▼
Remuneration, social security and pensions62€13k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k-
Gross operating margin9900€38k€3k▼
Operating profit (loss)9901€19k€3k▼
Financial charges65/66B€730-
Recurring financial charges65€730-
Profit (loss) for the period before taxes9903€18k€3k▼
Transfer to deferred taxes680€35k-
Income taxes67/77€730-
Profit (loss) for the period9904€-18k€3k▲
Profit (loss) for the period to be appropriated9905€-18k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€3k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €114k | €90k | ▼ 20.5% |
| Goods, raw materials, services and sundry goods60/61 | €131k | €87k | ▼ 33.6% |
| Remuneration, social security and pensions62 | €13k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | - | - |
| Gross operating margin9900 | €38k | €3k | ▼ 92.6% |
| Operating profit (loss)9901 | €19k | €3k | ▼ 85.2% |
| Financial charges65/66B | €730 | - | - |
| Recurring financial charges65 | €730 | - | - |
| Profit (loss) for the period before taxes9903 | €18k | €3k | ▼ 84.6% |
| Transfer to deferred taxes680 | €35k | - | - |
| Income taxes67/77 | €730 | - | - |
| Profit (loss) for the period9904 | €-18k | €3k | ▲ 116% |
| Profit (loss) for the period to be appropriated9905 | €-18k | €3k | ▲ 116% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €76k | €40k | ▼ 46.5% |
| Formation expenses20 | - | €423 | - |
| Fixed assets21/28 | €28k | €2k | ▼ 91.6% |
| Tangible fixed assets22/27 | €26k | €2k | ▼ 90.8% |
| Plant, machinery and equipment23 | €19k | €2k | ▼ 87.7% |
| Furniture and vehicles24 | €7k | - | - |
| Financial fixed assets28 | €2k | - | - |
| Current assets29/58 | €47k | €38k | ▼ 20.7% |
| Stocks and contracts in progress3 | €24k | €33k | ▲ 38.9% |
| Stocks30/36 | €24k | €33k | ▲ 38.9% |
| Amounts receivable within one year40/41 | €6k | - | - |
| Trade receivables40 | €3k | - | - |
| Other amounts receivable41 | €3k | - | - |
| Cash at bank and in hand54/58 | €18k | €5k | ▼ 73.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €76k | €40k | ▼ 46.5% |
| Equity10/15 | €22k | €36k | ▲ 61.6% |
| Contributions10/11 | €40k | €40k | = |
| Profit (loss) carried forward14 | €-18k | €3k | ▲ 116% |
| Advance to shareholders on the distribution of net assets19 | - | €7k | - |
| Provisions and deferred taxes16 | - | €3k | - |
| Deferred taxes168 | - | €3k | - |
| Amounts payable17/49 | €53k | €1k | ▼ 97.4% |
| Amounts payable within one year42/48 | €53k | €1k | ▼ 97.4% |
| Current portion of amounts payable after more than one year42 | - | €1k | - |
| Other amounts payable47/48 | €53k | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-18k | €3k | ▲ 116% |
| + Depreciation and write-downs630 | €6k | - | - |
| Operating cash flow (approximation) | €-11k | €3k | ▲ 125% |
| Investment in fixed assets (approximation) | - | €26k | - |
| Change in cash | - | €-13k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity times 31current ratio 27.33
Current ratio from 0.89 to 27.33; short-term debt falls from €53k to €1k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2023
Ground area
1,251 m²
Building footprint
500 m²
Volume, LiDAR
732 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GRENIER D’AFRIQUE
since 20232.349.564.088
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020C0921/00V000 | Wallonia | 1,096 m² | 1 · 425 m² | - |
| 53403E0619/00E000 | Wallonia | 155 m² | 1 · 75 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,851. 4,519 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
46389Wholesale of other food products
47110Non-specialised retail sale with food, beverages or tobacco predominating
46349Wholesale of beverages, general range
53100Postal and courier activities
64999Other financial services
Scores and ratios are computed by Checked and are not a credit decision.