Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of GRENIER D’AFRIQUE is 3.3% (moderate). The 2024 annual accounts show equity of €22k and a net result of €-18k. Its solvency ranks better than 59% of 6690 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.3%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Trust signals
3 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Financials
Turnover€114k
EBIT margin16.7%
Net result€-18k
Working capital€-6k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 29-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 29.7% | 20.4% | |
| Net result | €-18k | €4k | |
| Equity | €22k | €16k | |
| Gross operating margin | €38k | €24k | |
| Staff costs | €13k | €33k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | €114k |
| EBITDA | €25k |
| Net profit | €-18k |
| Cash flow | €-11k |
| Staff costs | €13k |
| Income taxes | €730 |
| Dividends | - |
| Total assets | €76k |
| Equity | €22k |
| Debt | €53k |
| of which ≤ 1y | €53k |
| of which > 1y | - |
| Working capital | €-6k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.89 |
| Quick ratio | 0.45 |
| Working capital ratio | -7.5% |
| Solvency | 29.7% |
| Debt / equity | 2.37 |
| Long-term debt ratio | - |
| Interest coverage | 34.78 |
| Gross margin | -14.8% |
| Net margin | -15.5% |
| ROA | -23.2% |
| ROE | -78.3% |
| EBITDA margin | 22.3% |
| Days sales outstanding | 11d |
| Days payable outstanding | - |
| Inventory turnover | 5.50 |
| Days inventory (DSI) | 66d |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €76k |
| Fixed assets | 21/28 | €28k |
| Tangible fixed assets | 22/27 | €26k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €47k |
| Stocks & contracts in progress | 3 | €24k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €18k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €76k |
| Equity | 10/15 | €22k |
| Contributions / capital | 10/11 | €40k |
| Accumulated profits (losses) | 14 | €-18k |
| Amounts payable | 17/49 | €53k |
| Amounts payable within one year | 42/48 | €53k |
| Income statement | ||
| Turnover | 70 | €114k |
| Gross operating margin | 9900 | €38k |
| Operating result | 9901 | €19k |
| Financial charges | 65 | €730 |
| Result before taxes | 9903 | €18k |
| Income taxes | 67/77 | €730 |
| Net result for the period | 9904 | €-18k |
| Result to be appropriated | 9905 | €-18k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed41
/ 100
Weak
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
3 directorsCurrent directors & mandates
-
Current08-12-2025 → present
Former directors (2)
-
Former- → 08-12-2025
-
Former- → 08-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
indexingNo insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 25-05-2023 |
| Status | Active |
| Postal code | 7110 |
Structure & network
Locations & real estate
Establishment units
1 locationGRENIER D’AFRIQUE
since 20232.349.564.088
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,251 m²
Buildings2
Building footprint500 m²
Volume (LiDAR)732 m³
Tallest building11.2 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020C0921/00V000 | Wallonia | 1,096 m² | 1 · 425 m² | - |
| 53403E0619/00E000 | Wallonia | 155 m² | 1 · 75 m² | 11.2 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes49
/ 100
Mixed profile: strong on stability, weaker on profitability.
Health
41
Profitability
33
Solvency
44
Growth
50
Stability
79
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Groothandel in andere voedingsmiddelen, neg46389Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)47113Groothandel in dranken, algemeen assortiment46349Groothandel in dranken, algemeen assortiment46349Postdiensten in het kader van de universele dienstverplichting53100Postdiensten in het kader van de universele dienstverplichting53100Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999
Primary activity highlighted.
Names & trade names
| Legal nameFR | GRENIER D’AFRIQUE |
Registered office
Rue Hector Ameye(H-G) 80
7110 La Louvière, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.