Active BE 0793.621.336Private limited company

Ristorante La Piazza

Steenweg op Aalst 6 ·9308 Aalst, Belgium· 3 yrs active

Sector: Activiteiten van eetgelegenheden met volledige bediening (56111)

Conclusion Checked

The computed 12-month bankruptcy probability of Ristorante La Piazza is 4.6% (elevated). The 2024 annual accounts show equity of €39k and a net result of €4k. Its solvency ranks better than 58% of 5650 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€39k
Net result	€4k
Staff (FTE)	2.4
Better than sector	58%

Financial profile 5 of 5 axes measured · computed by Checked

57 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 53

Profitability 54

Solvency 34

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

4.6% Elevated

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

53 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 05-09-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	27.5%	19.3%	better than 58% of 5650 sector peers
Net result	€4k	€4k	better than 51% of 5638 sector peers
Equity	€39k	€14k	better than 71% of 5662 sector peers
Gross operating margin	€89k	€52k	better than 65% of 5624 sector peers
Staff costs	€58k	€49k	higher than 55% of 4088 sector peers

EBITDA

€29k

-55.1% 23-24

Net profit

€4k

-87.9% 23-24

Cash flow

€21k

-60.0% 23-24

Total assets

€144k

-7.4% 23-24

Equity

€39k

+7.1% 23-24

Working capital

€-39k

+30.7% 23-24

Employees (FTE)

2

0.0% 23-24

Staff costs

€58k

-10.6% 23-24

Income taxes

€2k

-75.5% 23-24

Dividends

€2k

0.0% 23-24

Debt

€104k

-12.0% 23-24

Debt ≤ 1y

€99k

-11.2% 23-24

Debt > 1y

€5k

-31.4% 23-24

Current ratio

0.60

+22.7% 23-24

Quick ratio

0.49

+28.8% 23-24

Solvency

27.5%

+15.7% 23-24

Debt / equity

2.64

-17.8% 23-24

ROE

10.9%

-88.7% 23-24

ROA

3.0%

-87.0% 23-24

Interest coverage

5.10

-77.8% 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro schema
Revenue	-
EBITDA	€29k
Net profit	€4k
Cash flow	€21k
Staff costs	€58k
Income taxes	€2k
Dividends	€2k
Total assets	€144k
Equity	€39k
Debt	€104k
of which ≤ 1y	€99k
of which > 1y	€5k
Working capital	€-39k
Employees (FTE)	2.4

Ratios (computed)

	2024
Current ratio	0.60
Quick ratio	0.49
Working capital ratio	-27.3%
Solvency	27.5%
Debt / equity	2.64
Long-term debt ratio	0.12
Interest coverage	5.10
Gross margin	-
Net margin	-
ROA	3.0%
ROE	10.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Balance-sheet composition 2024

Assets

Fixed assets €84k · 58.3% Current assets €60k · 41.7%

Equity & liabilities

Equity €39k · 27.5% Debt €104k · 72.5%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€144k
Fixed assets	21/28	€84k
Tangible fixed assets	22/27	€84k
Current assets	29/58	€60k
Stocks & contracts in progress	3	€11k
Amounts receivable within one year	40/41	€8k
Cash & bank	54/58	€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€144k
Equity	10/15	€39k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€36k
Amounts payable	17/49	€104k
Amounts payable after one year	17	€5k
Amounts payable within one year	42/48	€99k
Trade debts payable within one year	44	€25k
Income statement
Gross operating margin	9900	€89k
Operating result	9901	€12k
Financial income	75	€7
Financial charges	65	€6k
Result before taxes	9903	€7k
Income taxes	67/77	€2k
Net result for the period	9904	€4k
Result to be appropriated	9905	€4k

Legal Structure

NACE primary	Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form	Private limited company(610)
Incorporation	16-11-2022
Status	Active
Postal code	9308

Establishment units 1 location

Ristorante La Piazza

Steenweg op Aalst 6, 9308 AalstRestaurant van het traditionele type

since 20222.337.907.559

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41029C0348/00T000	Flanders	364 m²	1 · 200 m²	11.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 2 NBB filing 2

2024 2025

2025

05-09-2025 NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

27-09-2024 NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112

Names & trade names

Legal nameNL

Ristorante La Piazza

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