RISMAR
ActiveSummary
The computed 12-month bankruptcy probability of RISMAR is 2.3% (moderate). The 2025 annual accounts show equity of €166,282 and a net result of -€14,860. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 18% of 2220 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 4 accounts on average 40 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 819 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95% are still going.
- Small
- 5 to 10 years old
- solvency under 10%
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 819 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €788 | €322 | €1,960 | €552 | ▼ 71.8% |
| Gross operating margin9900 | -€56,559 | -€1,603 | -€7,190 | -€12,509 | ▼ 74.0% |
| Operating profit (loss)9901 | -€57,347 | -€1,925 | -€9,150 | -€13,062 | ▼ 42.7% |
| Financial income75/76B | €2 | €0 | - | €0 | - |
| Recurring financial income75 | €2 | €0 | - | €0 | - |
| Financial charges65/66B | €75 | €39 | €324 | €1,798 | ▲ 454% |
| Recurring financial charges65 | €75 | €39 | €324 | €1,798 | ▲ 454% |
| Profit (loss) for the period before taxes9903 | -€57,420 | -€1,964 | -€9,475 | -€14,860 | ▼ 56.8% |
| Profit (loss) for the period9904 | -€57,420 | -€1,964 | -€9,475 | -€14,860 | ▼ 56.8% |
| Profit (loss) for the period to be appropriated9905 | -€57,420 | -€1,964 | -€9,475 | -€14,860 | ▼ 56.8% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €193,022 | €338,756 | €1.3m | €2.0m | ▲ 52.2% |
| Current assets29/58 | €193,022 | €338,756 | €1.3m | €2.0m | ▲ 52.2% |
| Stocks and contracts in progress3 | - | €157,022 | €1.3m | €2.0m | ▲ 50.8% |
| Stocks30/36 | - | €157,022 | €1.3m | €2.0m | ▲ 50.8% |
| Amounts receivable within one year40/41 | €7,109 | €3,701 | €3,797 | €1,345 | ▼ 64.6% |
| Trade receivables40 | €26 | €3,330 | €0 | - | - |
| Other amounts receivable41 | €7,083 | €371 | €3,797 | €1,345 | ▼ 64.6% |
| Cash at bank and in hand54/58 | €185,913 | €177,883 | €16,986 | €47,227 | ▲ 178% |
| Deferred charges and accrued income490/1 | - | €150 | €0 | €1,338 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €193,022 | €338,756 | €1.3m | €2.0m | ▲ 52.2% |
| Equity10/15 | €192,580 | €190,617 | €181,142 | €166,282 | ▼ 8.2% |
| Contributions10/11 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Profit (loss) carried forward14 | -€57,420 | -€59,383 | -€68,858 | -€83,718 | ▼ 21.6% |
| Amounts payable17/49 | €442 | €148,139 | €1.1m | €1.8m | ▲ 61.9% |
| Amounts payable within one year42/48 | €442 | €148,139 | €1.1m | €1.8m | ▲ 61.9% |
| Trade debts44 | €442 | €148,139 | €82,381 | €251,944 | ▲ 206% |
| Suppliers440/4 | €442 | €148,139 | €82,381 | €251,944 | ▲ 206% |
| Other amounts payable47/48 | - | - | €1.1m | €1.6m | ▲ 50.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€57,420 | -€1,964 | -€9,475 | -€14,860 | ▼ 56.8% |
| Operating cash flow (approximation) | -€57,420 | -€1,964 | -€9,475 | -€14,860 | ▼ 56.8% |
| Change in cash | - | -€8,030 | -€160,897 | €30,241 | ▲ 119% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0702/00B000 | Flanders | 285 m² | 1 · 117 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.