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RISKOVERY CONSULT

Active
Private limited company (pre-2019)founded 200224 yrs activeTreurwilgenlaan 10, 3090 Overijse, BelgiumKBO/BCE: BE 0476.588.714
Summary

For RISKOVERY CONSULT, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €29,307 and a net result of €2,795. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 30367 sector peers (fiscal year 2022). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability61▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022
Solvency, return and age of the figures
Solvency
97.3%
Return on assets
9.3%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline30-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 24-11-2023, 116 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
116 d late
2021
443 d late
2020
17 d late
2019
153 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 182 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 January 2002, RISKOVERY CONSULT was incorporated.1 Total assets went from EUR 19,621 in 2018 to EUR 30,121 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022

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Financials · fiscal year 2022, micro schema

Equity
€29,307▲ 4.0%
2021 · €28,171
Total assets
€30,121▲ 4.1%
2021 · €28,925
Net result
€2,795▲ 48.5%
2021 · €1,882
Working capital
€26,807▼ 4.8%
2021 · €28,171
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022
Operating result-€1,550-€4,851€3,148▼ 35.1%€2,072▼ 34.2%€1,556▼ 24.9%
Net result-€1,681-€4,531€2,615within the sector's middle half▼ 42.3%€1,882below the sector's middle half▼ 28.0%€2,795within the sector's middle half▲ 48.5%
Equity€19,143-€23,674▲ 23.7%€26,289within the sector's middle half▲ 11.0%€28,171within the sector's middle half▲ 7.2%€29,307within the sector's middle half▲ 4.0%
Total assets€19,621-€24,153▲ 23.1%€27,214below the sector's middle half▲ 12.7%€28,925below the sector's middle half▲ 6.3%€30,121below the sector's middle half▲ 4.1%
Debt€478-€479▲ 0.2%€925▲ 93.1%€754▼ 18.5%€814▲ 7.9%
Working capital€17,601-€23,674▲ 34.5%€26,289within the sector's middle half▲ 11.0%€28,171within the sector's middle half▲ 7.2%€26,807within the sector's middle half▼ 4.8%
Solvency97.6%-98.0%▲ 0.5pp96.6%above the sector's middle half▼ 1.4pp97.4%above the sector's middle half▲ 0.8pp97.3%above the sector's middle half▼ 0.1pp
Current ratio37.82-50.42▲ 12.6029.42above the sector's middle half▼ 21.0038.36above the sector's middle half▲ 8.9433.95above the sector's middle half▼ 4.42
Return on assets (ROA)-8.6%-18.8%▲ 27.3pp9.6%within the sector's middle half▼ 9.2pp6.5%within the sector's middle half▼ 3.1pp9.3%within the sector's middle half▲ 2.8pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000Operating result 2018: -€1,550-€1,550Net result 2018: -€1,681-€1,681Operating result 2019: €4,851€4,851Net result 2019: €4,531€4,531Operating result 2020: €3,148€3,148Net result 2020: €2,615€2,615Operating result 2021: €2,072€2,072Net result 2021: €1,882€1,882Operating result 2022: €1,556€1,556Net result 2022: €2,795€2,79520182019202020212022€0€1,000€2,000€3,000Operating result 2020: €3,148€3,150Net result 2020: €2,615€2,620Operating result 2021: €2,072€2,070Net result 2021: €1,882€1,880Operating result 2022: €1,556€1,560Net result 2022: €2,795€2,800202020212022
The operating result has fallen three years in a row; 2022 is 25% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €30,121
Fixed assets €2,500
Current assets €27,621
Equity and liabilities €30,121
Equity €29,307 ▲ 4.0%
Debt €814 ▲ 7.9%
Debt's share of the balance-sheet total rises from 2.6% to 2.7%. Equity and debt are higher.
Key figures and ratios
2022 value · change against 2021
Debt to equity
0.03▲
2021 · 0.03
ROE
9.5%▲
2021 · 6.7%
Debt ≤ 1 year
€814▲
2021 · €754
Income taxes
€530▲
2021 · €147
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 42 lines
Balance sheet Code20212022
Assets
Total assets20/58€28,925€30,121▲
Fixed assets21/28-€2,500
Financial fixed assets28-€2,500
Current assets29/58€28,925€27,621▼
Amounts receivable within one year40/41€11,620€5,661▼
Trade receivables40€11,303€5,661▼
Other amounts receivable41€317-
Cash at bank and in hand54/58€17,305€21,960▲
Equity and liabilities
Total equity and liabilities10/49€28,925€30,121▲
Equity10/15€28,171€29,307▲
Contributions10/11€18,600€18,600=
Capital10€18,600€18,600=
Issued capital100€18,600€18,600=
Reserves13€5,981€7,117▲
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Tax-exempt reserves132€4,121€4,121=
Distributable reserves133-€1,136
Profit (loss) carried forward14€3,590€3,590=
Amounts payable17/49€754€814▲
Amounts payable within one year42/48€754€814▲
Trade debts44€754€284▼
Suppliers440/4€754€284▼
Taxes, remuneration and social security45-€530
Taxes450/3-€530
Income statement Code20212022
Other operating charges640/8€292€149▼
Gross operating margin9900€2,364€1,705▼
Operating profit (loss)9901€2,072€1,556▼
Financial income75/76B-€1,810
Recurring financial income75-€1,810
Non-recurring financial income76B-€1,810
Financial charges65/66B€43€41▼
Recurring financial charges65€43€41▼
Profit (loss) for the period before taxes9903€2,029€3,325▲
Income taxes67/77€147€530▲
Profit (loss) for the period9904€1,882€2,795▲
Transfer to tax-exempt reserves689-€1,660
Profit (loss) for the period to be appropriated9905€1,882€1,136▼
Appropriation of the result
Profit (loss) to be appropriated9906€3,590€4,726▲
Profit (loss) brought forward from the previous period14P€1,708€3,590▲
Transfer to equity691/2-€1,136
To other reserves6921-€1,136

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022Change
Other operating charges640/8---€292€149▼ 49.0%
Gross operating margin9900-€922€5,302€3,573€2,364€1,705▼ 27.9%
Operating profit (loss)9901-€1,550€4,851€3,148€2,072€1,556▼ 24.9%
Financial income75/76B----€1,810-
Recurring financial income75----€1,810-
Non-recurring financial income76B----€1,810-
Financial charges65/66B---€43€41▼ 5.0%
Recurring financial charges65€35€35€39€43€41▼ 5.0%
Profit (loss) for the period before taxes9903-€1,585€4,816€3,109€2,029€3,325▲ 63.9%
Income taxes67/77€96€285€494€147€530▲ 261%
Profit (loss) for the period9904-€1,681€4,531€2,615€1,882€2,795▲ 48.5%
Transfer to tax-exempt reserves689----€1,660-
Profit (loss) for the period to be appropriated9905-€1,681€4,531€2,615€1,882€1,136▼ 39.7%
Line20182019202020212022Change
Assets
Total assets20/58€19,621€24,153€27,214€28,925€30,121▲ 4.1%
Fixed assets21/28€1,542---€2,500-
Financial fixed assets28€1,542---€2,500-
Current assets29/58€18,079€24,153€27,214€28,925€27,621▼ 4.5%
Amounts receivable within one year40/41€9,133€9,685€6,955€11,620€5,661▼ 51.3%
Trade receivables40---€11,303€5,661▼ 49.9%
Other amounts receivable41---€317--
Cash at bank and in hand54/58€8,525€14,468€20,259€17,305€21,960▲ 26.9%
Equity and liabilities
Total equity and liabilities10/49€19,621€24,153€27,214€28,925€30,121▲ 4.1%
Equity10/15€19,143€23,674€26,289€28,171€29,307▲ 4.0%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Capital10---€18,600€18,600=
Issued capital100---€18,600€18,600=
Reserves13€5,981€5,981€5,981€5,981€7,117▲ 19.0%
Non-distributable reserves130/1---€1,860€1,860=
Legal reserve130---€1,860€1,860=
Tax-exempt reserves132---€4,121€4,121=
Distributable reserves133----€1,136-
Profit (loss) carried forward14-€5,438-€907€1,708€3,590€3,590=
Amounts payable17/49€478€479€925€754€814▲ 7.9%
Amounts payable within one year42/48€478€479€925€754€814▲ 7.9%
Trade debts44--€841€754€284▼ 62.4%
Suppliers440/4---€754€284▼ 62.4%
Taxes, remuneration and social security45----€530-
Taxes450/3----€530-
Line20182019202020212022Change
Profit (loss) for the period9904-€1,681€4,531€2,615€1,882€2,795▲ 48.5%
Operating cash flow (approximation)-€1,681€4,531€2,615€1,882€2,795▲ 48.5%
Change in cash-€5,943€5,791-€2,954€4,655▲ 258%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2023
24-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 116 days late
17-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 443 days late
2021
17-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
31-12
Financial Back to profitnet €4,531
Net result €4,531 after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
16-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
05-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
26-06
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
01-07
NBB filing Annual accounts filed
fiscal year 2013 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
2,933 m²
Building footprint
170 m²
Volume, LiDAR
969 m³
Parcel 23062M0484/00C000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
RISKOVERY CONSULT
Treurwilgenlaan 10, 3090 OverijseBusiness consulting
since 20022.131.943.994
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23062M0484/00C000 Flanders 2,933 m² 1 · 170 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,601 companies in this sector we hold annual accounts for 52,629. 34,318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded25-01-2002
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0476588714
Also 9925:BE0476588714
Registered 16-09-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.