Practice & Vision Consulting
ActivePractice & Vision Consulting has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €-25k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 95% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 29.04 against 61.04 in 2024), and 3.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
-38.8%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
14 d early
2023
16 d early
2022
33 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▼ 28.6%
2024 · €88k
2018: €29k
2019: €88k
2020: €102k
2021: €113k
2022: €118k
2023: €93k
2024: €88k
2018 → 2025
Total assets
€65k▼ 27.3%
2024 · €89k
2018: €126k
2019: €105k
2020: €107k
2021: €119k
2022: €122k
2023: €94k
2024: €89k
2018 → 2025
Net result
€-25k▼ 432%
2024 · €-5k
2018: €31k
2019: €59k
2020: €14k
2021: €11k
2022: €6k
2023: €-26k
2024: €-5k
2018 → 2025
Working capital
€60k▼ 28.6%
2024 · €84k
2018: €-28k
2019: €17k
2020: €64k
2021: €111k
2022: €117k
2023: €89k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€118k▲ 5.0%€93k▼ 21.7%€88k▼ 5.1%€63k▼ 28.6%
Operating result€11k-€6k▼ 47.0%€-25k€-5k▲ 79.8%€-25k▼ 393%
Net result€11k-€6k▼ 48.1%€-26k€-5k▲ 81.5%€-25k▼ 432%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2025 against €5k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€3k▼ 28.1%
Current assets
€62k▼ 27.3%
Equity and liabilities €65k
Equity
€63k▼ 28.6%
Debt
€2k▲ 52.8%
The debt ratio rises from 1.6% to 3.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-24k▼
2024 · €-4k
Cash flow
€-24k▼
2024 · €-4k
Solvency
96.7%▼
2024 · 98.4%
Current ratio
29.04▼
2024 · 61.04
Quick ratio
29.04▼
2024 · 61.04
Debt / equity
0.03▲
2024 · 0.02
ROE
-40.1%▼
2024 · -5.4%
ROA
-38.8%▼
2024 · -5.3%
Interest coverage
-116.90▼
2024 · -20.65
Debt
€2k▲
2024 · €1k
Debt ≤ 1 year
€2k▲
2024 · €1k
Income taxes
€176▲
2024 · €174
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€65k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€85k€62k▼
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€2k€7k▲
Other amounts receivable41€13k€8k▼
Cash at bank and in hand54/58€71k€48k▼
Equity and liabilities
Total equity and liabilities10/49€89k€65k▼
Equity10/15€88k€63k▼
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€65k€40k▼
Amounts payable17/49€1k€2k▲
Amounts payable within one year42/48€1k€2k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€164€683▲
Taxes450/3€164€683▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€805€796▼
Gross operating margin9900€-3k€-23k▼
Operating profit (loss)9901€-5k€-25k▼
Financial income75/76B€774€576▼
Recurring financial income75€774€576▼
Financial charges65/66B€190€207▲
Recurring financial charges65€190€207▲
Profit (loss) for the period before taxes9903€-5k€-25k▼
Income taxes67/77€174€176▲
Profit (loss) for the period9904€-5k€-25k▼
Profit (loss) for the period to be appropriated9905€-5k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€40k▼
Profit (loss) brought forward from the previous period14P€69k€65k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-26k ▼553%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 7current ratio 13.10
Current ratio from 1.96 to 13.10; short-term debt falls from €18k to €5k.
31-12
Financial
Equity above €100kEq €102k ▲15.9%
3 profitable years in a row build equity to €102k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €59k ▲93%
Operating result €60k, net result €59k, both a record.
31-12
Financial
Liquidity times 5current ratio 1.96
Current ratio from 0.41 to 1.96; short-term debt falls from €48k to €18k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Petrus Ascanusstraat 1591730 AsseGround area
2,586 m²
Building footprint
194 m²
Volume, LiDAR
1,268 m³
Parcel 23322E0470/00X000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Petrus Ascanusstraat 159, 1730 Asse
since 20012.093.192.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322E0470/00X000 | Flanders | 2,586 m² | 1 · 193 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2001
Fiscal year end31-12
Trade name NL
Ascargots
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.