Equity
€632,150 ▲ 16.4%
RISKOPP has made a profit without a break since 2016.
RISKOPP
Lifetime
14 annual accounts with figures on one time axispeak €201,367 (2024)
€148,102▼ 26.5%
lowest -€35,617 (2014)
€89,252▼ 27.0%
peak €632,150 (2025)
€632,150▲ 16.4%
€248,802▲ 1.0%
peak 0 FTE (2024)
0 FTE
Board1 name since 2012
1 directorVANDERHEYDEN Peter Josef Elisabeth
Owners2 names in the annual accounts
Documentsfilings and deeds
29-07-20262 days before the deadline
2025abbreviated format
Gross margin from €201,367 to €148,102Result from €122,195 to €89,252Equity from €542,898 to €632,150
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 65% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 4.29, cash €193,273
Size: total assets €880,952
Figures for financial year 2025 (filed on 29-07-2026)
Equity €632,150 (71.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 70% of them on solvency, 67% on liquidity, 56% on profitability and 67% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as RISKOPP has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of RISKOPP itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for RISKOPP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.29 (3.42 in 2024), above the usual 1.5. Short-term debt is 13% and cash 21.9% of total assets. 28.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
23 days early
2023
20 days early
2022
28 days early
2021
10 days late
2020
58 days early
2019
52 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- ANNICK GRILLET 50%annual accounts 2024
- Peter Vanderheyden 50%annual accounts 2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0843948993
Change of role: VANDERHEYDEN Peter Josef Elisabeth, from statutory manager to statutory director
Director discharge: VANDERHEYDEN Peter Josef Elisabeth · Gazette deed
First establishment
Winkselsesteenweg 31, Herent
Incorporation
published on 08-03-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RISKOPP Herent | €0.9m | €148,102 | 71.8% | 0 |
| OMc Immo Sint-Niklaas | €1.5m | €118,427 | 56.8% | 0 |
| The Online Nut Company Heist-op-den-Berg | €0.6m | €181,477 | 41.9% | 0 |
| Lybelle Brasschaat | €1.1m | €55,794 | 40.4% | 0 |
| AMCAM Oosterzele | €0.9m | €62,332 | 35.5% | 0 |
| INDIVILLE Leuven | €0.8m | €51,482 | 5.1% | 1.1 |
| Workitects Leuven | €0.8m | €169,261 | 71.6% | 2 |
These companies have the same main activity as RISKOPP: market research and public opinion polling (NACE 73200). They are comparable in size and age: total assets between €578,000 and €1.5m, founded between 2008 and 2014.
Official details
Source: KBO- Status
- Active since 22-02-2012Normal situation
- Activity
- Market research and public opinion pollingNACE 73200and 2 others
- Establishment unit
- 2.207.634.0843020 Herent, since 24-02-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2024
Annual accounts 2025
- €880,952▲ 11.6%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on RISKOPP
RISKOPP files the abbreviated format. That format states no turnover. The gross margin rose from €51,496 in 2012 to €148,102 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RISKOPP
- What is the company number of RISKOPP?
- The company number of RISKOPP is 0843.948.993. The VAT number is the same number with BE in front: BE 0843.948.993.
- Where is RISKOPP based?
- The registered office is at Winkselsesteenweg 31, 3020 Herent.Company details
- What does RISKOPP do?
- According to the KBO register, the main activity is market research and public opinion polling (NACE 73200).
- What is the legal form of RISKOPP?
- RISKOPP is a private limited company (BV).
- When was RISKOPP founded?
- RISKOPP was founded on 22-02-2012.
- Is RISKOPP still active?
- Yes, RISKOPP is an active enterprise in the KBO register.
- What is the turnover of RISKOPP?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €148,102 and 38 comparable companies (NACE 73). It probably lies between €210,000 and €540,000.Financials
- Is RISKOPP profitable?
- In financial year 2025, RISKOPP made a profit of €89,252.
- Where can I find the annual accounts of RISKOPP?
- RISKOPP filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RISKOPP due?
- RISKOPP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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