RiskiT
ActiveSummary
RiskiT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.61M and a net result of €266k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 6.32 against 6.01 in 2024; short-term debt: 11.6% and cash: 5.8% of total assets), and 18.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.3%
Return on assets
13.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-10-2025, 122 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
122 d early
2024
121 d early
2023
1 d early
2022
on the day
2021
14 d late
2020
129 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.61M▲ 14.4%
2024 · €1.40M
Total assets
€1.97M▲ 9.3%
2024 · €1.81M
Net result
€266k▲ 41.4%
2024 · €188k
Working capital
€1.22M▲ 14.9%
2024 · €1.06M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€268k▲ 14.3%€293k▲ 9.4%€513k▲ 74.9%€245k▼ 52.2%€374k▲ 52.5%
Net result€189k▲ 6.2%€186k▼ 1.7%€332k▲ 78.9%€188k▼ 43.3%€266k▲ 41.4%
Equity€865k▲ 22.8%€1.03M▲ 19.6%€1.31M▲ 26.7%€1.40M▲ 7.1%€1.61M▲ 14.4%
Total assets€933k▲ 20.8%€1.36M▲ 45.4%€1.59M▲ 17.0%€1.81M▲ 13.8%€1.97M▲ 9.3%
Debt€66k▲ 0.3%€320k▲ 384%€276k▼ 13.7%€402k▲ 45.6%€369k▼ 8.4%
Working capital€415k▲ 74.5%€371k▼ 10.6%€1.10M▲ 196%€1.06M▼ 3.2%€1.22M▲ 14.9%
Staff (FTE)2▲ 100%2.1▲ 5.0%3.2▲ 52.4%2.5▼ 21.9%2.4▼ 4.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.97M
Fixed assets
€523k ▼ 1.3%
Current assets
€1.45M ▲ 13.8%
Equity and liabilities €1.97M
Equity
€1.61M ▲ 14.4%
Debt
€369k ▼ 8.4%
Debt's share of the balance-sheet total falls from 22.3% to 18.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€395k▲
2024 · €302k
Cash flow
€287k▲
2024 · €245k
Current ratio
6.32▲
2024 · 6.01
Debt to equity
0.23▼
2024 · 0.29
ROE
16.6%▲
2024 · 13.4%
ROA
13.5%▲
2024 · 10.4%
Interest coverage
27.83▼
2024 · 43.97
Debt ≤ 1 year
€230k▲
2024 · €212k
Debt > 1 year
€138k▼
2024 · €186k
Income taxes
€120k▲
2024 · €102k
Staff costs
€150k▼
2024 · €175k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €3k | - |
| Remuneration, social security and pensions62 | - | €130k | €194k | €175k | €150k | ▼ 14.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €58k | €12k | €56k | €21k | ▼ 63.3% |
| Other operating charges640/8 | - | €29k | €10k | €17k | €9k | ▼ 45.9% |
| Non-recurring operating charges66A | - | €311 | €0 | - | - | - |
| Gross operating margin9900 | €418k | €511k | €728k | €494k | €553k | ▲ 12.1% |
| Operating profit (loss)9901 | €268k | €293k | €513k | €245k | €374k | ▲ 52.5% |
| Financial income75/76B | - | €11 | €6k | €52k | €26k | ▼ 49.4% |
| Recurring financial income75 | €3k | €11 | €6k | €52k | €26k | ▼ 49.4% |
| Financial charges65/66B | - | €7k | €3k | €7k | €14k | ▲ 107% |
| Recurring financial charges65 | €278 | €7k | €3k | €7k | €14k | ▲ 107% |
| Profit (loss) for the period before taxes9903 | €271k | €287k | €516k | €291k | €386k | ▲ 32.9% |
| Transfer from deferred taxes780 | - | €47 | €2k | €0 | - | - |
| Income taxes67/77 | €82k | €101k | €186k | €102k | €120k | ▲ 17.2% |
| Profit (loss) for the period9904 | €189k | €186k | €332k | €188k | €266k | ▲ 41.4% |
| Transfer from tax-exempt reserves789 | - | €112k | €4k | €68k | €12k | ▼ 81.7% |
| Transfer to tax-exempt reserves689 | - | - | €93k | €84k | €84k | = |
| Profit (loss) for the period to be appropriated9905 | €189k | €298k | €244k | €172k | €194k | ▲ 13.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €933k | €1.36M | €1.59M | €1.81M | €1.97M | ▲ 9.3% |
| Fixed assets21/28 | €452k | €778k | €240k | €530k | €523k | ▼ 1.3% |
| Tangible fixed assets22/27 | €452k | €778k | €240k | €530k | €523k | ▼ 1.3% |
| Land and buildings22 | - | €764k | €228k | €521k | €507k | ▼ 2.6% |
| Furniture and vehicles24 | - | €14k | €12k | €9k | €15k | ▲ 73.7% |
| Current assets29/58 | €481k | €579k | €1.35M | €1.28M | €1.45M | ▲ 13.8% |
| Amounts receivable within one year40/41 | €20k | €82k | €118k | €144k | €138k | ▼ 4.0% |
| Trade receivables40 | - | €80k | €116k | €119k | €130k | ▲ 9.3% |
| Other amounts receivable41 | - | €2k | €2k | €25k | €8k | ▼ 66.9% |
| Current investments50/53 | €43k | €152k | €1.04M | €941k | €1.20M | ▲ 27.0% |
| Cash at bank and in hand54/58 | €417k | €343k | €189k | €190k | €115k | ▼ 39.3% |
| Deferred charges and accrued income490/1 | - | €3k | €0 | €500 | €2k | ▲ 359% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €933k | €1.36M | €1.59M | €1.81M | €1.97M | ▲ 9.3% |
| Equity10/15 | €865k | €1.03M | €1.31M | €1.40M | €1.61M | ▲ 14.4% |
| Contributions10/11 | - | €6k | €6k | €200 | €200 | = |
| Reserves13 | €801k | €1.03M | €1.30M | €1.40M | €1.60M | ▲ 14.4% |
| Non-distributable reserves130/1 | - | €4k | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €4k | €0 | - | - | - |
| Tax-exempt reserves132 | - | €72k | €160k | €177k | €249k | ▲ 40.6% |
| Distributable reserves133 | - | €952k | €1.14M | €1.23M | €1.36M | ▲ 10.6% |
| Profit (loss) carried forward14 | €57k | €0 | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | €2k | €2k | €0 | - | - | - |
| Deferred taxes168 | - | €2k | €0 | - | - | - |
| Amounts payable17/49 | €66k | €320k | €276k | €402k | €369k | ▼ 8.4% |
| Amounts payable after more than one year17 | - | €112k | €28k | €186k | €138k | ▼ 26.2% |
| Financial debts170/4 | - | €112k | €28k | €186k | €138k | ▼ 26.2% |
| Amounts payable within one year42/48 | €66k | €208k | €248k | €212k | €230k | ▲ 8.2% |
| Current portion of amounts payable after more than one year42 | - | €83k | €112k | €75k | €53k | ▼ 29.4% |
| Financial debts43 | - | - | - | €42k | €75k | ▲ 78.1% |
| Credit institutions430/8 | - | - | - | €42k | €75k | ▲ 78.1% |
| Trade debts44 | €1k | €9k | €33k | €33k | €34k | ▲ 2.2% |
| Suppliers440/4 | - | €9k | €33k | €33k | €34k | ▲ 2.2% |
| Taxes, remuneration and social security45 | - | €109k | €100k | €43k | €54k | ▲ 25.2% |
| Taxes450/3 | - | €82k | €82k | €33k | €44k | ▲ 31.8% |
| Remuneration and social security454/9 | - | €26k | €18k | €10k | €10k | ▲ 2.7% |
| Other amounts payable47/48 | - | €8k | €3k | €19k | €14k | ▼ 25.7% |
| Accrued charges and deferred income492/3 | - | €169 | €0 | €4k | €1k | ▼ 61.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €189k | €186k | €332k | €188k | €266k | ▲ 41.4% |
| + Depreciation and write-downs630 | €18k | €58k | €12k | €56k | €21k | ▼ 63.3% |
| Operating cash flow (approximation) | €206k | €244k | €344k | €245k | €287k | ▲ 17.3% |
| Investment in fixed assets (approximation) | - | €-383k | €526k | €-346k | €-14k | ▲ 96.1% |
| Change in cash | - | €-75k | €-154k | €378 | €-75k | ▼ 19,805% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €332k ▲78.9%
Operating result €513k, net result €332k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €1MEq €1.03M ▲19.6%
4 profitable years in a row build equity to €1.03M.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 129 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2008
Ground area
1,401 m²
Building footprint
120 m²
Volume, LiDAR
837 m³
Parcel 42018A0721/00P000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RiskiT
since 20082.173.159.096
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42018A0721/00P000 | Flanders | 1,401 m² | 1 · 120 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 562 EUR awarded · 562 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 383 EUR | 383 EUR |
| 2022 | 1 | 179 EUR | 179 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500JCVNKZB10QY922
Similar companies · same sector, comparable size
Secrato
BE 0632.806.125
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MOONGY
BE 0847.550.366
Elsene · Eq €1,599,127
GINFO
BE 0843.362.936
Awans · Eq €1,613,032
SOPHYS
BE 0875.794.390
Herent · Eq €1,614,763
Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 5,966 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-09-2008
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.