GINFO
ActiveSummary
GINFO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.61M and a net result of €279k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 84% of 2699 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 5.43 against 6.17 in 2024; short-term debt: 16.1% and cash: 51.6% of total assets), and 16.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
14.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
26 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
67 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€279k▼ 14.2%
2024 · €326k
2018: €158k
2019: €106k▼ -32.9% vs 2018lowest in 8 years
2020: €175k▲ +64.2% vs 2019
2021: €225k▲ +28.6% vs 2020
2022: €304k▲ +35.3% vs 2021
2023: €281k▼ -7.4% vs 2022
2024: €326k▲ +15.7% vs 2023highest in 8 years
2025: €279k▼ -14.2% vs 2024
2018 → 2025
Working capital
€1.37M▲ 20.5%
2024 · €1.14M
2018: €367klowest in 8 years
2019: €437k▲ +19.0% vs 2018
2020: €586k▲ +34.1% vs 2019
2021: €681k▲ +16.1% vs 2020
2022: €726k▲ +6.7% vs 2021
2023: €814k▲ +12.1% vs 2022
2024: €1.14M▲ +40.1% vs 2023
2025: €1.37M▲ +20.5% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€777k-€1.05M▲ 35.4%€1.25M▲ 18.8%€1.51M▲ 21.0%€1.61M▲ 6.6%
2021: €777klowest in 5 years
2022: €1.05M▲ +35.4% vs 2021
2023: €1.25M▲ +18.8% vs 2022
2024: €1.51M▲ +21.0% vs 2023
2025: €1.61M▲ +6.6% vs 2024highest in 5 years
Operating result€341k-€425k▲ 24.7%€411k▼ 3.4%€465k▲ 13.2%€414k▼ 11.0%
2021: €341klowest in 5 years
2022: €425k▲ +24.7% vs 2021
2023: €411k▼ -3.4% vs 2022
2024: €465k▲ +13.2% vs 2023highest in 5 years
2025: €414k▼ -11.0% vs 2024
Net result€225k-€304k▲ 35.3%€281k▼ 7.4%€326k▲ 15.7%€279k▼ 14.2%
2021: €225klowest in 5 years
2022: €304k▲ +35.3% vs 2021
2023: €281k▼ -7.4% vs 2022
2024: €326k▲ +15.7% vs 2023highest in 5 years
2025: €279k▼ -14.2% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.92M
Fixed assets
€238k ▼ 36.0%
Current assets
€1.68M ▲ 23.8%
Equity and liabilities €1.92M
Equity
€1.61M ▲ 6.6%
Debt
€310k ▲ 40.5%
Debt's share of the balance-sheet total rises from 12.7% to 16.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€457k▼
2024 · €527k
Cash flow
€323k▼
2024 · €387k
Current ratio
5.43▼
2024 · 6.17
Quick ratio
5.35▼
2024 · 6.04
Debt to equity
0.19▲
2024 · 0.15
ROE
17.3%▼
2024 · 21.5%
ROA
14.5%▼
2024 · 18.8%
Interest coverage
303.27▼
2024 · 394.59
Debt ≤ 1 year
€310k▲
2024 · €221k
Income taxes
€144k▲
2024 · €141k
Staff costs
€15k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€1.92M▲
Fixed assets21/28€372k€238k▼
Intangible fixed assets21€2k€998▼
Tangible fixed assets22/27€365k€234k▼
Land and buildings22€155k-
Plant, machinery and equipment23€1k€16k▲
Furniture and vehicles24€111k€111k▼
Other tangible fixed assets26€82k€93k▲
Assets under construction and advance payments27€15k€15k=
Financial fixed assets28€6k€3k▼
Current assets29/58€1.36M€1.68M▲
Stocks and contracts in progress3€28k€27k▼
Stocks30/36€28k€27k▼
Amounts receivable within one year40/41€313k€551k▲
Trade receivables40€313k€360k▲
Other amounts receivable41-€192k
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€909k€992k▲
Deferred charges and accrued income490/1€10k€15k▲
Equity and liabilities
Total equity and liabilities10/49€1.73M€1.92M▲
Equity10/15€1.51M€1.61M▲
Contributions10/11€25k€25k=
Reserves13€1.49M€1.59M▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€59k€105k▲
Distributable reserves133€1.43M€1.48M▲
Amounts payable17/49€221k€310k▲
Amounts payable within one year42/48€221k€310k▲
Trade debts44€84k€34k▼
Suppliers440/4€84k€34k▼
Advances received on contracts in progress46€3k€3k=
Taxes, remuneration and social security45€48k€53k▲
Taxes450/3€43k€47k▲
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€87k€221k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€43k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k€-12k▼
Other operating charges640/8€9k€29k▲
Gross operating margin9900€550k€489k▼
Operating profit (loss)9901€465k€414k▼
Financial income75/76B€3k€11k▲
Recurring financial income75€3k€11k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€467k€424k▼
Income taxes67/77€141k€144k▲
Profit (loss) for the period9904€326k€279k▼
Transfer from tax-exempt reserves789-€59k
Transfer to tax-exempt reserves689-€105k
Profit (loss) for the period to be appropriated9905€326k€234k▼
Appropriation of the result
Profit (loss) to be appropriated9906€326k€234k▼
Transfer from equity791/2€63k€179k▲
Transfer to equity691/2€326k€234k▼
To other reserves6921€326k€234k▼
Profit to be distributed694/7€63k€179k▲
Return on contributions (dividend)694€63k€179k▲
Social balance
Average headcount (FTE)90870.31.0▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €3k | €15k | ▲ 365% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26k | €36k | €88k | €62k | €43k | ▼ 30.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €15k | €-10k | €777 | €11k | €-12k | ▼ 207% |
| Other operating charges640/8 | €10k | €6k | €3k | €9k | €29k | ▲ 223% |
| Gross operating margin9900 | €392k | €457k | €503k | €550k | €489k | ▼ 11.3% |
| Operating profit (loss)9901 | €341k | €425k | €411k | €465k | €414k | ▼ 11.0% |
| Financial income75/76B | €3k | €3k | €8k | €3k | €11k | ▲ 246% |
| Recurring financial income75 | €3k | €3k | €8k | €3k | €11k | ▲ 246% |
| Financial charges65/66B | €993 | €1k | €669 | €1k | €2k | ▲ 12.9% |
| Recurring financial charges65 | €848 | €1k | €669 | €1k | €2k | ▲ 12.9% |
| Non-recurring financial charges66B | €145 | €241 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €343k | €427k | €418k | €467k | €424k | ▼ 9.3% |
| Income taxes67/77 | €118k | €123k | €137k | €141k | €144k | ▲ 1.8% |
| Profit (loss) for the period9904 | €225k | €304k | €281k | €326k | €279k | ▼ 14.2% |
| Transfer from tax-exempt reserves789 | €103k | - | €61k | - | €59k | - |
| Transfer to tax-exempt reserves689 | €53k | - | - | - | €105k | - |
| Profit (loss) for the period to be appropriated9905 | €275k | €304k | €342k | €326k | €234k | ▼ 28.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.05M | €1.36M | €1.56M | €1.73M | €1.92M | ▲ 10.9% |
| Fixed assets21/28 | €153k | €354k | €437k | €372k | €238k | ▼ 36.0% |
| Intangible fixed assets21 | €0 | - | - | €2k | €998 | ▼ 37.5% |
| Tangible fixed assets22/27 | €149k | €348k | €431k | €365k | €234k | ▼ 35.9% |
| Land and buildings22 | - | €173k | €155k | €155k | - | - |
| Plant, machinery and equipment23 | - | - | - | €1k | €16k | ▲ 1,422% |
| Furniture and vehicles24 | €106k | €123k | €175k | €111k | €111k | ▼ 0.5% |
| Other tangible fixed assets26 | €43k | €53k | €81k | €82k | €93k | ▲ 12.4% |
| Assets under construction and advance payments27 | - | - | €21k | €15k | €15k | = |
| Financial fixed assets28 | €4k | €6k | €6k | €6k | €3k | ▼ 44.0% |
| Current assets29/58 | €901k | €1.01M | €1.12M | €1.36M | €1.68M | ▲ 23.8% |
| Stocks and contracts in progress3 | €34k | €18k | €29k | €28k | €27k | ▼ 6.5% |
| Stocks30/36 | €34k | €18k | €29k | €28k | €27k | ▼ 6.5% |
| Amounts receivable within one year40/41 | €203k | €446k | €389k | €313k | €551k | ▲ 76.0% |
| Trade receivables40 | €203k | €348k | €389k | €313k | €360k | ▲ 14.8% |
| Other amounts receivable41 | - | €98k | - | - | €192k | - |
| Current investments50/53 | - | - | - | €100k | €100k | = |
| Cash at bank and in hand54/58 | €646k | €534k | €679k | €909k | €992k | ▲ 9.1% |
| Deferred charges and accrued income490/1 | €18k | €8k | €21k | €10k | €15k | ▲ 45.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.05M | €1.36M | €1.56M | €1.73M | €1.92M | ▲ 10.9% |
| Equity10/15 | €777k | €1.05M | €1.25M | €1.51M | €1.61M | ▲ 6.6% |
| Contributions10/11 | €25k | €25k | €25k | €25k | €25k | = |
| Reserves13 | €752k | €1.03M | €1.23M | €1.49M | €1.59M | ▲ 6.7% |
| Non-distributable reserves130/1 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves not available under the articles1311 | €3k | €3k | €3k | €3k | €3k | = |
| Tax-exempt reserves132 | €120k | €120k | €59k | €59k | €105k | ▲ 77.6% |
| Distributable reserves133 | €629k | €905k | €1.16M | €1.43M | €1.48M | ▲ 3.8% |
| Amounts payable17/49 | €276k | €308k | €305k | €221k | €310k | ▲ 40.5% |
| Amounts payable after more than one year17 | €56k | €28k | - | - | - | - |
| Financial debts170/4 | €56k | €28k | - | - | - | - |
| Amounts payable within one year42/48 | €220k | €280k | €304k | €221k | €310k | ▲ 40.5% |
| Current portion of amounts payable after more than one year42 | €28k | €28k | €28k | - | - | - |
| Trade debts44 | €39k | €66k | €107k | €84k | €34k | ▼ 59.5% |
| Suppliers440/4 | €39k | €66k | €107k | €84k | €34k | ▼ 59.5% |
| Advances received on contracts in progress46 | €3k | €3k | €3k | €3k | €3k | = |
| Taxes, remuneration and social security45 | €52k | €60k | €65k | €48k | €53k | ▲ 10.7% |
| Taxes450/3 | €48k | €56k | €61k | €43k | €47k | ▲ 9.8% |
| Remuneration and social security454/9 | €4k | €4k | €4k | €5k | €6k | ▲ 18.3% |
| Other amounts payable47/48 | €99k | €123k | €102k | €87k | €221k | ▲ 154% |
| Accrued charges and deferred income492/3 | €500 | €500 | €500 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €225k | €304k | €281k | €326k | €279k | ▼ 14.2% |
| + Depreciation and write-downs630 | €26k | €36k | €88k | €62k | €43k | ▼ 30.1% |
| Operating cash flow (approximation) | €251k | €340k | €370k | €387k | €323k | ▼ 16.7% |
| Investment in fixed assets (approximation) | - | €-237k | €-171k | €3k | €91k | ▲ 3,183% |
| Change in cash | - | €-111k | €144k | €230k | €83k | ▼ 64.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €326k ▲15.7%
Operating result €465k, net result €326k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Equity above €1MEq €1.05M ▲35.4%
5 profitable years in a row build equity to €1.05M.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Equity above €500kEq €636k ▲37.9%
3 profitable years in a row build equity to €636k.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
Financial
Weakest financial yearnet €106k ▼32.9%
Net result drops to €106k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Awans · 1 establishment unit since 2012
Ground area
2,387 m²
Building footprint
98 m²
Volume, LiDAR
935 m³
Parcel 62039B0469/00E000, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GINFO
since 20122.211.109.951
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62039B0469/00E000 | Wallonia | 2,387 m² | 1 · 98 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 5,939 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
33120Repair and maintenance of machinery
33190Repair, maintenance and installation of machinery and equipment
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
70200Business and other management consultancy
94120Activities of professional membership organisations
Scores and ratios are computed by Checked and are not a credit decision.