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RISINOLE

Active
Private limited companyfounded 201412 yrs activeRue du Chemineau 52, 7380 Quiévrain, BelgiumKBO/BCE: BE 0552.660.666
Summary

RISINOLE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,944 and a net result of €378. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 2414 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
RISINOLEActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Driving schools for cars and motorcycles
NACE 85531
1 site
Size
€60,877turnover 2025
Equity
€25,944
Profit
€378
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 71 d early0 of 2 deeds read
Why 96+ Liquidity: current ratio 8.75, cash €25,805+ Sector Education (NACE 85)+ Equity €25,944 (89.5% of total assets)+ Figures for FY 2025 (filed 21-05-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 64% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 89.5% of total assets
Liquidity 100=
short-term debt 10.5% · cash 89.0%
Profitability 60+2
return on assets 1.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,739 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%▲ +6.1% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▲ +2.9% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▼ -2.8% vs 05-2025 07-2025: < 0.1%▲ +11.4% vs 06-2025 08-2025: < 0.1%▲ +20.5% vs 07-2025highest value 09-2025: < 0.1%▼ -19.1% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -2.6% vs 12-2025 02-2026: < 0.1%▲ +2.7% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +2.6% vs 03-2026 05-2026: < 0.1%▲ +2.6% vs 04-2026 06-2026: < 0.1%▼ -22.5% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 8.75, cash €25,805 lowers the probability
  • Sector Education (NACE 85) lowers the probability
  • Equity €25,944 (89.5% of total assets) lowers the probability
  • Figures for FY 2025 (filed 21-05-2026) lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 8.75 against 9.61 in 2024; short-term debt: 10.5% and cash: 89% of total assets), and 10.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 88%, liquidity 93%, profitability 33%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 8.75, cash €25,805
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €25,944 (89.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 21-05-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
71 d early
2024
20 d late
2023
26 d late
2022
20 d late
2021
17 d late
2020
102 d late
2019
57 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €378
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 11% on solvencysector median 44.3% · 2,414 companies 89.5% View
  • Turnover 20256 fiscal years filed €60,877 View
  • Active since 2014founded 14-05-2014 12 years View

By topic

Financials

Fiscal year
2025
Turnover
€60,877
Profit
€378
Solvency
89.5%
Turnover▼ 0.1%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 21-05-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 20-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Driving schools for cars and motorcyclesNACE 85531
Founded
14-05-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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