EricVK
ActiveSummary
EricVK has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €-3k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-11
Solvency57=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.37 in 2024; short-term debt: 68.3% and cash: 33% of total assets), and 68.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
-5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
38 d early
2023
22 d early
2022
10 d late
2021
44 d early
2020
60 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 15.4%
2024 · €17k
2018: €7k
2019: €782
2020: €668
2021: €8k
2022: €16k
2023: €15k
2024: €17k
2018 → 2025
Total assets
€45k▼ 13.5%
2024 · €52k
2018: €24k
2019: €12k
2020: €14k
2021: €23k
2022: €40k
2023: €28k
2024: €52k
2018 → 2025
Net result
€-3k
2024 · €2k
2018: €347
2019: €-6k
2020: €-115
2021: €8k
2022: €7k
2023: €-492
2024: €2k
2018 → 2025
Working capital
€-13k▲ 39.0%
2024 · €-22k
2018: €3k
2019: €-249
2020: €430
2021: €-5k
2022: €2k
2023: €5k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€16k▲ 87.5%€15k▼ 3.1%€17k▲ 10.9%€14k▼ 15.4%
Operating result€9k-€10k▲ 10.1%€-231€2k€-2k
Net result€8k-€7k▼ 4.9%€-492€2k€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€28k ▼ 28.8%
Current assets
€17k ▲ 32.0%
Equity and liabilities €45k
Equity
€14k ▼ 15.4%
Debt
€31k ▼ 12.5%
Debt's share of the balance-sheet total rises from 67.5% to 68.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €10k
Cash flow
€6k▼
2024 · €9k
Current ratio
0.56▲
2024 · 0.37
Debt to equity
2.15▲
2024 · 2.08
ROE
-18.3%▼
2024 · 9.8%
ROA
-5.8%▼
2024 · 3.2%
Interest coverage
70.07▲
2024 · 21.44
Debt ≤ 1 year
€31k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€52k€45k▼
Fixed assets21/28€39k€28k▼
Tangible fixed assets22/27€38k€27k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€37k€25k▼
Financial fixed assets28€1k€1k=
Current assets29/58€13k€17k▲
Amounts receivable within one year40/41-€2k
Trade receivables40-€2k
Cash at bank and in hand54/58€9k€15k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€52k€45k▼
Equity10/15€17k€14k▼
Contributions10/11€7k€7k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€5k€2k▼
Amounts payable17/49€35k€31k▼
Amounts payable within one year42/48€35k€31k▼
Current portion of amounts payable after more than one year42€1k-
Trade debts44€18-
Suppliers440/4€18-
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€26k€21k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€64€2k▲
Gross operating margin9900€10k€8k▼
Operating profit (loss)9901€2k€-2k▼
Financial charges65/66B€462€94▼
Recurring financial charges65€462€94▼
Profit (loss) for the period before taxes9903€2k€-3k▼
Profit (loss) for the period9904€2k€-3k▼
Profit (loss) for the period to be appropriated9905€2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€2k▼
Profit (loss) brought forward from the previous period14P€3k€5k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 80 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2016
Ground area
855 m²
Building footprint
250 m²
Volume, LiDAR
4,296 m³
2 parcels, Brussels, Flanders · tallest building 26.2 m, ±8 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
EricVK SPRL
since 20162.249.944.395
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23403F0032/00A004 | Flanders | 641 m² | 1 · 90 m² | 10.4 m · 2 fl. |
| 21372B0305/00S003 | Brussels | 214 m² | 1 · 161 m² | 26.2 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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The MT Mobility
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FLAMME
BE 0445.883.462
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Of 1,038 companies in sector 85531 we hold annual accounts for 347. 227 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
85531Driving schools for cars and motorcycles
95316Washing and cleaning of motor vehicles
47120Other non-specialised retail sale
52210Service activities incidental to land transportation
77110Renting and leasing of cars and light motor vehicles
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.