RISHMA
ActiveSummary
RISHMA has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,058 and a net result of €24,459. Equity is growing by about 98% per year across the filed financial years. Its solvency ranks better than 58% of 16,893 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
- Staff
- 4.2 FTE
- Equity
- €37,058
- Profit
- €24,459
- Board
- 4 members
Why 66raises riskSector: Food and beverage service activities (NACE 56)Founded in 2022Size: total assets €94,240lowers riskLiquidity: current ratio 1.47, cash €77,374Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 59% on solvency, 74% on liquidity, 93% on profitability and 94% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 71 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2023 to 2025net €24,459 ▲8,451%
Financials · financial year 2025, micro format
2025 annual accounts filed late (27 days) Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00458115.
2023 to 2025, 3 financial years
The operating result has risen two years in a row; 2025 is 9.6 times 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €121,964 | €66,878 | €134,091 | ▲ 101% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,050 | €5,083 | €5,316 | ▲ 4.6% |
| Other operating charges640/8 | - | €2,940 | €5,387 | ▲ 83.2% |
| Gross operating margin9900 | €128,342 | €78,391 | €178,287 | ▲ 127% |
| Operating profit (loss)9901 | €1,329 | €3,490 | €33,492 | ▲ 860% |
| Financial income75/76B | - | €0 | €2 | ▲ 180× |
| Recurring financial income75 | - | €0 | €2 | ▲ 180× |
| Financial charges65/66B | €180 | €1,699 | €988 | ▼ 41.8% |
| Recurring financial charges65 | €180 | €1,699 | €988 | ▼ 41.8% |
| Profit (loss) for the period before taxes9903 | €1,149 | €1,791 | €32,506 | ▲ 18× |
| Income taxes67/77 | €836 | €1,505 | €8,047 | ▲ 435% |
| Profit (loss) for the period9904 | €313 | €286 | €24,459 | ▲ 86× |
| Profit (loss) for the period to be appropriated9905 | €313 | €286 | €24,459 | ▲ 86× |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €30,500 | €55,347 | €94,240 | ▲ 70.3% |
| Fixed assets21/28 | €23,698 | €19,416 | €14,099 | ▼ 27.4% |
| Tangible fixed assets22/27 | €20,198 | €15,916 | €10,599 | ▼ 33.4% |
| Furniture and vehicles24 | €20,198 | €15,916 | €10,599 | ▼ 33.4% |
| Financial fixed assets28 | €3,500 | €3,500 | €3,500 | = |
| Current assets29/58 | €6,802 | €35,931 | €80,141 | ▲ 123% |
| Amounts receivable within one year40/41 | €2,241 | €11,990 | €2,767 | ▼ 76.9% |
| Trade receivables40 | €261 | - | - | - |
| Other amounts receivable41 | €1,981 | €11,990 | €2,767 | ▼ 76.9% |
| Cash at bank and in hand54/58 | €4,561 | €23,941 | €77,374 | ▲ 223% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €30,500 | €55,347 | €94,240 | ▲ 70.3% |
| Equity10/15 | €12,313 | €12,599 | €37,058 | ▲ 194% |
| Contributions10/11 | €12,000 | €12,000 | €12,000 | = |
| Profit (loss) carried forward14 | €313 | €599 | €25,058 | ▲ 42× |
| Amounts payable17/49 | €18,187 | €42,748 | €57,182 | ▲ 33.8% |
| Amounts payable after more than one year17 | - | - | €2,804 | - |
| Financial debts170/4 | - | - | €2,804 | - |
| Amounts payable within one year42/48 | €18,187 | €42,748 | €54,378 | ▲ 27.2% |
| Current portion of amounts payable after more than one year42 | - | - | €4,446 | - |
| Trade debts44 | €1,444 | €8,079 | €13,305 | ▲ 64.7% |
| Suppliers440/4 | €1,444 | €8,079 | €13,305 | ▲ 64.7% |
| Taxes, remuneration and social security45 | €10,153 | €13,420 | €21,134 | ▲ 57.5% |
| Taxes450/3 | €836 | €13,420 | €15,759 | ▲ 17.4% |
| Remuneration and social security454/9 | €9,317 | - | €5,376 | - |
| Other amounts payable47/48 | €6,590 | €21,250 | €15,493 | ▼ 27.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €313 | €286 | €24,459 | ▲ 86× |
| + Depreciation and write-downs630 | €5,050 | €5,083 | €5,316 | ▲ 4.6% |
| Operating cash flow (approximation) | €5,363 | €5,369 | €29,775 | ▲ 455% |
| Investment in fixed assets (approximation) | - | -€801 | €0 | - |
| Change in cash | - | €19,380 | €53,432 | ▲ 176% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00458115 |
| 31-12-2024 | micro format | 05-01-2026 | 2026-00001746 |
| 31-12-2023 | micro format | 29-08-2024 | 2024-00403875 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| POKHREL Kishan Kumar |
|
| SIMKHADA ADHIKARI Bishnu Maya |
|
| Lal Bahadur Rana |
|
| Simkhada Hari Prasad |
|
| Rana Lal |
|
| Kishan Pokhrel |
|
Owners and capital
Capital and shareholders
- SIMKHADA ADHIKARI Bishnu Maya 100 shares (100%) · €12,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 05-12-2022 Incorporation · €12,000 · 100 shares
Group and network
Connections & network
4 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 1 December 2022, RISHMA was incorporated as a private limited company by one natural person, with a starting capital of €12,000.12 Of the 4 current board members, 2 have served since 2022.2 Total assets went from €30,500 in 2023 to €94,240 in 2025 and headcount from 5.3 to 4.2 full-time equivalents.3
Acts, filings and financial milestones
03-06
Gazette deed
Resignation: Rana Lal (director)Appointment: Simkhada Hari Prasad (director)3 facts ▸
- General meeting, 01-03-2024
- Director resignation, Rana Lal (director)
- Director appointment, Simkhada Hari Prasad (director)
15-06
Gazette deed
Appointment: Lal Bahadur Rana (director)Resignation: Kishan Pokhrel (day-to-day manager)4 facts ▸
- General meeting, 25-03-2023
- Director appointment, Lal Bahadur Rana (director (not named in the articles))
- Board meeting, 20-03-2023
- Director resignation, Kishan Pokhrel (day-to-day manager)
05-12
Gazette deed
IncorporationAppointments: SIMKHADA ADHIKARI Bishnu Maya (director) and POKHREL Kishan Kumar (director) · Founder · Founding capital6 facts ▸
- Incorporation, 01-12-2022
- Founder, SIMKHADA ADHIKARI Bishnu Maya
- Founding capital, €12,000
- Director appointment, SIMKHADA ADHIKARI Bishnu Maya (director (not named in the articles))
- Director appointment, POKHREL Kishan Kumar (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11005B0368/00D000 | Flanders | 205 m² | 1 · 191 m² | 13.9 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- RISHMA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “2850 Boom,Hoogstraat 12, Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem toegekend, met de mogelijkheid een deel van…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, algemene vergadering” (deed in Dutch)
Capital, shares and profit
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “Algemene vergadering, bestuursorgaan” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June