CHIDA
ActiveThe file of CHIDA contains 2 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2025 annual accounts show equity of €37k and a net result of €-72. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 46% of 13044 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency50▲+17
Growth32=
Stability60
Bankruptcy probability, 12 months
≥ 25%
High
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 1.52 against 1.09 in 2024), but 74.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.7%
Return on assets
-0.1%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€72
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
61 d late
2023
22 d late
2022
60 d late
2021
47 d early
2020
31 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 0.2%
2024 · €37k
2018: €92k
2019: €96k
2020: €77k
2021: €94k
2022: €112k
2023: €79k
2024: €37k
2018 → 2025
Total assets
€144k▼ 13.2%
2024 · €166k
2018: €145k
2019: €147k
2020: €168k
2021: €182k
2022: €208k
2023: €193k
2024: €166k
2018 → 2025
Net result
€-72▲ 99.8%
2024 · €-41k
2018: €2k
2019: €5k
2020: €-19k
2021: €56k
2022: €49
2023: €-34k
2024: €-41k
2018 → 2025
Working capital
€43k▲ 281%
2024 · €11k
2018: €41k
2019: €66k
2020: €27k
2021: €43k
2022: €55k
2023: €35k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€112k▲ 19.9%€79k▼ 30.1%€37k▼ 52.7%€37k▼ 0.2%
Operating result€64k-€9k▼ 85.6%€-20k€-35k▼ 78.1%€19k
Net result€56k-€49▼ 99.9%€-34k€-41k▼ 22.1%€-72▲ 99.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €35k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€20k▼ 44.0%
Current assets
€124k▼ 4.8%
Equity and liabilities €144k
Equity
€37k▼ 0.2%
Debt
€107k▼ 16.9%
The debt ratio falls from 77.7% to 74.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€35k▲
2024 · €-11k
Cash flow
€16k▲
2024 · €-17k
Solvency
25.7%▲
2024 · 22.3%
Current ratio
1.52▲
2024 · 1.09
Quick ratio
1.38▲
2024 · 1.00
Debt / equity
2.89▼
2024 · 3.48
ROE
-0.2%▲
2024 · -111.4%
ROA
-0.1%▲
2024 · -24.9%
Interest coverage
2.21▲
2024 · -1.30
Debt
€107k▼
2024 · €129k
Debt ≤ 1 year
€82k▼
2024 · €120k
Income taxes
€6k
Staff costs
€276k▼
2024 · €302k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€144k▼
Fixed assets21/28€35k€20k▼
Tangible fixed assets22/27€35k€20k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€17k€6k▼
Other tangible fixed assets26€11k€9k▼
Current assets29/58€131k€124k▼
Stocks and contracts in progress3€12k€12k▲
Stocks30/36€12k€12k▲
Amounts receivable within one year40/41€83k€99k▲
Trade receivables40€3k€3k▼
Other amounts receivable41€79k€96k▲
Cash at bank and in hand54/58€35k€12k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€166k€144k▼
Equity10/15€37k€37k▼
Contributions10/11€37k€37k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-2k€-2k▼
Amounts payable17/49€129k€107k▼
Amounts payable within one year42/48€120k€82k▼
Current portion of amounts payable after more than one year42€5k-
Trade debts44€64k€36k▼
Suppliers440/4€64k€36k▼
Taxes, remuneration and social security45€51k€46k▼
Taxes450/3€15k€20k▲
Remuneration and social security454/9€35k€26k▼
Accrued charges and deferred income492/3€9k€25k▲
Income statement
Code20242025
Non-recurring operating income76A-€30k
Remuneration, social security and pensions62€302k€276k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€16k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€294k€315k▲
Operating profit (loss)9901€-35k€19k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€9k€16k▲
Recurring financial charges65€9k€16k▲
Profit (loss) for the period before taxes9903€-41k€6k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€-41k€-72▲
Profit (loss) for the period to be appropriated9905€-41k€-72▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-2k▼
Profit (loss) brought forward from the previous period14P€39k€-2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
Judicial reorganisation
Plan homologation
Ondernemingsrechtbank Leuven · 20260010 · event 31-08-2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
09-06
Judicial reorganisation
Opening
Ondernemingsrechtbank Leuven · collectif_pme · event 04-06-2026
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Equity above €100kEq €112k ▲19.9%
2 profitable years in a row build equity to €112k.
14-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2022
Jeridi Mohamed Habib
CurrentDirector · since 01-06-2022
15-06-2022
RCHAIDIA Lazhar: Resigned as Director
15-06-2022
RECHAIDIA Nasreddine: Resigned as Director
15-06-2022
RECHAIDIA Salah: Resigned as Director
01-06-2022
Jeridi Mohamed Habib: Appointed as Director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Muntstraat 83000 LeuvenGround area
206 m²
Building footprint
204 m²
Volume, LiDAR
2,020 m³
Parcel 24502B0912/00E000, Flanders · tallest building 17.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CASA-MIA
since 19972.082.419.556
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0912/00E000 | Flanders | 206 m² | 1 · 204 m² | 17.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.082.419.556
Similar companies · same sector, comparable size
RISHMA
BE 0794.307.462
Boom · Eq €37k
BODEGA MASTA
BE 0826.749.707
Hemiksem · Eq €37k
RESTO LeM
BE 0663.882.747
Beersel · Eq €37k
RIVERKWAI
BE 0645.685.151
Hoogstraten · Eq €37k
L'étape
BE 0789.258.514
Bastogne · Eq €37k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 9,525 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-1997
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.