RISCO MANAGEMENT
ActiveRISCO MANAGEMENT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €278k and a net result of €16k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 4.2 against 3.09 in 2024; short-term debt: 14.9% and cash: 11.3% of total assets), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
4.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
38 d early
2023
68 d early
2022
70 d early
2021
67 d early
2020
36 d early
2019
81 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16k▼ 85.8%
2024 · €113k
2018: €85k
2019: €79k
2020: €100k
2021: €101k
2022: €102k
2023: €90k
2024: €113k
2018 → 2025
Working capital
€155k▼ 25.2%
2024 · €208k
2018: €2k
2019: €27k
2020: €77k
2021: €115k
2022: €172k
2023: €210k
2024: €208k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€178k-€230k▲ 29.2%€261k▲ 13.2%€316k▲ 21.2%€278k▼ 12.0%
Operating result€138k-€141k▲ 2.4%€122k▼ 13.5%€158k▲ 29.4%€14k▼ 91.1%
Net result€101k-€102k▲ 0.6%€90k▼ 11.4%€113k▲ 24.6%€16k▼ 85.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€123k▲ 13.4%
Current assets
€204k▼ 33.6%
Equity and liabilities €327k
Equity
€278k▼ 12.0%
Debt
€49k▼ 51.1%
The debt ratio falls from 23.9% to 14.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€22k▼
2024 · €164k
Cash flow
€23k▼
2024 · €119k
Solvency
85.1%▲
2024 · 76.1%
Current ratio
4.20▲
2024 · 3.09
Quick ratio
4.04▲
2024 · 3.03
Debt / equity
0.17▼
2024 · 0.31
ROE
5.7%▼
2024 · 35.7%
ROA
4.9%▼
2024 · 27.1%
Interest coverage
125.66▼
2024 · 856.31
Debt
€49k▼
2024 · €99k
Debt ≤ 1 year
€49k▼
2024 · €99k
Income taxes
€7k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€415k€327k▼
Fixed assets21/28€108k€123k▲
Tangible fixed assets22/27€47k€58k▲
Plant, machinery and equipment23€16k€21k▲
Furniture and vehicles24€3k€9k▲
Other tangible fixed assets26€28k€28k=
Financial fixed assets28€61k€65k▲
Current assets29/58€307k€204k▼
Stocks and contracts in progress3€6k€8k▲
Stocks30/36€6k€8k▲
Amounts receivable within one year40/41€86k€30k▼
Trade receivables40€65k€13k▼
Other amounts receivable41€21k€17k▼
Current investments50/53€132k€124k▼
Cash at bank and in hand54/58€77k€37k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€415k€327k▼
Equity10/15€316k€278k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€305k€272k▼
Distributable reserves133€305k€272k▼
Profit (loss) carried forward14€5k-
Amounts payable17/49€99k€49k▼
Amounts payable within one year42/48€99k€49k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€37k€26k▼
Taxes450/3€37k€26k▼
Other amounts payable47/48€58k€21k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€165k€23k▼
Operating profit (loss)9901€158k€14k▼
Financial income75/76B€3k€9k▲
Recurring financial income75€3k€9k▲
Financial charges65/66B€191€171▼
Recurring financial charges65€191€171▼
Profit (loss) for the period before taxes9903€160k€23k▼
Income taxes67/77€47k€7k▼
Profit (loss) for the period9904€113k€16k▼
Profit (loss) for the period to be appropriated9905€113k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€152k€21k▼
Profit (loss) brought forward from the previous period14P€40k€5k▼
Transfer from equity791/2-€33k
Transfer to equity691/2€90k-
To other reserves6921€90k-
Profit to be distributed694/7€58k€54k▼
Return on contributions (dividend)694€58k€54k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €16k ▼85.8%
Net result drops to €16k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €113k ▲24.6%
Operating result €158k, net result €113k, both a record.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €230k ▲29.2%
5 profitable years in a row build equity to €230k.
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €178k ▲46.3%
4 profitable years in a row build equity to €178k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €122k ▲70.5%
3 profitable years in a row build equity to €122k.
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dr du Triage Bruyère 551420 Braine-l'Alleud1 establishment unit
RISCO MANAGEMENT
since 20032.126.893.363
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Of 2,761 companies in sector 69109 we hold annual accounts for 1,209. 854 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2003
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70220Business consulting
74142
74872
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filings
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:fabio.ferretti@risco.be
Phone:0496/84.81.30