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RIJSCHOOL SDL

Active
Private limited companyfounded 1989active for 37 yearsPauwengraaf(E) 109, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0436.510.688
Summary

The annual accounts of RIJSCHOOL SDL for financial year 2025 show a net loss of 77% of total assets and of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €16,816 and a net result of -€21,627. Equity has been growing by about 60% per year since 2018. Its solvency ranks better than 54% of 839 sector peers (NACE 85, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-01-1989 Normal situation
Activity
Driving schools for cars and motorcycles NACE 85531
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.041.925.719 3630 Maasmechelen, since 01-02-1989
Financial year end
31 December
Peppol
Reachable since 17-10-2026

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
-€8,945
Loss
€21,627
Equity
€16,816
▼ 56.3%
Total assets
€28,141
▼ 39.9%
Staff
0.5 FTE
  • 2025 accounts filed 31 days after the deadline
Turnover not published (abbreviated or micro format)
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €21,627 (financial year 2025)lowers riskSector: Education (NACE 85)Size: total assets €28,141Liquidity: current ratio 1.27, cash €12,810Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 38% of micro companies in education (NACE 85)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 85-15
equity 59.8% of total assets
Liquidity 81+2
short-term debt 40.2% · cash 45.5%
Profitability 0-63
return on assets -76.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,822 companies, NACE 85, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.27 (3.09 in 2024), below the usual 1.5. Short-term debt is 40.2% and cash 45.5% of total assets. 40.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 62% of them on solvency, 71% on liquidity, 6% on profitability and 12% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Loss of €21,627 (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Size: total assets €28,141
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.27, cash €12,810
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
30 days late
2023
21 days late
2022
31 days late
2021
31 days late
2020
26 days late
2019
230 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 57 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 84% of companies in educationsector median €485,749 · 840 companies €16,816 View
  • New directorlatest change 29-05-2026 · 1 in office 1 joined View

Recent changes

  1. · Gazette deed Change of role: KADIRHAN Serdal, from manager to director
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as RIJSCHOOL SDL: driving schools for cars and motorcycles (NACE 85531). They are comparable in size and age: total assets between €12,200 and €38,800, founded between 1989 and 2014.

CompanyTotal assetsGross margin
RIJSCHOOL SDL Maasmechelen€28,141-€8,945
C.C.I. Sint-Jans-Molenbeek€25,427-€1,974
HEJMO Genk€38,753€490
DOOWIT Linkebeek€12,247-€19,375
SAFE DRIVING Brugge€19,530€2,010
Thijs Allround Service Genk€19,232-€23,643
RISINOLE Quiévrain€29,002€3,526
Full comparison

Key facts about RIJSCHOOL SDL

What is the company number of RIJSCHOOL SDL?
The company number of RIJSCHOOL SDL is 0436.510.688. The VAT number is the same number with BE in front: BE 0436.510.688.
Where is RIJSCHOOL SDL based?
The registered office is at Pauwengraaf(E) 109, 3630 Maasmechelen.Company details
What does RIJSCHOOL SDL do?
According to the KBO register, the main activity is driving schools for cars and motorcycles (NACE 85531).
What is the legal form of RIJSCHOOL SDL?
The legal form of RIJSCHOOL SDL is Private limited company (BV).
When was RIJSCHOOL SDL founded?
RIJSCHOOL SDL was founded on 16-01-1989.
Is RIJSCHOOL SDL still active?
Yes, RIJSCHOOL SDL is an active enterprise in the KBO register.
How many employees does RIJSCHOOL SDL have?
RIJSCHOOL SDL had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does RIJSCHOOL SDL fall under?
In its 2025 annual accounts, RIJSCHOOL SDL states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of RIJSCHOOL SDL?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
Is RIJSCHOOL SDL profitable?
In financial year 2025, RIJSCHOOL SDL made a loss of €21,627.
Where can I find the annual accounts of RIJSCHOOL SDL?
RIJSCHOOL SDL filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RIJSCHOOL SDL due?
RIJSCHOOL SDL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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