Equity
-€3,945
Debts exceed assets in financial year 2025.
RIJKERS PATRICK
Lifetime
20 annual accounts with figures on one time axis, 31 filings since 1995peak €156,013 (2008)
€31,229▼ 5.8%
lowest -€35,492 (2013)
-€20,440▼ €11,404
peak €37,599 (2010)
-€3,945▼ €20,440
€49,461▼ 3.9%
peak 4.6 FTE (2009)
1 FTEunchanged
Board1 name since 2021
1 directorRijkers Patrick Jan
Documentsfilings and deeds
18-06-202643 days before the deadline
2025abbreviated format
Loss of €20,440Equity from €16,495 to -€3,945Cash from €7,060 to €2,182
Key points
from the 2025 annual accountsLosses
-€32,388 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Debts
€49,461 109% of the balance sheet
Suppliers 9%Taxes and wages 3%Other 88%
Liquidity
0.92 was 8.71 in 2024
Short-term debts rose from €7,800 to €49,461.
Filings
31 annual accounts since 1995
The last five annual accounts were filed 35 to 43 days before the end of the period.
Position in the sector
-8.7%
Lower solvency than 91% of companies in construction of buildings. Sector median 38.6% · 2,818 companies.
Checked score
35
Weak
Financially stronger than 6% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%lowest value
01-2025: 0.8%● unchanged vs 12-2024lowest value
02-2025: 0.8%● unchanged vs 01-2025lowest value
03-2025: 0.8%● unchanged vs 02-2025lowest value
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 1.6%▲ +0.8 percentage points vs 06-2025
08-2025: 1.6%● unchanged vs 07-2025
09-2025: 1.6%● unchanged vs 08-2025
10-2025: 1.6%● unchanged vs 09-2025
11-2025: 1.6%● unchanged vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.6%● unchanged vs 12-2025
02-2026: 1.6%● unchanged vs 01-2026
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.6%● unchanged vs 03-2026
05-2026: 1.7%▲ +0.1 percentage points vs 04-2026
06-2026: 1.6%▼ -0.1 percentage points vs 05-2026
07-2026: 1.7%▲ +0.1 percentage points vs 06-2026
08-2026: 2.2%▲ +0.5 percentage points vs 07-2026
09-2026: 2.3%▲ +0.1 percentage points vs 08-2026
10-2026: 4.6%▲ +2.3 percentage points vs 09-2026highest value
11-2026: 4.6%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €20,440, the second in a row (financial year 2025)
Negative equity -€3,945
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Size: 1 FTE, total assets €45,517
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 9% of them on solvency, 7% on liquidity, 5% on profitability and 4% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as RIJKERS PATRICK has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RIJKERS PATRICK itself: 4.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for RIJKERS PATRICK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.92 (8.71 in 2024), below 1. Short-term debt is 108.7% and cash 4.8% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€3,945
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 days early
2024
35 days early
2023
42 days early
2022
38 days early
2021
39 days early
2020
59 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 41 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0453843501
First establishment
RIJKERS PATRICK BVBA, Lijsterweg 37, Ravels
Incorporation
published on 20-12-1994 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RIJKERS PATRICK Ravels | €45,517 | €31,229 | -8.7% | 1 |
| ML COMPANY Zulte | €46,038 | €23,493 | 72.4% | 0.3 |
| PROBATI Saint-Ghislain | €64,909 | €71,273 | 29.5% | 1 |
| PLINTO Sint-Lievens-Houtem | €107,386 | €31,145 | 77.0% | 0.8 |
| VERBABO Turnhout | €40,684 | €78,314 | 10.0% | 1 |
| Bouwwerken Danny Driesen Mol | €43,577 | €72,034 | -280.1% | 2 |
| ERNST ENTREPRISES GENERALES ET PROMOTION IMMOBILIERE Verviers | €63,235 | €49,693 | -61.6% | 2 |
These companies have the same main activity as RIJKERS PATRICK: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €40,700 and €107,000, founded between 1977 and 2008.
Official details
Source: KBO- Status
- Active since 25-11-1994Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.069.943.3762380 Ravels, since 23-01-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 11-09-2025
Annual accounts 2025
- ≈ €140,000estimated
- €45,517▼ 33.0%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 18-06-2026, 43 days before the end of the filing period
Insights on RIJKERS PATRICK
RIJKERS PATRICK files the abbreviated format. That format states no turnover. The gross margin fell from €116,616 in 2006 to €31,229 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RIJKERS PATRICK
- What is the company number of RIJKERS PATRICK?
- The company number of RIJKERS PATRICK is 0453.843.501. The VAT number is the same number with BE in front: BE 0453.843.501.
- Where is RIJKERS PATRICK based?
- The registered office is at Lijsterweg 37, 2380 Ravels.Company details
- What does RIJKERS PATRICK do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of RIJKERS PATRICK?
- RIJKERS PATRICK is a private limited company (pre-2019) (BVBA).
- When was RIJKERS PATRICK founded?
- RIJKERS PATRICK was founded on 25-11-1994.
- Is RIJKERS PATRICK still active?
- Yes, RIJKERS PATRICK is an active enterprise in the KBO register.
- How many employees does RIJKERS PATRICK have?
- RIJKERS PATRICK had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of RIJKERS PATRICK?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €31,229 and 37 comparable companies (NACE 41001). It probably lies between €83,000 and €270,000.
- Is RIJKERS PATRICK profitable?
- In financial year 2025, RIJKERS PATRICK made a loss of €20,440.
- Where can I find the annual accounts of RIJKERS PATRICK?
- RIJKERS PATRICK filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RIJKERS PATRICK due?
- RIJKERS PATRICK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.