RIGIAS
ActiveSummary
RIGIAS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,898) and a net result of -€10,202. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.1% (low).
Overview
What they do
Retail sale of information and communication equipment
NACE 47400NACE 93040NACE 96040
1 site
How big
€11,437total assets 2025
- Staff
- 1 FTE
- Equity
- -€9,898
- Loss
- -€10,202
Turnover not published (abridged schema)
Who decides
Accounts 43 d early0 of 4 deeds read
Why 25- Annual accounts: weaker financial profile- Higher-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-28
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 0.91 in 2024; short-term debt: 186.5% and cash: 17.7% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-86.5%
Return on assets
-89.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
42 d early
2023
58 d early
2022
32 d early
2021
19 d late
2020
31 d late
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€12,332
Financials
Fiscal year 2025Total assets €11,437Loss -€10,202Solvency -86.5%Liquidity 0.51
Total assets
€11,437▲ 3.7%
2018 - 2025
Net result
-€10,202▲ 17.3%
2018 - 2025
Equity
-€9,898
2018 - 2025
Staff (FTE)
1=
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€64,229€47,334▼ 26.3%€20,735▼ 56.2%-€13,956-€9,998▲ 28.4%
Net result€63,375above the sector's middle half€47,079above the sector's middle half▼ 25.7%€14,992within the sector's middle half▼ 68.2%-€12,332below the sector's middle half-€10,202▲ 17.3%
Equity-€49,435below the sector's middle half▲ 56.2%-€2,356below the sector's middle half▲ 95.2%€12,636within the sector's middle half€304below the sector's middle half▼ 97.6%-€9,898
Total assets€52,757below the sector's middle half▲ 659%€79,336within the sector's middle half▲ 50.4%€45,188below the sector's middle half▼ 43.0%€11,033below the sector's middle half▼ 75.6%€11,437▲ 3.7%
Debt€102,192▼ 14.7%€81,692▼ 20.1%€32,552▼ 60.2%€10,729▼ 67.0%€21,335▲ 98.8%
Working capital-€52,700below the sector's middle half▲ 54.6%-€4,796within the sector's middle half▲ 90.9%€10,806within the sector's middle half-€916within the sector's middle half-€10,508▼ 1,047%
Solvency-93.7%below the sector's middle half-3.0%below the sector's middle half▲ 90.7pp28.0%within the sector's middle half▲ 30.9pp2.8%below the sector's middle half▼ 25.2pp-86.5%▼ 89.3pp
Current ratio0.48below the sector's middle half▲ 0.450.94within the sector's middle half▲ 0.461.33within the sector's middle half▲ 0.390.91within the sector's middle half▼ 0.420.51▼ 0.41
Return on assets (ROA)120.1%above the sector's middle half▲ 154.1pp59.3%above the sector's middle half▼ 60.8pp33.2%above the sector's middle half▼ 26.2pp-111.8%below the sector's middle half▼ 145.0pp-89.2%▲ 22.6pp
Staff (FTE)0.71▲ 42.9%1=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,998 in 2025 against €13,956 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,437
Fixed assets
€610 ▼ 50.0%
Current assets
€10,827 ▲ 10.3%
Equity and liabilities
Equity-€9,898
Debt€21,335
Equity is negative: debt (€21,335) exceeds the balance-sheet total (€11,437).
Key figures and ratios
Key figures and ratios
EBITDA
-€9,388▲
2024 · -€13,346
Cash flow
-€9,592▲
2024 · -€11,722
Interest coverage
-46.11▲
2024 · -99.21
Debt ≤ 1 year
€21,335▲
2024 · €10,729
Staff costs
€40,964▲
2024 · €34,640
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.5%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,000 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | €18,965 | €34,640 | €40,964 | ▲ 18.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €610 | €610 | €610 | €610 | = |
| Other operating charges640/8 | €383 | €674 | €989 | €599 | €482 | ▼ 19.6% |
| Gross operating margin9900 | €64,612 | €48,618 | €41,300 | €21,893 | €32,058 | ▲ 46.4% |
| Operating profit (loss)9901 | €64,229 | €47,334 | €20,735 | -€13,956 | -€9,998 | ▲ 28.4% |
| Financial income75/76B | €18 | - | €9 | €1,758 | - | - |
| Recurring financial income75 | €18 | - | €9 | €1,758 | - | - |
| Financial charges65/66B | €873 | €255 | €196 | €135 | €204 | ▲ 51.3% |
| Recurring financial charges65 | €873 | €255 | €196 | €135 | €204 | ▲ 51.3% |
| Profit (loss) for the period before taxes9903 | €63,375 | €47,079 | €20,548 | -€12,332 | -€10,202 | ▲ 17.3% |
| Income taxes67/77 | - | - | €5,555 | - | - | - |
| Profit (loss) for the period9904 | €63,375 | €47,079 | €14,992 | -€12,332 | -€10,202 | ▲ 17.3% |
| Profit (loss) for the period to be appropriated9905 | €63,375 | €47,079 | €14,992 | -€12,332 | -€10,202 | ▲ 17.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €52,757 | €79,336 | €45,188 | €11,033 | €11,437 | ▲ 3.7% |
| Fixed assets21/28 | €3,265 | €2,440 | €1,830 | €1,220 | €610 | ▼ 50.0% |
| Tangible fixed assets22/27 | - | €2,440 | €1,830 | €1,220 | €610 | ▼ 50.0% |
| Furniture and vehicles24 | - | €2,440 | €1,830 | €1,220 | €610 | ▼ 50.0% |
| Financial fixed assets28 | €3,265 | - | - | - | - | - |
| Current assets29/58 | €49,492 | €76,896 | €43,358 | €9,813 | €10,827 | ▲ 10.3% |
| Amounts receivable within one year40/41 | €45,045 | €75,559 | €15,138 | €6,554 | €8,623 | ▲ 31.6% |
| Trade receivables40 | €41,971 | €72,978 | €14,881 | €4,022 | €8,623 | ▲ 114% |
| Other amounts receivable41 | €3,074 | €2,581 | €257 | €2,532 | - | - |
| Cash at bank and in hand54/58 | €4,315 | €1,271 | €28,040 | €3,071 | €2,024 | ▼ 34.1% |
| Deferred charges and accrued income490/1 | €133 | €66 | €180 | €188 | €179 | ▼ 4.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €52,757 | €79,336 | €45,188 | €11,033 | €11,437 | ▲ 3.7% |
| Equity10/15 | -€49,435 | -€2,356 | €12,636 | €304 | -€9,898 | ▼ 3,358% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | €18,592 | - | - | - | - |
| Issued capital100 | - | €18,592 | - | - | - | - |
| Profit (loss) carried forward14 | -€68,027 | -€20,948 | -€5,956 | -€18,288 | -€28,490 | ▼ 55.8% |
| Amounts payable17/49 | €102,192 | €81,692 | €32,552 | €10,729 | €21,335 | ▲ 98.8% |
| Amounts payable within one year42/48 | €102,192 | €81,692 | €32,552 | €10,729 | €21,335 | ▲ 98.8% |
| Trade debts44 | €1,562 | €39,292 | €3,434 | €1,904 | €728 | ▼ 61.8% |
| Suppliers440/4 | €1,562 | €39,292 | €3,434 | €1,904 | €728 | ▼ 61.8% |
| Taxes, remuneration and social security45 | €2,836 | - | €10,663 | €8,312 | €7,641 | ▼ 8.1% |
| Taxes450/3 | €2,836 | - | €7,741 | €8,312 | €2,606 | ▼ 68.7% |
| Remuneration and social security454/9 | - | - | €2,922 | - | €5,035 | - |
| Other amounts payable47/48 | €97,795 | €42,400 | €18,455 | €513 | €12,965 | ▲ 2,428% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €63,375 | €47,079 | €14,992 | -€12,332 | -€10,202 | ▲ 17.3% |
| + Depreciation and write-downs630 | - | €610 | €610 | €610 | €610 | = |
| Operating cash flow (approximation) | €63,375 | €47,689 | €15,602 | -€11,722 | -€9,592 | ▲ 18.2% |
| Investment in fixed assets (approximation) | - | €215 | €0 | €0 | €0 | - |
| Change in cash | - | -€3,044 | €26,769 | -€24,970 | -€1,046 | ▲ 95.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 3,227 companies in this sector we hold annual accounts for 1,809. 85 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
12 eventsLatest 18-06-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€12,332
Net result drops to -€12,332, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Back to profitnet €63,375
Net result €63,375 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 05-01-2000Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded05-01-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
96230Day spas, saunas and steam baths
82990Other business support services
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0469257492
Also
9925:BE0469257492
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2000
Ground area
3,428 m²
Building footprint
624 m²
Volume, LiDAR
3,267 m³
Parcel 71442C0740/00L000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Rigias
since 2000unit no. 2.115.681.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C0740/00L000 | Flanders | 3,428 m² | 1 · 624 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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