Right Stone
ActiveSummary
Right Stone has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €144,002 and a net result of -€59,571. Equity is shrinking by ~23.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 33% of 19374 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability13▲+1
Solvency37▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.03 against 0.18 in 2023; short-term debt: 49.6% and cash: 0.4% of total assets), and 88% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12%
Return on assets
-4.9%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
192021222324
2019 to 2024 · latest year -€59,571
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
31 d early
2024
114 d early
2023
6 d late
2022
25 d early
2021
44 d early
2020
17 d late
2019
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€144,002▼ 29.3%
2023 · €203,573
Total assets
€1.2m▲ 21.7%
2023 · €989,047
Net result
-€59,571▼ 13.9%
2023 · -€52,286
Working capital
-€578,390▼ 138%
2023 · -€243,375
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€16,190▼ 60.4%-€26,945▼ 66.4%-€40,143▼ 49.0%-€32,912▲ 18.0%-€39,802▼ 20.9%
Net result-€26,179below the sector's middle half▼ 159%-€41,815below the sector's middle half▼ 59.7%-€69,556below the sector's middle half▼ 66.3%-€52,286below the sector's middle half▲ 24.8%-€59,571below the sector's middle half▼ 13.9%
Equity€367,229above the sector's middle half€325,415above the sector's middle half▼ 11.4%€255,859within the sector's middle half▼ 21.4%€203,573within the sector's middle half▼ 20.4%€144,002within the sector's middle half▼ 29.3%
Total assets€941,854within the sector's middle half▲ 683%€940,674within the sector's middle half▼ 0.1%€910,987within the sector's middle half▼ 3.2%€989,047within the sector's middle half▲ 8.6%€1.2mabove the sector's middle half▲ 21.7%
Debt€574,625▲ 353%€615,259▲ 7.1%€655,128▲ 6.5%€785,474▲ 19.9%€1.1m▲ 34.9%
Working capital-€48,583within the sector's middle half▲ 48.4%-€72,648below the sector's middle half▼ 49.5%-€192,673below the sector's middle half▼ 165%-€243,375below the sector's middle half▼ 26.3%-€578,390below the sector's middle half▼ 138%
Solvency39.0%within the sector's middle half▲ 44.5pp34.6%within the sector's middle half▼ 4.4pp28.1%within the sector's middle half▼ 6.5pp20.6%within the sector's middle half▼ 7.5pp12.0%within the sector's middle half▼ 8.6pp
Current ratio0.61within the sector's middle half▲ 0.360.45within the sector's middle half▼ 0.160.19below the sector's middle half▼ 0.270.18below the sector's middle half▼ 0.010.03below the sector's middle half▼ 0.15
Return on assets (ROA)-2.8%below the sector's middle half▲ 5.6pp-4.4%below the sector's middle half▼ 1.7pp-7.6%below the sector's middle half▼ 3.2pp-5.3%below the sector's middle half▲ 2.3pp-4.9%below the sector's middle half▲ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €39,802 in 2024 against €32,912 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.2m
Fixed assets
€1.2m ▲ 26.6%
Current assets
€18,141 ▼ 65.7%
Equity and liabilities €1.2m
Equity
€144,002 ▼ 29.3%
Debt
€1.1m ▲ 34.9%
Debt's share of the balance-sheet total rises from 79.4% to 88.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€21,515▼
2023 · -€19,477
Cash flow
-€41,283▼
2023 · -€38,851
Debt to equity
7.36▲
2023 · 3.86
ROE
-41.4%▼
2023 · -25.7%
Interest coverage
-1.08▼
2023 · -1.01
Debt ≤ 1 year
€596,531▲
2023 · €296,226
Debt > 1 year
€456,515▼
2023 · €489,249
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 748 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
1.3%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 748 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,984 | €12,301 | €13,163 | €13,435 | €18,287 | ▲ 36.1% |
| Other operating charges640/8 | - | €5,460 | €5,965 | €6,475 | €6,833 | ▲ 5.5% |
| Gross operating margin9900 | -€1,619 | -€9,184 | -€21,015 | -€13,002 | -€14,682 | ▼ 12.9% |
| Operating profit (loss)9901 | -€16,190 | -€26,945 | -€40,143 | -€32,912 | -€39,802 | ▼ 20.9% |
| Financial income75/76B | - | - | - | €6 | €90 | ▲ 1,333% |
| Recurring financial income75 | €35 | - | - | €6 | €90 | ▲ 1,333% |
| Financial charges65/66B | - | €14,870 | €29,413 | €19,380 | €19,858 | ▲ 2.5% |
| Recurring financial charges65 | €10,024 | €14,870 | €29,413 | €19,380 | €19,858 | ▲ 2.5% |
| Profit (loss) for the period before taxes9903 | -€26,179 | -€41,815 | -€69,556 | -€52,286 | -€59,571 | ▼ 13.9% |
| Profit (loss) for the period9904 | -€26,179 | -€41,815 | -€69,556 | -€52,286 | -€59,571 | ▼ 13.9% |
| Profit (loss) for the period to be appropriated9905 | -€26,179 | -€41,815 | -€69,556 | -€52,286 | -€59,571 | ▼ 13.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €941,854 | €940,674 | €910,987 | €989,047 | €1.2m | ▲ 21.7% |
| Fixed assets21/28 | €864,436 | €880,201 | €867,038 | €936,197 | €1.2m | ▲ 26.6% |
| Tangible fixed assets22/27 | €414,167 | €429,932 | €416,769 | €485,928 | €735,233 | ▲ 51.3% |
| Land and buildings22 | - | €429,932 | €416,769 | €485,928 | €735,233 | ▲ 51.3% |
| Financial fixed assets28 | €450,269 | €450,269 | €450,269 | €450,269 | €450,269 | = |
| Current assets29/58 | €77,418 | €60,473 | €43,949 | €52,851 | €18,141 | ▼ 65.7% |
| Amounts receivable within one year40/41 | €73,797 | €60,096 | €42,683 | €51,492 | €12,015 | ▼ 76.7% |
| Trade receivables40 | - | €1,000 | €2,024 | €25,333 | €457 | ▼ 98.2% |
| Other amounts receivable41 | - | €59,096 | €40,658 | €26,158 | €11,558 | ▼ 55.8% |
| Cash at bank and in hand54/58 | €2,706 | €377 | €169 | €1,359 | €4,610 | ▲ 239% |
| Deferred charges and accrued income490/1 | - | - | €1,097 | - | €1,516 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €941,854 | €940,674 | €910,987 | €989,047 | €1.2m | ▲ 21.7% |
| Equity10/15 | €367,229 | €325,415 | €255,859 | €203,573 | €144,002 | ▼ 29.3% |
| Contributions10/11 | - | €403,500 | €403,500 | €403,500 | €403,500 | = |
| Profit (loss) carried forward14 | -€36,271 | -€78,085 | -€147,641 | -€199,927 | -€259,498 | ▼ 29.8% |
| Amounts payable17/49 | €574,625 | €615,259 | €655,128 | €785,474 | €1.1m | ▲ 34.9% |
| Amounts payable after more than one year17 | €448,624 | €482,138 | €418,506 | €489,249 | €456,515 | ▼ 6.7% |
| Financial debts170/4 | - | €482,138 | €418,506 | €489,249 | €456,515 | ▼ 6.7% |
| Amounts payable within one year42/48 | €126,001 | €133,121 | €236,622 | €296,226 | €596,531 | ▲ 101% |
| Current portion of amounts payable after more than one year42 | - | €34,451 | €56,760 | €57,760 | €44,312 | ▼ 23.3% |
| Trade debts44 | €23,091 | €709 | €13,559 | €30,807 | €116,428 | ▲ 278% |
| Suppliers440/4 | - | €709 | €13,559 | €30,807 | €116,428 | ▲ 278% |
| Taxes, remuneration and social security45 | - | - | - | €4,760 | €5,283 | ▲ 11.0% |
| Taxes450/3 | - | - | - | €4,760 | €5,283 | ▲ 11.0% |
| Other amounts payable47/48 | - | €97,961 | €166,303 | €202,899 | €430,509 | ▲ 112% |
| Accrued charges and deferred income492/3 | - | - | - | - | €6,595 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€26,179 | -€41,815 | -€69,556 | -€52,286 | -€59,571 | ▼ 13.9% |
| + Depreciation and write-downs630 | €8,984 | €12,301 | €13,163 | €13,435 | €18,287 | ▲ 36.1% |
| Operating cash flow (approximation) | -€17,195 | -€29,514 | -€56,393 | -€38,851 | -€41,283 | ▼ 6.3% |
| Investment in fixed assets (approximation) | - | -€28,066 | -€0 | -€82,593 | -€267,593 | ▼ 224% |
| Change in cash | - | -€2,329 | -€208 | €1,190 | €3,251 | ▲ 173% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€69,556
Net result drops to -€69,556, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Equity above €200,000Eq €367,229
Equity rises from -€6,592 to €367,229.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Onhaye · 1 establishment unit since 2019
Ground area
1,742 m²
Building footprint
310 m²
Volume, LiDAR
2,062 m³
Parcel 91042C0075/00F000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Hayettes, Fal. 18A, 5522 Onhaye
since 20192.291.372.897
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91042C0075/00F000 | Wallonia | 1,742 m² | 1 · 310 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
50%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
WEYIMMO
BE 0690.936.344
Raeren · Eq €143,994
VOGELEER ET FILS
BE 0430.174.313
Beaumont · Eq €144,085
STUDEKA
BE 0436.499.604
Kortrijk · Eq €143,916
FRAN
BE 0449.970.330
Mechelen · Eq €143,881
Sint ANTONIUS
BE 0428.185.813
Hasselt · Eq €143,831
Of 9,144 companies in sector 68201 we hold annual accounts for 6,775. 4,535 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0728477324
Also
9925:BE0728477324
Registered
31-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.