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RIETHOVE

Active
Private limited company (pre-2019)founded 199729 yrs activeZeeweg 42, 8490 Jabbeke, BelgiumKBO/BCE: BE 0461.003.188
Summary

RIETHOVE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €62. Equity is shrinking by ~41.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
50 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-20
Solvency27=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2%
Return on assets
0%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31694 sector peers (2025).
NBB · sector comparison
Position among 31694 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
125 d late
2023
60 d late
2022
25 d late
2021
24 d late
2020
40 d early
2019
31 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€6k▲ 1.0%
2024 · €6k
2018: €92k 2019: €48k 2020: €30k 2021: €33k 2022: €16k 2023: €-838 2024: €6k
2018 → 2025
Total assets
€306k▼ 6.3%
2024 · €327k
2018: €390k 2019: €360k 2020: €347k 2021: €363k 2022: €333k 2023: €314k 2024: €327k
2018 → 2025
Net result
€62▼ 99.1%
2024 · €7k
2018: €-21k 2019: €-45k 2020: €-17k 2021: €3k 2022: €-17k 2023: €-17k 2024: €7k
2018 → 2025
Working capital
€-299k▼ 1.4%
2024 · €-295k
2018: €-69k 2019: €-180k 2020: €-179k 2021: €-183k 2022: €-250k 2023: €-292k 2024: €-295k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€33k-€16k▼ 50.1%€-838€6k€6k▲ 1.0%
Operating result€5k-€-15k€-16k▼ 6.4%€8k€2k▼ 78.5%
Net result€3k-€-17k€-17k▼ 4.7%€7k€62▼ 99.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €5k€5kNet result 2021: €3k€3kOperating result 2022: €-15k€-15kNet result 2022: €-17k€-17kOperating result 2023: €-16k€-16kNet result 2023: €-17k€-17kOperating result 2024: €8k€8kNet result 2024: €7k€7kOperating result 2025: €2k€2kNet result 2025: €62€6220212022202320242025€-20k€-10k€0€10kOperating result 2023: €-16k€-16kNet result 2023: €-17k€-17kOperating result 2024: €8k€8.2kNet result 2024: €7k€6.9kOperating result 2025: €2k€1.8kNet result 2025: €62€62202320242025
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306k
Fixed assets €305k ▼ 0.3%
Current assets €451 ▼ 97.8%
Equity and liabilities €306k
Equity €6k ▲ 1.0%
Debt €300k ▼ 6.5%
Debt's share of the balance-sheet total falls from 98.2% to 98.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€7k
2024 · €13k
Cash flow
€5k
2024 · €12k
Current ratio
0.00
2024 · 0.06
Debt to equity
49.22
2024 · 53.16
ROE
1.0%
2024 · 113.9%
ROA
0.0%
2024 · 2.1%
Interest coverage
3.88
2024 · 9.36
Debt ≤ 1 year
€300k
2024 · €315k
Debt > 1 year
€0
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€327k€306k
Fixed assets21/28€306k€305k
Tangible fixed assets22/27€306k€305k
Land and buildings22€306k€305k
Current assets29/58€20k€451
Amounts receivable within one year40/41€20k-
Trade receivables40€20k-
Cash at bank and in hand54/58€226€451
Deferred charges and accrued income490/1€438-
Equity and liabilities
Total equity and liabilities10/49€327k€306k
Equity10/15€6k€6k
Contributions10/11€19k€19k=
Reserves13€47k€47k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€45k€45k=
Profit (loss) carried forward14€-59k€-59k
Amounts payable17/49€321k€300k
Amounts payable after more than one year17€5k€0
Financial debts170/4€5k€0
Amounts payable within one year42/48€315k€300k
Current portion of amounts payable after more than one year42€15k€7k
Financial debts43€345€4k
Credit institutions430/8€345€4k
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€2k€812
Taxes450/3€2k€812
Other amounts payable47/48€298k€285k
Income statement Code20242025
Non-recurring operating income76A€11k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k
Other operating charges640/8€3k€3k
Gross operating margin9900€16k€9k
Operating profit (loss)9901€8k€2k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€2k
Recurring financial charges65€1k€2k
Profit (loss) for the period before taxes9903€7k€62
Profit (loss) for the period9904€7k€62
Profit (loss) for the period to be appropriated9905€7k€62
Appropriation of the result
Profit (loss) to be appropriated9906€-59k€-59k
Profit (loss) brought forward from the previous period14P€-66k€-59k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 125 days late
2024
31-12
Financial Back to profitnet €7k
Net result €7k after 2 loss-making years.
29-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial Back to profitnet €3k
Net result €3k after 3 loss-making years.
21-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
09-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 1997
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zeeweg 428490 Jabbeke
Ground area
1.5 ha
Building footprint
236 m²
Volume, LiDAR
1,417 m³
Parcel 31442C0586/00L000, Flanders · tallest building 19.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RIETHOVE
Zeeweg 42, 8490 JabbekeInsurance, reinsurance and pension funding, except compulsory social security
since 19972.082.671.756
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31442C0586/00L000 Flanders 1.5 ha 1 · 236 m² 19.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 17,530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded11-07-1997
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.