M CONSULTING
ActiveM CONSULTING has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202k and a net result of €-7k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 74% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.13 against 0.85 in 2024; short-term debt: 0.9% and cash: 1.5% of total assets), and 22.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
7 d early
2023
54 d early
2022
60 d early
2021
58 d early
2020
24 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€202k▼ 3.5%
2024 · €209k
2018: €259k
2019: €248k
2020: €241k
2021: €230k
2022: €226k
2023: €215k
2024: €209k
2018 → 2025
Total assets
€259k▼ 5.1%
2024 · €273k
2018: €389k
2019: €367k
2020: €348k
2021: €327k
2022: €309k
2023: €290k
2024: €273k
2018 → 2025
Net result
€-7k▼ 21.0%
2024 · €-6k
2018: €-3k
2019: €-11k
2020: €-7k
2021: €-11k
2022: €-4k
2023: €-11k
2024: €-6k
2018 → 2025
Working capital
€5k
2024 · €-731
2018: €-32k
2019: €-31k
2020: €-24k
2021: €-20k
2022: €-9k
2023: €-8k
2024: €-731
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€230k-€226k▼ 1.6%€215k▼ 5.0%€209k▼ 2.8%€202k▼ 3.5%
Operating result€-15k-€-6k▲ 58.8%€-15k▼ 148%€-9k▲ 39.1%€-11k▼ 13.3%
Net result€-11k-€-4k▲ 67.3%€-11k▼ 211%€-6k▲ 46.9%€-7k▼ 21.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €9k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €259k
Fixed assets
€252k▼ 6.5%
Current assets
€7k▲ 85.1%
Equity and liabilities €259k
Equity
€202k▼ 3.5%
Provisions
€55k▼ 7.1%
Debt
€2k▼ 49.9%
The debt ratio falls from 1.7% to 0.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €8k
Cash flow
€10k▼
2024 · €11k
Solvency
77.8%▲
2024 · 76.5%
Current ratio
3.13▲
2024 · 0.85
Quick ratio
3.13▲
2024 · 0.85
Debt / equity
0.01▼
2024 · 0.02
ROE
-3.6%▼
2024 · -2.9%
ROA
-2.8%▼
2024 · -2.2%
Interest coverage
36.05▼
2024 · 50.21
Debt
€2k▼
2024 · €5k
Debt ≤ 1 year
€2k▼
2024 · €5k
Income taxes
€1k▲
2024 · €849
Staff costs
€400▲
2024 · €387
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€273k€259k▼
Fixed assets21/28€269k€252k▼
Tangible fixed assets22/27€269k€252k▼
Land and buildings22€269k€252k▼
Furniture and vehicles24€295€32▼
Current assets29/58€4k€7k▲
Amounts receivable within one year40/41-€3k
Other amounts receivable41-€3k
Cash at bank and in hand54/58€4k€4k=
Deferred charges and accrued income490/1€24€26▲
Equity and liabilities
Total equity and liabilities10/49€273k€259k▼
Equity10/15€209k€202k▼
Contributions10/11€170k€170k=
Capital10€170k€170k=
Issued capital100€170k€170k=
Reserves13€150k€142k▼
Non-distributable reserves130/1€68€68=
Legal reserve130€68€68=
Tax-exempt reserves132€115k€107k▼
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€-111k€-110k▲
Provisions and deferred taxes16€59k€55k▼
Deferred taxes168€59k€55k▼
Amounts payable17/49€5k€2k▼
Amounts payable within one year42/48€5k€2k▼
Trade debts44€237€499▲
Suppliers440/4€237€499▲
Taxes, remuneration and social security45€849€2k▲
Taxes450/3€849€2k▲
Other amounts payable47/48€4k-
Income statement
Code20242025
Remuneration, social security and pensions62€387€400▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k=
Other operating charges640/8€3k€3k▼
Gross operating margin9900€12k€10k▼
Operating profit (loss)9901€-9k€-11k▼
Financial income75/76B€0€181▲
Recurring financial income75€0€181▲
Financial charges65/66B€161€190▲
Recurring financial charges65€161€190▲
Profit (loss) for the period before taxes9903€-9k€-11k▼
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€849€1k▲
Profit (loss) for the period9904€-6k€-7k▼
Transfer from tax-exempt reserves789€8k€8k=
Profit (loss) for the period to be appropriated9905€2k€909▼
Appropriation of the result
Profit (loss) to be appropriated9906€-111k€-110k▲
Profit (loss) brought forward from the previous period14P€-113k€-111k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 3.13
Current ratio from 0.85 to 3.13; short-term debt falls from €5k to €2k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
van Dijcklaan 223500 HasseltGround area
1,041 m²
Building footprint
313 m²
Volume, LiDAR
2,401 m³
Parcel 71327G0402/00H002, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
M CONSULTING NV
since 19962.075.135.747
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0402/00H002 | Flanders | 1,041 m² | 1 · 313 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,035 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-12-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.