Rick Voeten
ActiveSummary
The computed 12-month bankruptcy probability of Rick Voeten is 1.7% (moderate). The 2025 annual accounts show equity of €4k and a net result of €46k. Equity is shrinking by ~25.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 26% of 18280 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency31▼-1
Growth58=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.9%
Return on assets
67.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
63 d early
2024
99 d early
2023
97 d early
2022
56 d early
2021
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 1.5%
2024 · €4k
2021: €30k
2022: €67k
2023: €105k
2024: €4k
2021 → 2025
Total assets
€68k▲ 19.3%
2024 · €57k
2021: €44k
2022: €83k
2023: €120k
2024: €57k
2021 → 2025
Net result
€46k▲ 16.9%
2024 · €39k
2021: €26k
2022: €37k
2023: €38k
2024: €39k
2021 → 2025
Working capital
€-9k▲ 39.6%
2024 · €-15k
2021: €29k
2022: €35k
2023: €79k
2024: €-15k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€67k▲ 122%€105k▲ 56.0%€4k▼ 96.1%€4k▼ 1.5%
Operating result€33k-€47k▲ 41.4%€48k▲ 2.9%€50k▲ 3.6%€62k▲ 24.3%
Net result€26k-€37k▲ 40.8%€38k▲ 1.7%€39k▲ 3.8%€46k▲ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€13k ▼ 31.6%
Current assets
€55k ▲ 45.6%
Equity and liabilities €68k
Equity
€4k ▼ 1.5%
Debt
€64k ▲ 20.9%
Debt's share of the balance-sheet total rises from 92.9% to 94.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€69k▲
2024 · €57k
Cash flow
€52k▲
2024 · €46k
Current ratio
0.86▲
2024 · 0.71
Debt to equity
15.97▲
2024 · 13.01
ROA
67.3%▼
2024 · 68.7%
Interest coverage
210.74▲
2024 · 96.86
Debt ≤ 1 year
€64k▲
2024 · €53k
Income taxes
€16k▲
2024 · €10k
A ratio outside any meaningful range has been withheld (balance sheet total €68k, equity €4k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€57k€68k▲
Fixed assets21/28€19k€13k▼
Tangible fixed assets22/27€19k€13k▼
Furniture and vehicles24€19k€13k▼
Current assets29/58€38k€55k▲
Amounts receivable within one year40/41€8k€14k▲
Trade receivables40€4k€14k▲
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€29k€40k▲
Deferred charges and accrued income490/1€522€372▼
Equity and liabilities
Total equity and liabilities10/49€57k€68k▲
Equity10/15€4k€4k▼
Contributions10/11€4k€4k=
Reserves13€59€0▼
Distributable reserves133€59€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€53k€64k▲
Amounts payable within one year42/48€53k€64k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€44k€52k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€788€778▼
Gross operating margin9900€57k€70k▲
Operating profit (loss)9901€50k€62k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€585€327▼
Recurring financial charges65€585€327▼
Profit (loss) for the period before taxes9903€50k€62k▲
Income taxes67/77€10k€16k▲
Profit (loss) for the period9904€39k€46k▲
Profit (loss) for the period to be appropriated9905€39k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€46k▲
Transfer from equity791/2€140k€59▼
Transfer to equity691/2€39k€0▼
To other reserves6921€39k€0▼
Profit to be distributed694/7€140k€46k▼
Return on contributions (dividend)694€140k€46k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €46k ▲16.9%
Operating result €62k, net result €46k, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €105k ▲56%
3 profitable years in a row build equity to €105k.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smalvoortstraat 622300 TurnhoutGround area
426 m²
Building footprint
117 m²
Volume, LiDAR
680 m³
Parcel 13452N0396/00F000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rick Voeten
since 20212.315.874.406
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452N0396/00F000 | Flanders | 426 m² | 1 · 117 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Aston Luxembourg
BE 0837.030.618
Marche-en-Famenne · Eq €3,960
PHARMACIE DE L'ETINCELLE
BE 0667.576.170
La Louvière · Eq €4,073
Manon De Marez
BE 0790.192.880
Herent · Eq €3,923
WASOPHARMA
BE 1029.094.378
Nivelles · Eq €3,861
PHARMACIE DES VIADUCS
BE 0476.396.791
Mons · Eq €3,820
Of 5,220 companies in sector 47730 we hold annual accounts for 3,861. 382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
47711Retail sale of women's outerwear
47712Retail trade
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.