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LN PHARMA CONSULTING

Active
Private limited company·Detailhandel in farmaceutische producten· 6 yrs active
Rue Toute-Voie 12 ·4101 Seraing, Belgium
KBO/BCE: BE 0751.561.740
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Age6 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LN PHARMA CONSULTING is 2.1% (moderate). The 2024 annual accounts show equity of €9k and a net result of €49k. Equity is shrinking by ~39.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 39% of 6695 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€49k+90.8%
Working capital€9k-6.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 18-11-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40k€60kOperating result 2021: €26k€26kNet result 2021: €20k€20kOperating result 2022: €-5k€-5kNet result 2022: €-6k€-6kOperating result 2023: €30k€30kNet result 2023: €26k€26kOperating result 2024: €62k€62kNet result 2024: €49k€49k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining At this pace, equity would indicatively turn negative around fiscal year 2026, assuming unchanged policy.
€-20k€-10k€0€10k€20k€30k2025: €2k (€926 - €4k)2026: €-3k (€-6k - €-1k)2027: €-9k (€-12k - €-6k)2021: €25k2022: €19k2023: €10k2024: €9k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 10.5% 20.4%
better than 39% of 6695 sector peers
Net result €49k €4k
better than 89% of 6675 sector peers
Equity €9k €16k
better than 41% of 6709 sector peers
Gross operating margin €64k €24k
better than 71% of 6654 sector peers
Total assets €88k €94k
better than 48% of 6699 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P39
2021: P75 · n=25272022: P95 · n=42782023: P48 · n=57052024: P39 · n=66952021 2024
Weakening position over 2021-2024 · n=2527-6695
Net result P89
2021: P76 · n=25202022: P26 · n=42662023: P80 · n=56852024: P89 · n=66752021 2024
Improving position over 2021-2024 · n=2520-6675
Equity P41
2021: P58 · n=25302022: P55 · n=42862023: P42 · n=57122024: P41 · n=67092021 2024
Weakening position over 2021-2024 · n=2530-6709
Gross operating margin P71
2021: P59 · n=25072022: P19 · n=42562023: P57 · n=56592024: P71 · n=66542021 2024
Improving position over 2021-2024 · n=2507-6654
Describes the position versus peers, not a forecast.
EBITDA
€-4k
- 21-24
Net profit
€49k
+90.8% 21-24
Cash flow
€-5k
- 21-24
Total assets
€88k
+65.8% 21-24
Equity
€9k
-6.8% 21-24
Working capital
€9k
-6.8% 21-24
Income taxes
€16k
+155.7% 21-24
Dividends
€50k
+42.9% 21-24
Debt
€78k
+82.4% 21-24
Debt ≤ 1y
€78k
+82.4% 21-24
Current ratio
1.12
-9.1% 21-24
Quick ratio
1.12
-9.1% 21-24
Solvency
10.5%
-43.8% 21-24
Debt / equity
8.54
+95.8% 21-24
ROE
537.6%
+104.8% 21-24
ROA
56.3%
+15.1% 21-24
Interest coverage
-3.65
- 21-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€49k
Cash flow-
Staff costs-
Income taxes€16k
Dividends€50k
Total assets€88k
Equity€9k
Debt€78k
of which ≤ 1y€78k
of which > 1y-
Working capital€9k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.12
Quick ratio1.12
Working capital ratio10.5%
Solvency10.5%
Debt / equity8.54
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA56.3%
ROE537.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€88k
Current assets 29/58€88k
Amounts receivable within one year 40/41€62k
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€88k
Equity 10/15€9k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€4k
Amounts payable 17/49€78k
Amounts payable within one year 42/48€78k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€64k
Operating result 9901€62k
Financial income 75€3k
Financial charges 65€330
Result before taxes 9903€65k
Income taxes 67/77€16k
Net result for the period 9904€49k
Result to be appropriated 9905€49k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
65 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
LN PHARMA CONSULTING
Rue Toute-Voie 12, 4101 SeraingAdviesbureaus op het gebied van public relations en communicatie
since 20202.308.257.629
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area595 m²
Buildings1
Building footprint112 m²
Volume (LiDAR)618 m³
Tallest building9.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62058A0246/00L000 Wallonia 595 m² 1 · 112 m² 9.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health65Profitability100Solvency21Growth58Stability100
69 / 100

Strong profile, led by profitability.

Health 65
Profitability 100
Solvency 21
Growth 58
Stability 100

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Apotheken47730Detailhandel in farmaceutische producten47730Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameFR LN PHARMA CONSULTING
Registered office
Rue Toute-Voie 12
4101 Seraing, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.