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Complete company report
Generated 04-08-2026
Active BE 0763.594.787Private limited company

RICHY

Potaardestraat 70 ·2845 Niel, Belgium· 5 yrs active
Sector: Wholesale trade (46190)
Conclusion Checked

The computed 12-month bankruptcy probability of RICHY is 1.8% (moderate). The 2024 annual accounts show equity of €13k and a net result of €2k. Equity is growing by ~113.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 3348 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €13k
Net result €2k
Better than sector 42%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health55Profitability63Solvency27Growth78Stability94
63 / 100

Strong profile, led by stability.

Health 55
Profitability 63
Solvency 27
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
55 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40kOperating result 2022: €-13k€-13kNet result 2022: €-14k€-14kRevenue 2023: €38k€38kOperating result 2023: €27k€27kNet result 2023: €27k€27kOperating result 2024: €2k€2kNet result 2024: €2k€2k202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~113.1%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-20k€0€20k€40k€60k2025: €27k (€26k - €28k)2026: €42k (€41k - €43k)2027: €56k (€55k - €57k)2022: €-16k2023: €11k2024: €13k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 16.9% 25.2%
better than 42% of 3348 sector peers
Net result €2k €4k
better than 44% of 3335 sector peers
Equity €13k €23k
better than 42% of 3355 sector peers
Gross operating margin €2k €19k
better than 29% of 3321 sector peers
Total assets €75k €105k
better than 41% of 3353 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€38k
- 22-24
Net profit
€2k
-94.1% far above sector median
Total assets
€75k
-15.3% +109% vs sector
Equity
€13k
+14.4% -8% vs sector
Working capital
€13k
+14.4% +33% vs sector
Debt
€63k
-19.6% +137% vs sector
Debt ≤ 1y
€63k
-19.6% +137% vs sector
Current ratio
1.20
+5.3% -12% vs sector
Quick ratio
0.66
+6.2% -52% vs sector
Solvency
16.9%
+35.2% -37% vs sector
Debt / equity
4.92
-29.7% +80% vs sector
ROE
12.6%
-94.8% far above sector median
ROA
2.1%
-93.0% far above sector median
Net margin
72.4%
- 22-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€2k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€75k
Equity€13k
Debt€63k
of which ≤ 1y€63k
of which > 1y-
Working capital€13k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.20
Quick ratio0.66
Working capital ratio16.9%
Solvency16.9%
Debt / equity4.92
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA2.1%
ROE12.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€75k
Current assets 29/58€75k
Stocks & contracts in progress 3€34k
Amounts receivable within one year 40/41€38k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€75k
Equity 10/15€13k
Contributions / capital 10/11€7k
Accumulated profits (losses) 14€6k
Amounts payable 17/49€63k
Amounts payable within one year 42/48€63k
Trade debts payable within one year 44€40k
Income statement
Gross operating margin 9900€2k
Operating result 9901€2k
Financial income 75€82
Financial charges 65€116
Result before taxes 9903€2k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46190)
Legal form Private limited company(610)
Incorporation13-02-2021
StatusActive
Postal code2845
Establishment units 1 location
RICHY
Woluwelaan 6, 1831 Machelen (Brab.)Handelsbemiddeling in de niet-gespecialiseerde groothandel
since 20212.313.383.781
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11030C0303/00L000 Flanders 9,464 m² 1 · 3,972 m² 10.6 m
23015C0001/00C003 Flanders 2,548 m² 1 · 1,384 m² 12.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-11-2024
State Gazette act Director changes
22-10-2024
State Gazette act Capital & shares
30-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
01-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
30-03-2023
State Gazette act Capital & shares
2021
10-11-2021
State Gazette act Capital & shares
Belgisch Staatsblad, acts 4 acts
Capital history · 3
22-10-2024
Capital change
30-03-2023
Capital change
10-11-2021
Capital change
All acts · 4 updated 1 year ago
2024
29-11-2024 Hasan Basim resigns as director Director changes
  • Hasan Basim, Bestuurder
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
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        "name": "Hasan Basim",
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De buitengewone algemene vergadering van 18/11/2024 aanvaardt de ontslag van Hasan Basim de bestuurder.",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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    },
    {
      "kind": "substantive_delegation",
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      "reason": null,
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      "evidence_quote": "Dezelfde vergadering aanvaardt de overdracht van aandelen tussen Mijnheer Hasan Basim",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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    },
    {
      "kind": "substantive_delegation",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Hesham Ali",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
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      "effective_date": null,
      "evidence_quote": "die 100 aandelen aan Mijnheer Hesham Ali",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-11-21",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-11-18",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0763.594.787",
    "name_full": "RICHY",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
22-10-2024 All shares are now held by a single shareholder Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-10-11",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2024-10-03",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-10-03"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0763.594.787",
    "name_full": "RICHY",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
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    "person_name": null,
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    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [],
  "share_classes_after": []
}
2023
30-03-2023 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Mijnheer Al Halabia Omar",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 100,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Mijnheer Hasan Basim",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": null,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2023-02-10",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-02-10"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0763.594.787",
    "name_full": "RICHY",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Al Halabia Omar",
      "role": null,
      "n_shares": 0,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Hasan Basim",
      "role": null,
      "n_shares": 100,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
2021
10-11-2021 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "HESHAM HASSAAN SARHAN ALI",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 50,
          "contribution_amount_eur": null
        }
      ],
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": null,
        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
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      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2021-11-10",
    "filing_date": "2021-10-29",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2021-02-14",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2021-02-14"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0763.594.787",
    "name_full": "RICHY",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
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  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Al Halabia, Omar",
      "role": null,
      "n_shares": 50,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "HESHAM HASSAAN SARHAN ALI",
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    }
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}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Detailhandel in antiquiteiten in winkels47791Detailhandel in antiquiteiten47791Verhuisbedrijven49420Verhuisactiviteiten49420Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999
Primary activity highlighted.
Names & trade names
Legal nameNL RICHY
Registered office
Potaardestraat 70
2845 Niel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative