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Ribus Construct

Active
Private limited companyfounded 20251 yr activeKolonel Dusartplein 20, 3500 Hasselt, BelgiumKBO/BCE: BE 1024.208.350
Summary

Ribus Construct has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-1k. Its solvency ranks better than 19% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability18
Solvency27
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.02; short-term debt: 98.2% and cash: 1.6% of total assets), and 98.2% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.8%
Return on assets
-0.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9234 sector peers (2025).
NBB · sector comparison
Position among 9234 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
23 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€9k
Total assets
€486k
Net result
€-1k
Working capital
€8k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Equity and liabilities €486k
Equity €9k
Debt €477k
Debt finances 98.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€-517
Cash flow
€-644
Current ratio
1.02
Quick ratio
0.14
Debt to equity
53.83
ROE
-12.8%
ROA
-0.2%
Interest coverage
-4.10
Debt ≤ 1 year
€477k
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€486k
Formation expenses20€686
Current assets29/58€485k
Stocks and contracts in progress3€420k
Stocks30/36€420k
Amounts receivable within one year40/41€58k
Other amounts receivable41€58k
Cash at bank and in hand54/58€8k
Equity and liabilities
Total equity and liabilities10/49€486k
Equity10/15€9k
Contributions10/11€10k
Profit (loss) carried forward14€-1k
Amounts payable17/49€477k
Amounts payable within one year42/48€477k
Financial debts43€299k
Credit institutions430/8€299k
Trade debts44€57k
Suppliers440/4€57k
Other amounts payable47/48€121k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€491
Other operating charges640/8€6k
Gross operating margin9900€5k
Operating profit (loss)9901€-1k
Financial charges65/66B€126
Recurring financial charges65€126
Profit (loss) for the period before taxes9903€-1k
Profit (loss) for the period9904€-1k
Profit (loss) for the period to be appropriated9905€-1k
Appropriation of the result
Profit (loss) to be appropriated9906€-1k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€491
Other operating charges640/8€6k
Gross operating margin9900€5k
Operating profit (loss)9901€-1k
Financial charges65/66B€126
Recurring financial charges65€126
Profit (loss) for the period before taxes9903€-1k
Profit (loss) for the period9904€-1k
Profit (loss) for the period to be appropriated9905€-1k
Line2025
Assets
Total assets20/58€486k
Formation expenses20€686
Current assets29/58€485k
Stocks and contracts in progress3€420k
Stocks30/36€420k
Amounts receivable within one year40/41€58k
Other amounts receivable41€58k
Cash at bank and in hand54/58€8k
Equity and liabilities
Total equity and liabilities10/49€486k
Equity10/15€9k
Contributions10/11€10k
Profit (loss) carried forward14€-1k
Amounts payable17/49€477k
Amounts payable within one year42/48€477k
Financial debts43€299k
Credit institutions430/8€299k
Trade debts44€57k
Suppliers440/4€57k
Other amounts payable47/48€121k
Line2025
Profit (loss) for the period9904€-1k
+ Depreciation and write-downs630€491
Operating cash flow (approximation)€-644

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
789 m²
Building footprint
257 m²
Volume, LiDAR
3,851 m³
Parcel 71022H0530/00R003, Flanders · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.
57 companies at this address See who is registered here
1 establishment unit
Ribus Construct
Kolonel Dusartplein 20, 3500 HasseltGeneral construction of residential buildings
since 20252.380.657.142
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71022H0530/00R003 Flanders 789 m² 1 · 257 m² 17.6 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,698 companies in sector 68121 we hold annual accounts for 7,384. 2,940 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects

Scores and ratios are computed by Checked and are not a credit decision.