RIBEN
ActiveSummary
RIBEN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €426k and a net result of €88k. Equity is growing by ~75.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-3
Solvency35▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.19 in 2024; short-term debt: 78.9% and cash: 0.3% of total assets), and 90.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.5%
Return on assets
2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
31 d late
2021
27 d early
2020
15 d early
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Equity
€426k▲ 26.2%
2024 · €337k
Total assets
€4.48M▼ 2.2%
2024 · €4.58M
Net result
€88k▼ 57.7%
2024 · €209k
Working capital
€-2.86M▲ 4.6%
2024 · €-2.99M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-38k€234k€-80k€128k€137k▲ 6.5%
Net result€-41k€223k€-91k€209k€88k▼ 57.7%
Equity€-4k€219k€128k▼ 41.4%€337k▲ 163%€426k▲ 26.2%
Total assets€5.10M▲ 24.3%€4.84M▼ 5.1%€5.08M▲ 4.8%€4.58M▼ 9.7%€4.48M▼ 2.2%
Debt€5.11M▲ 25.5%€4.63M▼ 9.4%€4.95M▲ 7.0%€4.24M▼ 14.2%€4.06M▼ 4.4%
Working capital€-3.53M▼ 7.2%€-3.43M▲ 2.9%€-3.85M▼ 12.3%€-2.99M▲ 22.2%€-2.86M▲ 4.6%
Staff (FTE)000
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.48M
Fixed assets
€3.80M ▼ 2.0%
Current assets
€681k ▼ 3.3%
Equity and liabilities €4.48M
Equity
€426k ▲ 26.2%
Debt
€4.06M ▼ 4.4%
Debt's share of the balance-sheet total falls from 92.6% to 90.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€215k▲
2024 · €209k
Cash flow
€167k▼
2024 · €290k
Current ratio
0.19▲
2024 · 0.19
Quick ratio
0.03▼
2024 · 0.04
Debt to equity
9.52▼
2024 · 12.58
ROE
20.8%▼
2024 · 62.0%
ROA
2.0%▼
2024 · 4.6%
Interest coverage
10.95▼
2024 · 22.60
Debt ≤ 1 year
€3.54M▼
2024 · €3.70M
Debt > 1 year
€508k▼
2024 · €543k
Income taxes
€32k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €37k | - | €0 | - | - | - |
| Remuneration, social security and pensions62 | €0 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31k | €48k | €66k | €81k | €78k | ▼ 3.1% |
| Other operating charges640/8 | €20k | €7k | €16k | €8k | €10k | ▲ 26.6% |
| Gross operating margin9900 | €13k | €289k | €2k | €217k | €225k | ▲ 3.7% |
| Operating profit (loss)9901 | €-38k | €234k | €-80k | €128k | €137k | ▲ 6.5% |
| Financial income75/76B | - | €0 | €0 | €584k | €3k | ▼ 99.4% |
| Recurring financial income75 | - | €0 | €0 | €584k | €3k | ▼ 99.4% |
| Financial charges65/66B | €3k | €11k | €10k | €483k | €20k | ▼ 95.9% |
| Recurring financial charges65 | €3k | €11k | €10k | €9k | €20k | ▲ 112% |
| Non-recurring financial charges66B | - | - | - | €474k | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €-41k | €223k | €-90k | €230k | €120k | ▼ 47.5% |
| Income taxes67/77 | €51 | €48 | €689 | €21k | €32k | ▲ 55.9% |
| Profit (loss) for the period9904 | €-41k | €223k | €-91k | €209k | €88k | ▼ 57.7% |
| Profit (loss) for the period to be appropriated9905 | €-41k | €223k | €-91k | €209k | €88k | ▼ 57.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.10M | €4.84M | €5.08M | €4.58M | €4.48M | ▼ 2.2% |
| Fixed assets21/28 | €4.17M | €4.26M | €4.56M | €3.88M | €3.80M | ▼ 2.0% |
| Tangible fixed assets22/27 | €4.17M | €2.47M | €2.61M | €2.55M | €2.47M | ▼ 3.0% |
| Land and buildings22 | €4.15M | €2.45M | €2.42M | €2.38M | €2.34M | ▼ 1.7% |
| Plant, machinery and equipment23 | - | - | €2k | €2k | €1k | ▼ 25.6% |
| Furniture and vehicles24 | €25k | €18k | €130k | €116k | €87k | ▼ 24.6% |
| Other tangible fixed assets26 | - | - | €60k | €54k | €47k | ▼ 12.0% |
| Financial fixed assets28 | - | €1.79M | €1.94M | €1.33M | €1.33M | = |
| Current assets29/58 | €929k | €585k | €518k | €704k | €681k | ▼ 3.3% |
| Stocks and contracts in progress3 | €725k | €504k | €504k | €571k | €571k | = |
| Stocks30/36 | €725k | €504k | €504k | €571k | €571k | = |
| Amounts receivable within one year40/41 | €177k | €52k | €103 | €99k | €91k | ▼ 8.8% |
| Trade receivables40 | €650 | €266 | €0 | €5k | €7k | ▲ 42.6% |
| Other amounts receivable41 | €176k | €52k | €103 | €94k | €83k | ▼ 11.5% |
| Cash at bank and in hand54/58 | €27k | €28k | €10k | €25k | €14k | ▼ 43.8% |
| Deferred charges and accrued income490/1 | €223 | €1k | €5k | €9k | €6k | ▼ 38.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.10M | €4.84M | €5.08M | €4.58M | €4.48M | ▼ 2.2% |
| Equity10/15 | €-4k | €219k | €128k | €337k | €426k | ▲ 26.2% |
| Contributions10/11 | €150k | €150k | €150k | €150k | €150k | = |
| Reserves13 | €17k | €69k | €0 | €187k | €276k | ▲ 47.2% |
| Non-distributable reserves130/1 | €1k | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €1k | €0 | - | - | - | - |
| Distributable reserves133 | €15k | €69k | €0 | €187k | €276k | ▲ 47.2% |
| Profit (loss) carried forward14 | €-171k | €0 | €-22k | €0 | - | - |
| Amounts payable17/49 | €5.11M | €4.63M | €4.95M | €4.24M | €4.06M | ▼ 4.4% |
| Amounts payable after more than one year17 | €646k | €612k | €580k | €543k | €508k | ▼ 6.4% |
| Financial debts170/4 | €646k | €612k | €580k | €543k | €507k | ▼ 6.6% |
| Other amounts payable178/9 | - | - | - | - | €987 | - |
| Amounts payable within one year42/48 | €4.46M | €4.01M | €4.37M | €3.70M | €3.54M | ▼ 4.4% |
| Current portion of amounts payable after more than one year42 | €33k | €34k | €32k | €35k | €36k | ▲ 1.5% |
| Financial debts43 | €205k | €0 | €476 | €0 | €625 | - |
| Credit institutions430/8 | - | - | €476 | - | €625 | - |
| Other loans439 | €205k | €0 | - | €0 | - | - |
| Trade debts44 | €6k | €13k | €22k | €83k | €4k | ▼ 94.8% |
| Suppliers440/4 | €6k | €13k | €22k | €83k | €4k | ▼ 94.8% |
| Taxes, remuneration and social security45 | €13k | €40k | €6k | €23k | €32k | ▲ 41.3% |
| Taxes450/3 | €13k | €40k | €6k | €22k | €32k | ▲ 41.6% |
| Remuneration and social security454/9 | - | - | - | €160 | €160 | = |
| Other amounts payable47/48 | €4.20M | €3.93M | €4.31M | €3.56M | €3.46M | ▼ 2.6% |
| Accrued charges and deferred income492/3 | €845 | €0 | - | €3k | €11k | ▲ 246% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-41k | €223k | €-91k | €209k | €88k | ▼ 57.7% |
| + Depreciation and write-downs630 | €31k | €48k | €66k | €81k | €78k | ▼ 3.1% |
| Operating cash flow (approximation) | €-10k | €271k | €-24k | €290k | €167k | ▼ 42.5% |
| Investment in fixed assets (approximation) | - | €-132k | €-365k | €600k | €-2k | ▼ 100% |
| Change in cash | - | €981 | €-18k | €15k | €-11k | ▼ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Back to profitnet €209k
Net result €209k after one loss-making year.
31-12
Financial
Equity above €200kEq €337k ▲163%
Equity rises from €128k to €337k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-91k
Net result drops to €-91k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €223k
Net result €223k after one loss-making year.
31-12
Financial
Equity above €200kEq €219k
Equity rises from €-4k to €219k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2011
Ground area
1,348 m²
Building footprint
225 m²
Volume, LiDAR
1,623 m³
Parcel 31027D0075/00A000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
RIBEN
since 20112.196.671.106
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0075/00A000 | Flanders | 1,348 m² | 1 · 225 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 11,760 EUR awarded · 11,685 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 6,855 EUR | 6,855 EUR |
| 2024 | 1 | 0 EUR | 2,612 EUR |
| 2023 | 1 | 2,687 EUR | 0 EUR |
| 2022 | 1 | 2,218 EUR | 2,218 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,385. 4,880 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
87302Residential care activities
Contact
E-mail
info@vormkrijgers.comBrugge
Scores and ratios are computed by Checked and are not a credit decision.