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Complete company report
Generated 08-08-2026
Active BE 0780.629.571Private limited company

RHAREF

Koningin Astridlaan 49 ·1780 Wemmel, Belgium· 4 yrs active
Sector: Wholesale trade (46500)
Conclusion Checked

The computed 12-month bankruptcy probability of RHAREF is 2.8% (moderate). The 2023 annual accounts show equity of €645 and a net result of €231. Its solvency ranks better than 55% of 2970 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €645
Net result €231
Better than sector 55%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health78Profitability100Solvency57Growth78Stability94
81 / 100

Exceptional profile, strong across almost every axis.

Health 78
Profitability 100
Solvency 57
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
78 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 29-12-2024 with the NBB · fiscal year 2023 · micro
€-2k€-2k€-1k€-500€0Operating result 2022: €-2k€-2kNet result 2022: €-2k€-2kOperating result 2023: €231€231Net result 2023: €231€23120222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 30.2% 25.2%
better than 55% of 2970 sector peers
Net result €231 €4k
better than 40% of 2960 sector peers
Equity €645 €20k
better than 26% of 2981 sector peers
Gross operating margin €231 €18k
better than 26% of 2950 sector peers
Total assets €2k €102k
better than 5% of 2970 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€231
- far above sector median
Total assets
€2k
+12.0% -99% vs sector
Equity
€645
+55.9% -99% vs sector
Working capital
€645
+55.9% -99% vs sector
Debt
€1k
-0.2% -100% vs sector
Debt ≤ 1y
€1k
-0.2% -100% vs sector
Current ratio
1.43
+12.2% +3% vs sector
Quick ratio
1.43
+12.2% +26% vs sector
Solvency
30.2%
+39.2% +19% vs sector
Debt / equity
2.31
-36.0% -35% vs sector
ROE
35.8%
- far above sector median
ROA
10.8%
- far above sector median
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA-
Net profit€231
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€2k
Equity€645
Debt€1k
of which ≤ 1y€1k
of which > 1y-
Working capital€645
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.43
Quick ratio1.43
Working capital ratio30.2%
Solvency30.2%
Debt / equity2.31
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA10.8%
ROE35.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€2k
Current assets 29/58€2k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2k
Equity 10/15€645
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-1k
Amounts payable 17/49€1k
Amounts payable within one year 42/48€1k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€231
Operating result 9901€231
Result before taxes 9903€231
Net result for the period 9904€231
Result to be appropriated 9905€231
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46500)
Legal form Private limited company(610)
Incorporation19-01-2022
StatusActive
Postal code1780
Establishment units 1 location
RHAREF
Rue des Ateliers 2, 1332 RixensartGroothandel in audio- en videoapparaten
since 20222.327.626.549
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25033B0525/00D004 Wallonia 7,574 m² 1 · 2,386 m² -
22662B0408/00S005 Flanders 1,531 m² 1 · 587 m² 13.9 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-05-2025
State Gazette act Capital & shares
2024
29-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
15-05-2024
State Gazette act Capital & shares
2023
29-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgisch Staatsblad, acts 2 acts
Capital history · 2
30-05-2025
Capital change
15-05-2024
Capital change
All acts · 2 updated 1 year ago
2025
30-05-2025 Transaction in capital or shares Capital & shares
Technical details 
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-05-30",
    "filing_date": "2025-05-22",
    "act_kind_objet": "Overdracht van aandelen en benoeming/ontslag van bestuurders"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-05-22",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
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    "name_full": "RHAREF",
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    "is_foreign_registered": false
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  "publication_proxy": {
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    "org_kbo": null,
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  "co_filed_documents": [],
  "shareholders_after": [
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  ],
  "share_classes_after": []
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2024
15-05-2024 Transaction in capital or shares Capital & shares
Technical details 
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      "delta_eur": null,
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      "subscribers": [
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          "name": "Bragard Andy Nathan",
          "share_class": null,
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          "contribution_kind": null,
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          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
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      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-05-15",
    "filing_date": "2024-05-06",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2024-05-06",
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    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0780.629.571",
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    "legal_form": "Besloten Vennootschap",
    "_kbo_filled_from_list": true,
    "is_foreign_registered": false
  },
  "publication_proxy": {
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    "org_kbo": null,
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    "person_name": null,
    "org_rep_person_name": null,
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  },
  "co_filed_documents": [],
  "shareholders_after": [
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    {
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}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Groothandel in informatie- en communicatieapparatuur46500Groothandel in elektronische en telecommunicatieapparatuur en delen daarvan46520Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel in ICT-apparatuur47400Detailhandel in telecommunicatieapparatuur in gespecialiseerde winkels47420
Primary activity highlighted.
Names & trade names
Legal nameNL RHAREF
Registered office
Koningin Astridlaan 49
1780 Wemmel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative