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Complete company report
Generated 05-09-2026
Active BE 1011.525.797Private limited company

RG45

Rue de la Clef-d'Or(ARS) 49 ·5060 Sambreville, Belgium· 2 yrs active
Sector: Business and other management consultancy (70200)
Conclusion Checked

RG45 has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €2k. Its solvency ranks better than 50% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €7k
Net result €2k
Better than sector 50%
Active 2 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency97Growth-Stability67
89 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 97
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score components
Liquidity Current ratio 2.29 (≥ 1.5) +10
Quick ratio Quick ratio 2.29 (≥ 1.0) +5
Leverage Debt/equity 0.78 (< 1.0) +10
Profitability ROE 27% (≥ 10%) +10
Interest coverage Interest coverage 10.3× (≥ 3×) +8
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 26-08-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 56.2% 55.9%
better than 50% of 30893 sector peers
Net result €2k €27k
better than 23% of 30902 sector peers
Equity €7k €83k
better than 15% of 30919 sector peers
Gross operating margin €6k €54k
better than 17% of 30861 sector peers
Total assets €12k €186k
better than 5% of 30907 sector peers
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€5k
Net profit€2k
Cash flow€3k
Staff costs-
Income taxes€2k
Dividends-
Total assets€12k
Equity€7k
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€7k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.29
Quick ratio2.29
Working capital ratio56.0%
Solvency56.2%
Debt / equity0.78
Long-term debt ratio-
Interest coverage10.26
Gross margin-
Net margin-
ROA15.0%
ROE26.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€12k
Fixed assets 21/28€62
Financial fixed assets 28€62
Current assets 29/58€12k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€154
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€12k
Equity 10/15€7k
Contributions / capital 10/11€5k
Reserves 13€2k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Trade debts payable within one year 44€658
Income statement
Gross operating margin 9900€6k
Operating result 9901€4k
Financial charges 65€533
Result before taxes 9903€4k
Income taxes 67/77€2k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
Legal Structure
NACE primary Business and other management consultancy(70200)
Legal form Private limited company(610)
Incorporation12-07-2024
StatusActive
Postal code5060
Establishment units 1 location
RG45
Rue de la Clef-d'Or(ARS) 49, 5060 SambrevilleIT consultancy
since 20242.365.411.415
Updates 1 events
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Business and other management consultancy70200Business consulting70220
Names & trade names
Legal nameFR RG45
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative