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Generated 17-08-2026
Active BE 0758.780.718Private limited company

RG Tegel 2.0

Liersebaan 206 ·2240 Zandhoven, Belgium· 5 yrs active
Sector: Activiteiten van holdings (64210)
Conclusion Checked

RG Tegel 2.0 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.30M and a net result of €1.41M. Equity is growing by ~89.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 1216 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €3.30M
Net result €1.41M
Better than sector 86%
Active 5 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health-Profitability100Solvency100Growth78Stability94
93 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview5 NBB filings
Annual accounts filed on 19-03-2026 with the NBB · fiscal year 2025 · micro
€0€500k€1.00M€1.50MOperating result 2021: €236k€236kNet result 2021: €127k€127kOperating result 2022: €198k€198kNet result 2022: €104k€104kOperating result 2023: €164k€164kNet result 2023: €786k€786kOperating result 2024: €139k€139kNet result 2024: €1.07M€1.07MOperating result 2025: €71k€71kNet result 2025: €1.41M€1.41M20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~89.6%/year over 5 fiscal years, indicative, assuming unchanged policy.
€0€10.00M€20.00M€30.00M2026: €8.00M (€7.74M - €8.27M)2027: €15.18M (€14.91M - €15.44M)2028: €28.78M (€28.52M - €29.04M)2021: €327k2022: €430k2023: €1.22M2024: €2.29M2025: €3.30M20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 83.4% 47.1%
better than 86% of 1216 sector peers
Net result €1.41M €43k
better than 95% of 1215 sector peers
Equity €3.30M €85k
better than 95% of 1216 sector peers
Gross operating margin €73k €70k
better than 52% of 1212 sector peers
Total assets €3.95M €211k
better than 95% of 1216 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€1.41M
+32.2% 21-25
Total assets
€3.95M
-33.0% 21-25
Equity
€3.30M
+44.3% 21-25
Employees (FTE)
0
- 21-25
Income taxes
€11k
-54.5% 21-25
Dividends
€400k
- 21-25
Debt
€654k
-81.9% 21-25
Debt ≤ 1y
€3k
-99.8% 21-25
Show 4 other metrics
Debt > 1y
€620k
-70.8% 21-25
Solvency
83.4%
+115.5% 21-25
ROE
42.8%
-8.4% 21-25
ROA
35.8%
+97.3% 21-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenuen/a
EBITDAn/a
Net profit€1.41M
Cash flown/a
Staff costs-
Income taxes€11k
Dividends€400k
Total assets€3.95M
Equity€3.30M
Debt€654k
of which ≤ 1y€3k
of which > 1y€620k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency83.4%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA35.8%
ROE42.8%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€3.95M
Fixed assets 21/28€3.24M
Financial fixed assets 28€3.24M
Current assets 29/58€713k
Amounts receivable within one year 40/41€526k
Cash & bank 54/58€186k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.95M
Equity 10/15€3.30M
Contributions / capital 10/11€200k
Reserves 13€3.10M
Amounts payable 17/49€654k
Amounts payable after one year 17€620k
Amounts payable within one year 42/48€3k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€73k
Operating result 9901€71k
Financial income 75€1.40M
Financial charges 65€51k
Result before taxes 9903€1.42M
Income taxes 67/77€11k
Net result for the period 9904€1.41M
Result to be appropriated 9905€1.41M
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (25072130). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • AUDITE BVLegal entity
    Director· perm. rep.: Cedric Thimmesch
    State Gazette act 25072130 (06-06-2025)
    Current
    27-05-2025 → present
  • COVALGOLegal entity
    Director· perm. rep.: Jacques Donners
    State Gazette act 25072130 (06-06-2025)
    Current
    27-05-2025 → present
  • UNITED TILES BELGIUMLegal entity
    Director· perm. rep.: Jef Huet
    State Gazette act 25072130 (06-06-2025)
    Current
    27-05-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation26-11-2020
StatusActive
Postal code2240
Connections & network 16 connected companies
Group structure
AUDITE BV
Sits on the board · 12 subsidiaries · 1 location
Control→
COVALGO
Sits on the board · 12 subsidiaries · 1 location
Control→
UNITED TILES BELGIUM
Sits on the board · 8 subsidiaries · 1 location
Control→
Network connections
ARGILE & KERAMIEK
Shared corporate director
→
CARRO INVEST WAREHOUSING
Shared corporate director
→
CARRO WAVRE
Shared corporate director
→
Daldecor
Shared corporate director
→
Show 2 more network connections
KERAMOS
Shared corporate director
→
KERAVISIE
Shared corporate director
→
7 further connected companies in this network. Available in Kantoor S. See plans →
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 3 parties
Control over this companysits on this company's board3
AUDITE BV
12 subsidiaries · 1 location
COVALGO
12 subsidiaries · 1 location
UNITED TILES BELGIUM
8 subsidiaries · 1 location
controls
RG Tegel 2.0BE 0758.780.718

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
RG Tegel 2.0
Liersebaan 206, 2240 ZandhovenGroothandel in vloer- en wandtegels
since 20202.311.648.075
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11027B0189/00A000 Flanders 1.3 ha 1 · 1.1 ha 9.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-03-2026
State Gazette act Statutes amendment · Resignations & appointments
General meeting · Statutes amendment · Capital
19-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
14-02-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
06-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
21-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
28-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
Belgian State Gazette reading coverage 1 of 3 acts read

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 4 months ago
2026
31-03-2026 2 directors appointed, 5 resigning Director changes·Eric De Bie
  • Jef HUET, Vaste vertegenwoordiger
  • UNITED TILES BELGIUM, Gedelegeerd bestuurder
  • Caroline VERGAUWEN, Vaste vertegenwoordiger
  • ASR, Dagelijks bestuur
  • Kaname Consulting CommV, Dagelijks bestuur
  • Dancaro CommV, Dagelijks bestuur
  • S.T.O.R.M., Dagelijks bestuur
Notary: Eric De Bie · Antwerpen-Ekeren
Technical details 
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2025
06-06-2025 3 directors appointed Director changes
  • Cedric Thimmesch, Bestuurder
  • Jacques Donners, Bestuurder
  • Jef Huet, Bestuurder
Summary: v3.2
Technical details 
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    "kbo": "0758.780.718",
    "name_full": "RG TEGEL 2.0",
    "legal_form": "BV"
  }
}
2020
30-11-2020 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "2240 Zandhoven, Liersebaan 206",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1978-07-18",
        "name": "Mevrouw LEMMENS Katleen",
        "niss": null,
        "address": "2243 Zandhoven, Vroegeinde 16"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 50000,
      "holder_person_name": "Mevrouw LEMMENS Katleen",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 50000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1974-09-06",
        "name": "De heer D\u2019JOOS Nick Frans Maria",
        "niss": null,
        "address": "2270 Herenthout, Bouwelse Steenweg 82"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 50000,
      "holder_person_name": "De heer D\u2019JOOS Nick Frans Maria",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 50000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1980-10-24",
        "name": "De heer DANI\u00CBLS Jonathan Andr\u00E9a Leo",
        "niss": null,
        "address": "2970 Schilde, Torfheidedreef 13"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 50000,
      "holder_person_name": "De heer DANI\u00CBLS Jonathan Andr\u00E9a Leo",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 50000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1968-07-08",
        "name": "Mevrouw VERGAUWEN Caroline Maria Antonius",
        "niss": null,
        "address": "2970 Schilde, Goudbloemlaan 3"
      },
      "share_class": "B",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 50000,
      "holder_person_name": "Mevrouw VERGAUWEN Caroline Maria Antonius",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 50000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 200000,
  "subject_company": {
    "kbo": "0758.780.718",
    "name_full": "RG Tegel 2.0",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2020-11-26",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Groothandel in vloer- en wandtegels46735Groothandel in vloer- en wandtegels46835Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL RG Tegel 2.0
Registered office
Liersebaan 206
2240 Zandhoven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative