RG Consultancy
ActiveRG Consultancy has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €88. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-53
Solvency100▲+22
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.43 against 1.9 in 2024; short-term debt: 18.9% and cash: 78.7% of total assets), and 18.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.1%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
19 d late
2024
21 d late
2023
26 d late
2022
6 d early
2021
34 d early
2020
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 0.2%
2024 · €45k
2020: €30k
2021: €27k
2022: €31k
2023: €37k
2024: €45k
2020 → 2025
Total assets
€55k▼ 35.0%
2024 · €85k
2020: €43k
2021: €56k
2022: €67k
2023: €67k
2024: €85k
2020 → 2025
Net result
€88▼ 99.7%
2024 · €28k
2020: €25k
2021: €-3k
2022: €22k
2023: €16k
2024: €28k
2020 → 2025
Working capital
€36k▼ 0.8%
2024 · €36k
2020: €-12k
2021: €5k
2022: €17k
2023: €26k
2024: €36k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€31k▲ 15.5%€37k▲ 19.2%€45k▲ 20.7%€45k▲ 0.2%
Operating result€-2k-€34k€23k▼ 32.1%€39k▲ 71.0%€3k▼ 91.9%
Net result€-3k-€22k€16k▼ 26.8%€28k▲ 73.2%€88▼ 99.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€9k▲ 4.2%
Current assets
€46k▼ 39.4%
Equity and liabilities €55k
Equity
€45k▲ 0.2%
Debt
€10k▼ 74.1%
The debt ratio falls from 47.4% to 18.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €42k
Cash flow
€3k▼
2024 · €31k
Solvency
81.1%▲
2024 · 52.6%
Current ratio
4.43▲
2024 · 1.90
Quick ratio
4.43▲
2024 · 1.90
Debt / equity
0.23▼
2024 · 0.90
ROE
0.2%▼
2024 · 61.6%
ROA
0.2%▼
2024 · 32.5%
Interest coverage
3.35▼
2024 · 19.20
Debt
€10k▼
2024 · €40k
Debt ≤ 1 year
€10k▼
2024 · €40k
Income taxes
€1k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€55k▼
Fixed assets21/28€9k€9k▲
Tangible fixed assets22/27€9k€9k▲
Furniture and vehicles24€4k€6k▲
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€40€40=
Current assets29/58€77k€46k▼
Amounts receivable within one year40/41€2k€907▼
Other amounts receivable41€2k€907▼
Cash at bank and in hand54/58€73k€44k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€85k€55k▼
Equity10/15€45k€45k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€40k€40k▲
Amounts payable17/49€40k€10k▼
Amounts payable within one year42/48€40k€10k▼
Trade debts44€237€300▲
Suppliers440/4€237€300▲
Taxes, remuneration and social security45€20k€10k▼
Taxes450/3€20k€10k▼
Other amounts payable47/48€20k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€705€710▲
Non-recurring operating charges66A-€502
Gross operating margin9900€43k€7k▼
Operating profit (loss)9901€39k€3k▼
Financial income75/76B€77€51▼
Recurring financial income75€77€51▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€37k€2k▼
Income taxes67/77€9k€1k▼
Profit (loss) for the period9904€28k€88▼
Profit (loss) for the period to be appropriated9905€28k€88▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€40k▼
Profit (loss) brought forward from the previous period14P€32k€40k▲
Profit to be distributed694/7€20k-
Return on contributions (dividend)694€20k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 4.43
Current ratio from 1.90 to 4.43; short-term debt falls from €40k to €10k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Highest result since 2020net €28k ▲73.2%
Operating result €39k, net result €28k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-3k ▼111%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 10current ratio 1.16
Current ratio from 0.12 to 1.16.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Viergemeet(BEV) 339120 Beveren-Kruibeke-ZwijndrechtGround area
7,127 m²
Building footprint
1,407 m²
Volume, LiDAR
167 m³
2 parcels, Flanders · tallest building 1.9 m. Linked by address, not a title deed.
1 establishment unit
RG Consultancy
since 20192.291.336.473
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0204/00M023 | Flanders | 4,438 m² | 1 · 52 m² | 0.7 m |
| 46003B0680/00V006 | Flanders | 2,689 m² | 1 · 1,355 m² | 1.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Mozaik Consulting
BE 1021.630.922
Herent · Eq €45k
PROTOTYPICAL
BE 1002.260.814
Bilzen-Hoeselt · Eq €45k
Magarino Consulting
BE 0741.419.302
Hasselt · Eq €45k
MATCHWORKS
BE 0761.612.920
Tongeren-Borgloon · Eq €45k
Hypered
BE 0652.849.986
Namur · Eq €45k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.