RFVC
ActiveRFVC has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €535. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▲+14
Solvency62▼-36
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 2.34 in 2024), and 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
21 d early
2023
22 d early
2022
1 d late
2021
4 d early
2020
32 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 3.4%
2024 · €16k
2018: €11k
2019: €11k
2020: €13k
2021: €15k
2022: €15k
2023: €16k
2024: €16k
2018 → 2025
Total assets
€50k▲ 88.1%
2024 · €26k
2018: €29k
2019: €26k
2020: €25k
2021: €29k
2022: €25k
2023: €19k
2024: €26k
2018 → 2025
Net result
€535▲ 618%
2024 · €74
2018: €1k
2019: €252
2020: €2k
2021: €2k
2022: €773
2023: €253
2024: €74
2018 → 2025
Working capital
€16k▲ 9.0%
2024 · €14k
2018: €8k
2019: €10k
2020: €13k
2021: €11k
2022: €13k
2023: €14k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€15k▲ 5.3%€16k▲ 1.6%€16k▲ 0.5%€16k▲ 3.4%
Operating result€4k-€1k▼ 70.7%€454▼ 56.1%€422▼ 7.2%€1k▲ 175%
Net result€2k-€773▼ 57.5%€253▼ 67.3%€74▼ 70.5%€535▲ 618%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 175% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€531▼ 58.9%
Current assets
€49k▲ 95.7%
Equity and liabilities €50k
Equity
€16k▲ 3.4%
Debt
€33k▲ 212%
The debt ratio rises from 40.6% to 67.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€2k▲
2024 · €1k
Cash flow
€1k▲
2024 · €838
Solvency
32.6%▼
2024 · 59.4%
Current ratio
1.47▼
2024 · 2.34
Quick ratio
0.72▲
2024 · 0.39
Debt / equity
2.06▲
2024 · 0.68
ROE
3.3%▲
2024 · 0.5%
ROA
1.1%▲
2024 · 0.3%
Interest coverage
41.55▲
2024 · 24.03
Debt
€33k▲
2024 · €11k
Debt ≤ 1 year
€33k▲
2024 · €11k
Income taxes
€578▲
2024 · €357
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€50k▲
Fixed assets21/28€1k€531▼
Tangible fixed assets22/27€1k€531▼
Plant, machinery and equipment23€1k€531▼
Current assets29/58€25k€49k▲
Stocks and contracts in progress3€21k€25k▲
Stocks30/36€2k€2k▲
Contracts in progress37€19k€23k▲
Amounts receivable within one year40/41€1k€21k▲
Trade receivables40€1k€21k▲
Other amounts receivable41€118€6▼
Cash at bank and in hand54/58€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€26k€50k▲
Equity10/15€16k€16k▲
Contributions10/11€7k€7k=
Reserves13€8k€8k▲
Distributable reserves133€8k€8k▲
Profit (loss) carried forward14€561€561=
Amounts payable17/49€11k€33k▲
Amounts payable within one year42/48€11k€33k▲
Trade debts44€2k€17k▲
Suppliers440/4€2k€17k▲
Taxes, remuneration and social security45€795€1k▲
Taxes450/3€795€1k▲
Other amounts payable47/48€8k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€763€763=
Other operating charges640/8€578€593▲
Gross operating margin9900€2k€3k▲
Operating profit (loss)9901€422€1k▲
Financial income75/76B€60€0▼
Recurring financial income75€60€0▼
Financial charges65/66B€49€46▼
Recurring financial charges65€49€46▼
Profit (loss) for the period before taxes9903€432€1k▲
Income taxes67/77€357€578▲
Profit (loss) for the period9904€74€535▲
Profit (loss) for the period to be appropriated9905€74€535▲
Appropriation of the result
Profit (loss) to be appropriated9906€635€1k▲
Profit (loss) brought forward from the previous period14P€561€561=
Transfer to equity691/2€74€535▲
To other reserves6921€74€535▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €74 ▼70.5%
Net result drops to €74, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 5.26
Current ratio from 2.35 to 5.26; short-term debt falls from €9k to €3k.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €2k ▲0.3%
Net result €2k, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rembertstraat 998210 ZedelgemGround area
829 m²
Building footprint
176 m²
Volume, LiDAR
672 m³
Parcel 31036B0038/00R000, Flanders · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RFVC
since 20002.097.523.347
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31036B0038/00R000 | Flanders | 829 m² | 1 · 175 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 158 EUR awarded · 158 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 158 EUR | 158 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
NPL Group
BE 1030.189.686
Charleroi · Eq €16k
AURICCHIO CONSULTING
BE 1009.510.276
Estinnes · Eq €16k
Studio Odette
BE 0870.941.620
Tremelo · Eq €16k
QualiaWorks
BE 0775.787.885
Vorst · Eq €16k
CLOUDMENUS
BE 0743.433.239
Lommel · Eq €16k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 5,397 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-2000
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
25110Manufacture of metal structures and parts of structures
25120Manufacture of fabricated metal products, except machinery and equipment
28220Manufacture of machinery and equipment not elsewhere classified
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:contact@rfvc.be