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BE 0765.340.787Private limited companyOpen bankruptcy
RFE Construct
Homsemstraat 42 ·3891 Gingelom, Belgium· 5 yrs active
Sector: Construction of buildings
(41001)
Conclusion
A bankruptcy procedure is open for RFE Construct according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €60k and a net result of €-43k.
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €60k |
| Net result | €-43k |
| Staff (FTE) | 3 |
| Better than sector | 49% |
Snowflake analysis
24
/ 100
Fragile profile — watch health in particular.
Health
0
Profitability
0
Solvency
67
Growth
52
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskComponents
· Open bankruptcy (+50)
Trust signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Health barometer
0
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 20-06-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41 — Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 37.2% | 38.2% | |
| Net result | €-43k | €11k | |
| Equity | €60k | €27k | |
| Gross operating margin | €205k | €27k | |
| Staff costs | €229k | €14k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-30k
—
21–24
€-43k
—
21–24
€-33k
—
21–24
€162k
-22.5%
21–24
€60k
-41.9%
21–24
€35k
-51.5%
21–24
3
+11.1%
21–24
€229k
+30.2%
21–24
€959
-93.5%
21–24
€20k
-33.3%
21–24
€102k
-3.4%
21–24
€88k
+4.3%
21–24
€14k
-33.8%
21–24
1.40
-24.8%
21–24
1.11
-38.7%
21–24
37.2%
-25.1%
21–24
1.69
+66.3%
21–24
-72.2%
—
21–24
-26.8%
—
21–24
-10.09
—
21–24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | €-30k |
| Net profit | €-43k |
| Cash flow | €-33k |
| Staff costs | €229k |
| Income taxes | €959 |
| Dividends | — |
| Total assets | €162k |
| Equity | €60k |
| Debt | €102k |
| of which ≤ 1y | €88k |
| of which > 1y | €14k |
| Working capital | €35k |
| Employees (FTE) | 3.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.40 |
| Quick ratio | 1.11 |
| Working capital ratio | 21.7% |
| Solvency | 37.2% |
| Debt / equity | 1.69 |
| Long-term debt ratio | 0.23 |
| Interest coverage | -10.09 |
| Gross margin | — |
| Net margin | — |
| ROA | -26.8% |
| ROE | -72.2% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €162k |
| Fixed assets | 21/28 | €39k |
| Tangible fixed assets | 22/27 | €33k |
| Financial fixed assets | 28 | €6k |
| Current assets | 29/58 | €123k |
| Stocks & contracts in progress | 3 | €25k |
| Amounts receivable within one year | 40/41 | €65k |
| Cash & bank | 54/58 | €32k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €162k |
| Equity | 10/15 | €60k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €55k |
| Amounts payable | 17/49 | €102k |
| Amounts payable after one year | 17 | €14k |
| Amounts payable within one year | 42/48 | €88k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €205k |
| Operating result | 9901 | €-40k |
| Financial income | 75 | €3 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-42k |
| Income taxes | 67/77 | €959 |
| Net result for the period | 9904 | €-43k |
| Result to be appropriated | 9905 | €-43k |
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | MICHAEL WARSON HAVERMARKT 22, 3500 HASSELT- |
12-03-2026 → present | Belgian State Gazette |
| Curator | TOM RENCKENS HAVERMARKT 22,
3500 HASSELT |
12-03-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Construction of buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 18-03-2021 |
| Status | Active |
| Postal code | 3891 |
| First BS signal | 18-03-2026 |
| Latest BS signal | 18-03-2026 |
Company structure — linked entities
Mandates
↔
1
of these mandate-holders are active on other cases — click any red card to open that KBO.
Establishment units
RFE Construct
since 20212.319.211.305
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71008A0211/00Z002 | Flanders | 1,609 m² | 1 · 170 m² | 9.6 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
18-03-2026
Bankruptcy
Opening
2025
20-06-2025
NBB filing
Annual accounts filed
2024
24-06-2024
NBB filing
Annual accounts filed
2023
28-06-2023
NBB filing
Annual accounts filed
2022
29-08-2022
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
18-03-2026
Bankruptcy
Opening
Time machine — BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Loodgieterswerk43221Sanitaire werkzaamheden43221Dakwerkzaamheden43410Dakwerkzaamheden43910Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
| Legal nameNL | RFE Construct |
Registered office
Homsemstraat 42
3891 Gingelom, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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