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RFC CONSTRUCT

Open bankruptcy
Private limited companyfounded 2020KBO/BCE: BE 0758.403.111

A bankruptcy procedure is open for RFC CONSTRUCT according to publications in the Belgian State Gazette; curator: JEROME HENRI.

Summary

The file additionally contains 1 administrative flag. The 2024 annual accounts show equity of €64k and a net result of €13k.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
43 d late
2023
49 d early
2022
24 d early
2021
46 d early
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled

Financials · fiscal year 2024, micro schema

Equity
€64k▲ 26.8%
2023 · €50k
2021: €21k 2022: €46k 2023: €50k
2021 → 2024
Total assets
€129k▲ 145%
2023 · €53k
2021: €26k 2022: €53k 2023: €53k
2021 → 2024
Net result
€13k▲ 208%
2023 · €4k
2021: €16k 2022: €24k 2023: €4k
2021 → 2024
Working capital
€64k▲ 26.8%
2023 · €50k
2021: €18k 2022: €43k 2023: €50k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2021202220232024Trend
Equity€21k-€46k▲ 114%€50k▲ 9.5%€64k▲ 26.8%
Operating result€17k-€25k▲ 49.8%€5k▼ 79.1%€20k▲ 283%
Net result€16k-€24k▲ 49.1%€4k▼ 82.2%€13k▲ 208%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €17k€17kNet result 2021: €16k€16kOperating result 2022: €25k€25kNet result 2022: €24k€24kOperating result 2023: €5k€5kNet result 2023: €4k€4kOperating result 2024: €20k€20kNet result 2024: €13k€13k2021202220232024€0€10k€20k€30kOperating result 2022: €25k€25kNet result 2022: €24k€24kOperating result 2023: €5k€5.3kNet result 2023: €4k€4.4kOperating result 2024: €20k€20kNet result 2024: €13k€13k202220232024
The operating result recovers in 2024; 2024 is 283% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €129k
Equity €64k ▲ 26.8%
Debt €66k ▲ 2,435%
Debt's share of the balance-sheet total rises from 4.9% to 50.8%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
1.97
2023 · 20.35
Debt to equity
1.03
2023 · 0.05
ROE
21.1%
2023 · 8.7%
ROA
10.4%
2023 · 8.3%
Debt ≤ 1 year
€66k
2023 · €3k
Income taxes
€6k
Staff costs
€2k
2023 · €174
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€53k€129k
Current assets29/58€53k€129k
Amounts receivable within one year40/41€19k€99k
Trade receivables40€9k€87k
Other amounts receivable41€10k€12k
Cash at bank and in hand54/58€34k€30k
Equity and liabilities
Total equity and liabilities10/49€53k€129k
Equity10/15€50k€64k
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Profit (loss) carried forward14€44k€58k
Amounts payable17/49€3k€66k
Amounts payable within one year42/48€3k€66k
Current portion of amounts payable after more than one year42€2k-
Financial debts43-€562
Credit institutions430/8-€562
Trade debts44€400€65k
Suppliers440/4€400€65k
Income statement Code20232024
Remuneration, social security and pensions62€174€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Other operating charges640/8€427€630
Gross operating margin9900€8k€22k
Operating profit (loss)9901€5k€20k
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€897€792
Recurring financial charges65€897€792
Profit (loss) for the period before taxes9903€4k€19k
Income taxes67/77-€6k
Profit (loss) for the period9904€4k€13k
Profit (loss) for the period to be appropriated9905€4k€13k
Appropriation of the result
Profit (loss) to be appropriated9906€44k€58k
Profit (loss) brought forward from the previous period14P€40k€44k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
16-04
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL RFC CONSTRUCT LT. GRAFF- PLEIN 15, 1780 WEMMEL · event 03-04-2026
2025
12-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
25-07
KBO administration Address strikeout annulled
27-06
KBO administration Address struck
Lt. Graffplein 15 1780 Die Sitzadresse Lt. Graffplein 15 1780 Wemmel · event 16-06-2025
2024
12-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €4k ▼82.2%
Net result drops to €4k, the lowest in the series.
31-12
Financial Liquidity triplescurrent ratio 20.35
Current ratio from 7.38 to 20.35; short-term debt falls from €7k to €3k.
07-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2021net €24k ▲49.1%
Operating result €25k, net result €24k, both a record.
15-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ground area
147 m²
Building footprint
144 m²
Volume, LiDAR
1,543 m³
Parcel 22662B0387/00R004, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RFC CONSTRUCT
General construction of buildings
since 20202.309.489.430
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22662B0387/00R004 Flanders 147 m² 1 · 144 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator JEROME HENRI
AVENUE ROGER VANDEN- DRIESSCHE 18, 1150 WOLUWE-SAINT-PIERRE- curateur@bazacle- solon.eu
03-04-2026present

Similar companies · same sector, comparable size

Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,201 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43230Insulation installation
43240Other construction installation
43310Plastering work
43331Floor and wall tiling
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:rfc.constructsrl@gmail.com
Establishment 2.309.489.430
Phone:0465886418
Establishment 2.309.489.430