RF INNOV
ActiveSummary
The computed 12-month bankruptcy probability of RF INNOV is 1.9% (moderate). The 2025 annual accounts show equity of €134k and a net result of €78k. Its solvency ranks better than 84% of 7453 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.25 against 4.08 in 2024; short-term debt: 23.2% and cash: 91.2% of total assets), and 23.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
44.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
122 d early
2024
41 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€421k
EBIT margin
23.7%
Net result
€78k▲ 52.3%
2024 · €51k
2024: €51k
2024 → 2025
Working capital
€132k▲ 165%
2024 · €50k
2024: €50k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€421k
Equity€56k-€134k▲ 139%
Operating result€64k-€100k▲ 55.2%
Net result€51k-€78k▲ 52.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 55% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€3k ▼ 60.5%
Current assets
€172k ▲ 161%
Equity and liabilities €175k
Equity
€134k ▲ 139%
Debt
€41k ▲ 151%
Debt's share of the balance-sheet total rises from 22.3% to 23.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€104k▲
2024 · €70k
Cash flow
€82k▲
2024 · €57k
Current ratio
4.25▲
2024 · 4.08
Debt to equity
0.30▲
2024 · 0.29
ROE
58.1%▼
2024 · 91.1%
ROA
44.6%▼
2024 · 70.8%
Interest coverage
268.83▼
2024 · 490.17
Debt ≤ 1 year
€41k▲
2024 · €16k
Income taxes
€22k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€72k€175k▲
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€4k€1k▼
Current assets29/58€66k€172k▲
Amounts receivable within one year40/41€16k€13k▼
Trade receivables40€12k€9k▼
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€50k€159k▲
Equity and liabilities
Total equity and liabilities10/49€72k€175k▲
Equity10/15€56k€134k▲
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Other1109/19€5k€5k=
Profit (loss) carried forward14€51k€129k▲
Amounts payable17/49€16k€41k▲
Amounts payable within one year42/48€16k€41k▲
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€16k€37k▲
Taxes450/3€14k€35k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€427-
Income statement
Code20242025
Turnover70-€421k
Goods, raw materials, services and sundry goods60/61-€322k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€956▼
Gross operating margin9900€72k€105k▲
Operating profit (loss)9901€64k€100k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€142€386▲
Recurring financial charges65€142€386▲
Profit (loss) for the period before taxes9903€64k€100k▲
Income taxes67/77€13k€22k▲
Profit (loss) for the period9904€51k€78k▲
Profit (loss) for the period to be appropriated9905€51k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€129k▲
Profit (loss) brought forward from the previous period14P-€51k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €134k ▲139%
2 profitable years in a row build equity to €134k.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2023
Ground area
122 m²
Building footprint
87 m²
Volume, LiDAR
639 m³
Parcel 23582E0355/00R000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RF INNOV
since 20232.344.557.504
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0355/00R000 | Flanders | 122 m² | 1 · 87 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BD-BOUW
BE 0832.349.377
Kasterlee · Eq €134,261
Total-Reno
BE 0723.777.376
Tessenderlo · Eq €134,343
R.P. IDEAL CONSTRUCT
BE 0797.674.352
Riemst · Eq €134,204
SK Floors
BE 0778.286.923
Tremelo · Eq €134,193
CICCIO FLOOR
BE 0800.162.896
Oostende · Eq €134,435
Of 29,779 companies in sector 41001 we hold annual accounts for 16,036. 12,805 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43240Other construction installation
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.