Turnover
≈ €440,000 estimated
The micro format states no turnover.
RF BO
Lifetime
2 annual accounts with figures on one time axispeak €143,554 (2025)
€143,554▲ 46.9%
lowest -€8,171 (2025)
-€8,171▼ €49,788
peak €46,616 (2024)
€38,445▼ 17.5%
€318,719▲ 684%
Board1 name since 2023
1 directorRoland FONTAINE
Documentsfilings and deeds
28-02-202628 days late
2025micro format
Gross margin from €97,689 to €143,554Loss of €8,171Equity from €46,616 to €38,445Debts from €40,652 to €318,719Investments €281,704Cash from €38,465 to €22,346
Key points
from the 2025 annual accountsDebts
€318,719 89% of the balance sheet
Financial debts 83%Suppliers 9%Taxes and wages 1%Other 7%
Of this, €55,061 falls due within a year.
Investments
€281,664 45.9 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.92 was 1.94 in 2024
Short-term debts rose from €28,987 to €55,061.
Starting capital
€5,000
At the same address
35 companies
2025 accounts filed 28 days after the deadline
Checked score
37
Weak
Financially stronger than 41% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.6% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.5%
01-2025: 4.8%▲ +0.3 percentage points vs 12-2024
02-2025: 5.3%▲ +0.5 percentage points vs 01-2025
03-2025: 5.2%▼ -0.1 percentage points vs 02-2025
04-2025: 5.1%▼ -0.1 percentage points vs 03-2025
05-2025: 1.8%▼ -3.3 percentage points vs 04-2025
06-2025: 1.8%● unchanged vs 05-2025lowest value
07-2025: 1.8%● unchanged vs 06-2025
08-2025: 1.9%▲ +0.1 percentage points vs 07-2025
09-2025: 1.9%● unchanged vs 08-2025
10-2025: 1.9%● unchanged vs 09-2025
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 2.6%▲ +0.7 percentage points vs 01-2026
03-2026: 5.7%▲ +3.1 percentage points vs 02-2026highest value
04-2026: 5.7%● unchanged vs 03-2026highest value
05-2026: 5.7%● unchanged vs 04-2026highest value
06-2026: 5.7%● unchanged vs 05-2026highest value
07-2026: 5.6%▼ -0.1 percentage points vs 06-2026
08-2026: 5.6%● unchanged vs 07-2026
09-2026: 5.6%● unchanged vs 08-2026
10-2026: 5.7%▲ +0.1 percentage points vs 09-2026
11-2026: 5.6%▼ -0.1 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2023
Last filed accounts filed 29 days late; 1 of the last 3 accounts late
Equity €38,445 (10.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 34% of them on solvency, 58% on liquidity, 45% on profitability and 26% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 440 companies had the same profile as RF BO has now. Each dot is one company, two years later.
95.5%
were still trading
3.0%
stopped another way
1.6%
went bankrupt
The bankruptcy probability of RF BO itself is higher: 5.6% within 12 months. It rests on far more data about RF BO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 440 companies, not a prediction for RF BO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 0.92 (1.94 in 2024), below 1. Short-term debt is 15.4% and cash 6.3% of total assets. 89.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
28 days late
2024
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 49 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Board and ownership
- FONTAINE Roland Charles founderdeed of 17-07-2023
- HOUSSA Céline Gisèle Jacqueline founderdeed of 17-07-2023
Recent changes
New establishment in Liège
Barke, Passage Lemonnier 33
New establishment in Liège
Barke, Quai de l'Ile-aux-Osiers 47
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803941740
First establishment
Madame BOVERIE, Parc de la Boverie 3, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RF BO Wavre | €357,164 | €143,554 | 10.8% | - |
| Pompelmoes Edegem | €346,007 | €146,272 | 10.7% | - |
| ROJE Wielsbeke | €357,823 | €127,381 | 17.9% | - |
| GIGI AMOR Ixelles | €361,974 | €162,131 | -32.3% | - |
| HMZ Event Berchem-Sainte-Agathe | €390,052 | €144,544 | 2.7% | - |
| BC BOCKSTAEL Brussels | €390,021 | €156,523 | -20.5% | - |
| Insane Sports Mechelen | €395,280 | €164,605 | 9.5% | - |
These companies have the same main activity as RF BO: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €346,000 and €395,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 13-07-2023Normal situation
- Registered office
- 36 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Establishment units
- 2.347.181.0564020 Liège, since 17-07-2023
- 2.389.467.3164000 Liège, since 01-03-2026and 1 other
- Financial year end
- 30 June
- Peppol
- Reachable since 15-01-2026
Annual accounts to 30-06-2025
- €357,164▲ 309%
- Employeeson 30-06-2025
- 14=
- Filing
- Filed on 28-02-2026
Insights on RF BO
The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RF BO
- What is the company number of RF BO?
- The company number of RF BO is 0803.941.740. The VAT number is the same number with BE in front: BE 0803.941.740.
- Where is RF BO based?
- The registered office is at Chemin du Stocquoy 1, 1300 Wavre.Company details
- What does RF BO do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of RF BO?
- RF BO is a private limited company (BV).
- When was RF BO founded?
- RF BO was founded on 13-07-2023.
- Is RF BO still active?
- Yes, RF BO is an active enterprise in the KBO register.
- How many employees does RF BO have?
- RF BO had an average of 14 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of RF BO?
- The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €143,554 and 79 comparable companies (NACE 56112). It probably lies between €330,000 and €550,000.
- Is RF BO profitable?
- In financial year 2025, RF BO made a loss of €8,171.
- Where can I find the annual accounts of RF BO?
- RF BO filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RF BO due?
- RF BO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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