Turnover
≈ €450,000 estimated
The micro format states no turnover.
HMZ Event
Lifetime
2 annual accounts with figures on one time axispeak €175,878 (2024)
€144,544▼ 17.8%
peak €125,245 (2024)
€85,433▼ 31.8%
peak €10,677 (2025)
€10,677▲ 104%
€379,375▲ 77.0%
Board2 names since 2023
1 directorEl Hoffaidi Hamza
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Gross margin from €175,878 to €144,544Result from €125,245 to €85,433Equity from €5,245 to €10,677Debts from €214,364 to €379,375Investments €8,500
Key points
from the 2025 annual accountsDebts
€379,375 97% of the balance sheet
Suppliers 12%Taxes and wages 28%Other 59%
Investments
€8,500 6.6 × depreciation
Green is investment, beige is depreciation.
Staff
4.8 FTE ▲ 200%
More staff in 2025 from 1.6 FTE to 4.8 FTE.
At the same address
35 companies
Position in the sector
€85,433
Higher net result than 95% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
2025 accounts filed 30 days after the deadline
Checked score
36
Weak
Financially stronger than 52% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.7% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 4.1%lowest value
02-2025: 4.2%▲ +0.1 percentage points vs 01-2025
03-2025: 4.2%● unchanged vs 02-2025
04-2025: 4.7%▲ +0.5 percentage points vs 03-2025
05-2025: 4.7%● unchanged vs 04-2025
06-2025: 5.0%▲ +0.3 percentage points vs 05-2025
07-2025: 5.5%▲ +0.5 percentage points vs 06-2025
08-2025: 5.5%● unchanged vs 07-2025
09-2025: 5.3%▼ -0.2 percentage points vs 08-2025
10-2025: 5.3%● unchanged vs 09-2025
11-2025: 5.6%▲ +0.3 percentage points vs 10-2025
12-2025: 10.0%▲ +4.4 percentage points vs 11-2025
01-2026: 10.0%● unchanged vs 12-2025
02-2026: 10.0%● unchanged vs 01-2026
03-2026: 10.0%● unchanged vs 02-2026
04-2026: 14.5%▲ +4.5 percentage points vs 03-2026
05-2026: 15.0%▲ +0.5 percentage points vs 04-2026
06-2026: 15.1%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 14.7%▼ -0.4 percentage points vs 06-2026
08-2026: 14.7%● unchanged vs 07-2026
09-2026: 6.7%▼ -8.0 percentage points vs 08-2026
10-2026: 6.7%● unchanged vs 09-2026
11-2026: 6.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2023
Last filed accounts filed 30 days late; 1 of the last 3 accounts late
1 change of registered office in 24 months
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 28% of them on solvency, 7% on liquidity, 84% on profitability and 90% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,157 companies had the same profile as HMZ Event has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of HMZ Event itself is higher: 6.7% within 12 months. It rests on far more data about HMZ Event than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for HMZ Event. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 1.0 (1.01 in 2024), below 1. Short-term debt is 97.3% and cash 5.3% of total assets. 97.3% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
30 days late
2024
106 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 68 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
EH
El Hoffaidi Hamza
Director, since 15-12-2023
- EL HOFFADI Hamza 100 sharesdeed of 19-12-2023
Recent changes
Registered office moved from Woluwe-Saint-Lambert to Berchem-Sainte-Agathe
New registered office: Rue du Broek 114, 1082 Berchem-Sainte-Agathe · Previous registered office: Chaussée de Roodebeek 206, 1200 Woluwe-Saint-Lambert · Board meeting of 21-01-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003449261
Incorporation
Founding capital of €4,000, 100 shares · Founder: EL HOFFADI Hamza · Appointment: EL HOFFADI Hamza (director) · published on 19-12-2023 · Gazette deed
First establishment
Broekstraat 114, Berchem-Sainte-Agathe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HMZ Event Berchem-Sainte-Agathe | €390,052 | €144,544 | 2.7% | - |
| GIGI AMOR Ixelles | €361,974 | €162,131 | -32.3% | - |
| Insane Sports Mechelen | €395,280 | €164,605 | 9.5% | - |
| Mr Wafer Binche | €374,944 | €139,719 | 42.1% | - |
| RF BO Wavre | €357,164 | €143,554 | 10.8% | - |
| Venhar Kalmthout | €428,830 | €141,911 | 6.8% | - |
| ROJE Wielsbeke | €357,823 | €127,381 | 17.9% | - |
These companies have the same main activity as HMZ Event: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €357,000 and €429,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 15-12-2023Normal situation
- Registered office
- 36 active companies are registered at this address4 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.354.354.0091082 Berchem-Sainte-Agathe, since 15-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 04-01-2026
Insights on HMZ Event
The computed 12-month bankruptcy probability of HMZ Event is 6.7% (elevated). The 2025 annual accounts show equity of €10,677 and a net result of €85,433.
Its solvency ranks better than 28% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HMZ Event
- What is the company number of HMZ Event?
- The company number of HMZ Event is 1003.449.261. The VAT number is the same number with BE in front: BE 1003.449.261.
- Where is HMZ Event based?
- The registered office is at Broekstraat 114, 1082 Berchem-Sainte-Agathe.Company details
- What does HMZ Event do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of HMZ Event?
- HMZ Event is a private limited company (BV).
- When was HMZ Event founded?
- HMZ Event was founded on 15-12-2023.
- Is HMZ Event still active?
- Yes, HMZ Event is an active enterprise in the KBO register.
- How many employees does HMZ Event have?
- HMZ Event had an average of 4.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does HMZ Event fall under?
- In its 2025 annual accounts, HMZ Event states joint committee 302 (Hotels and catering).
- What is the turnover of HMZ Event?
- The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €144,544 and 79 comparable companies (NACE 56112). It probably lies between €330,000 and €550,000.
- Is HMZ Event profitable?
- In financial year 2025, HMZ Event made a profit of €85,433.
- Where can I find the annual accounts of HMZ Event?
- HMZ Event filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HMZ Event due?
- HMZ Event must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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