RETCOM
ActiveRETCOM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €8k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.31 against 4.93 in 2024; short-term debt: 22.6% and cash: 34.9% of total assets), and 23.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.9%
Return on assets
4.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
3 d late
2023
1 d early
2022
on the day
2021
4 d early
2020
on the day
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€131k▼ 5.6%
2024 · €139k
2019: €32k
2020: €34k
2021: €33k
2022: €85k
2023: €100k
2024: €139k
2019 → 2025
Total assets
€171k▼ 2.3%
2024 · €175k
2019: €55k
2020: €47k
2021: €85k
2022: €108k
2023: €128k
2024: €175k
2019 → 2025
Net result
€8k▼ 84.6%
2024 · €52k
2019: €17k
2020: €3k
2021: €36k
2022: €53k
2023: €16k
2024: €52k
2019 → 2025
Working capital
€128k▼ 6.8%
2024 · €137k
2019: €31k
2020: €35k
2021: €28k
2022: €80k
2023: €97k
2024: €137k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€85k▲ 158%€100k▲ 17.6%€139k▲ 39.3%€131k▼ 5.6%
Operating result€46k-€73k▲ 60.2%€23k▼ 69.2%€73k▲ 222%€11k▼ 85.1%
Net result€36k-€53k▲ 45.5%€16k▼ 70.3%€52k▲ 232%€8k▼ 84.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets
€4k▲ 55.4%
Current assets
€167k▼ 3.2%
Equity and liabilities €171k
Equity
€131k▼ 5.6%
Debt
€40k▲ 10.5%
The debt ratio rises from 20.4% to 23.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€12k▼
2024 · €74k
Cash flow
€9k▼
2024 · €53k
Solvency
76.9%▼
2024 · 79.6%
Current ratio
4.31▼
2024 · 4.93
Quick ratio
4.31▼
2024 · 4.93
Debt / equity
0.30▲
2024 · 0.26
ROE
6.1%▼
2024 · 37.5%
ROA
4.7%▼
2024 · 29.8%
Interest coverage
20.38▼
2024 · 150.11
Debt
€40k▲
2024 · €36k
Debt ≤ 1 year
€39k▲
2024 · €35k
Income taxes
€4k▼
2024 · €20k
Staff costs
€250
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€175k€171k▼
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Furniture and vehicles24€2k€3k▲
Other tangible fixed assets26€1k€1k▼
Current assets29/58€172k€167k▼
Amounts receivable after more than one year29€52k€7k▼
Trade receivables290€52k-
Other amounts receivable291-€7k
Amounts receivable within one year40/41€21k€58k▲
Trade receivables40€18k€12k▼
Other amounts receivable41€3k€46k▲
Current investments50/53€27k€39k▲
Cash at bank and in hand54/58€72k€60k▼
Deferred charges and accrued income490/1€361€2k▲
Equity and liabilities
Total equity and liabilities10/49€175k€171k▼
Equity10/15€139k€131k▼
Contributions10/11€100€100=
Reserves13€139k€131k▼
Non-distributable reserves130/1€10k€6k▼
Reserves not available under the articles1311€10k€6k▼
Distributable reserves133€129k€125k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€36k€40k▲
Amounts payable within one year42/48€35k€39k▲
Current portion of amounts payable after more than one year42-€13k
Financial debts43€5k€0▼
Credit institutions430/8€5k€0▼
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€13k€4k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€11k€14k▲
Accrued charges and deferred income492/3€854€854=
Income statement
Code20242025
Remuneration, social security and pensions62-€250
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€171€610▲
Gross operating margin9900€74k€13k▼
Operating profit (loss)9901€73k€11k▼
Financial income75/76B€396€2k▲
Recurring financial income75€396€2k▲
Financial charges65/66B€493€595▲
Recurring financial charges65€493€595▲
Profit (loss) for the period before taxes9903€73k€12k▼
Income taxes67/77€20k€4k▼
Profit (loss) for the period9904€52k€8k▼
Profit (loss) for the period to be appropriated9905€52k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€8k▼
Transfer from equity791/2€11k€16k▲
Transfer to equity691/2€50k€8k▼
To other reserves6921€50k€8k▼
Profit to be distributed694/7€13k€16k▲
Return on contributions (dividend)694€11k€16k▲
Directors or managers695€2k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Equity above €100kEq €139k ▲39.3%
6 profitable years in a row build equity to €139k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €53k ▲45.5%
Operating result €73k, net result €53k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 4.60
Current ratio from 1.54 to 4.60; short-term debt falls from €52k to €22k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €3k ▼84.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
15-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Niel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paapovenlaan 82845 NielGround area
229 m²
Building footprint
60 m²
Volume, LiDAR
450 m³
Parcel 11030C0015/00P008, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Paapovenlaan 8, 2845 Niel
since 20122.212.771.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11030C0015/00P008 | Flanders | 229 m² | 1 · 60 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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YANIMMO
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MS Expert
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TRIXACON
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,857 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2012
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.