RETAIL LAB

Active

Private limited companyfounded 201411 yrs activeHessenplein 2, 2000 Antwerpen, BelgiumKBO/BCE: BE 0567.800.188

The computed 12-month bankruptcy probability of RETAIL LAB is 1.5% (moderate). The 2025 annual accounts show negative equity (€-31k) and a net result of €12k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 9% of 10359 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

49 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability54▲+12

Solvency8▲+8

Growth58=

Track record100

Bankruptcy probability, 12 months

1.5% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity tight (current ratio 1.29 against 1.21 in 2024; short-term debt: 77.6% and cash: 38.5% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-17.3%

Return on assets

6.5%

Age of the figures

9 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 10359 sector peers (2025).

NBB · sector comparison

Position among 10359 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

15 d early

2024

8 d early

2023

16 d early

2022

30 d late

2021

11 d early

2020

12 d early

2019

52 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€-31k▲ 27.4%

2024 · €-43k

2018: €-12k 2019: €-102k 2020: €-79k 2021: €-56k 2022: €-47k 2023: €-46k 2024: €-43k

2018 → 2025

Total assets

€181k▲ 12.1%

2024 · €161k

2018: €172k 2019: €12k 2020: €60k 2021: €80k 2022: €147k 2023: €130k 2024: €161k

2018 → 2025

Net result

€12k▲ 269%

2024 · €3k

2018: €-55k 2019: €-90k 2020: €23k 2021: €23k 2022: €9k 2023: €296 2024: €3k

2018 → 2025

Working capital

€40k▲ 42.9%

2024 · €28k

2018: €-16k 2019: €-102k 2020: €22k 2021: €45k 2022: €57k 2023: €5k 2024: €28k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-56k-€-47k▲ 16.4%€-46k▲ 0.6%€-43k▲ 6.9%€-31k▲ 27.4%

Operating result€24k-€12k▼ 51.0%€750▼ 93.7%€4k▲ 404%€12k▲ 228%

Net result€23k-€9k▼ 60.5%€296▼ 96.8%€3k▲ 981%€12k▲ 269%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 228% above 2024.

Key figures and ratios

2025 value · change against 2024

Solvency

-17.3%▲

2024 · -26.7%

Current ratio

1.29▲

2024 · 1.21

Quick ratio

1.29▲

2024 · 1.21

Debt / equity

-6.78▼

2024 · -4.74

ROA

6.5%▲

2024 · 2.0%

Debt

€212k▲

2024 · €204k

Debt ≤ 1 year

€140k▲

2024 · €133k

Debt > 1 year

€72k▲

2024 · €71k

Staff costs

€0

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€161k€181k▲

Current assets29/58€161k€181k▲

Amounts receivable within one year40/41€22k€28k▲

Trade receivables40€15k€20k▲

Other amounts receivable41€7k€7k▲

Cash at bank and in hand54/58€61k€70k▲

Deferred charges and accrued income490/1€78k€83k▲

Equity and liabilities

Total equity and liabilities10/49€161k€181k▲

Equity10/15€-43k€-31k▲

Contributions10/11€90k€90k=

Reserves13€10k€10k=

Distributable reserves133€10k€10k=

Profit (loss) carried forward14€-143k€-131k▲

Amounts payable17/49€204k€212k▲

Amounts payable after more than one year17€71k€72k▲

Financial debts170/4€71k€72k▲

Amounts payable within one year42/48€133k€140k▲

Trade debts44€133k€140k▲

Suppliers440/4€133k€140k▲

Taxes, remuneration and social security45€0-

Taxes450/3€0-

Income statement Code20242025

Remuneration, social security and pensions62-€0

Other operating charges640/8€1k€1k▲

Gross operating margin9900€5k€14k▲

Operating profit (loss)9901€4k€12k▲

Financial income75/76B€0-

Recurring financial income75€0-

Financial charges65/66B€582€591▲

Recurring financial charges65€582€591▲

Profit (loss) for the period before taxes9903€3k€12k▲

Profit (loss) for the period9904€3k€12k▲

Profit (loss) for the period to be appropriated9905€3k€12k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-143k€-131k▲

Profit (loss) brought forward from the previous period14P€-146k€-143k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

16-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

23-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

15-07

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

30-08

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 30 days late

2022

20-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

19-07

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

31-12

Financial Back to profitnet €23k

Net result €23k after 2 loss-making years.

31-12

Financial Liquidity times 15current ratio 1.59

Current ratio from 0.11 to 1.59; short-term debt falls from €114k to €38k.

21-09

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema · 52 days late

2019

31-12

Financial Weakest financial yearnet €-90k

Net result drops to €-90k, the lowest in the series; recovery starts the following year.

29-07

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

23-08

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema · 23 days late

2017

29-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 3 establishment units since 2014

establishment All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hessenplein 22000 Antwerpen

Ground area

13.4 ha

Building footprint

8.3 ha

Volume, LiDAR

703,514 m³

3 parcels, Flanders, Wallonia · tallest building 25.9 m, ±7 floors. Linked by address, not a title deed.

3 establishment units

Desigual

Boulevard Walter de Marvis(TOU) 22, 7500 TournaiAgents in the wholesale of textiles, clothing, fur, footwear and leather goods

since 20142.237.578.281

Kaporal

Place des Grands Prés 1, 7000 MonsAgents in the wholesale of textiles, clothing, fur, footwear and leather goods

since 20162.253.479.650

Retail Lab

Hessenplein 2, 2000 AntwerpenAgents in the wholesale of textiles, clothing, fur, footwear and leather goods

since 20172.266.919.890

3 parcels

Flanders 1 (33.3%) Wallonia 2 (66.7%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53402A0191/00H015	Wallonia	7.0 ha	1 · 4.4 ha	14.3 m · 3 fl.
57462B0160/00Y003	Wallonia	6.2 ha	1 · 3.8 ha	15.8 m · 3 fl.
11802B0096/00A000 ProtectedMonumentMagasins et Entrepôts Réunis La Cloche: ingangsomlijstingSource ↗	Flanders	1,474 m²	1 · 1,474 m²	25.9 m · 7 fl.