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DA SCOBY

Active
Private limited companyfounded 201114 yrs activeSint-Martenplein 7, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0840.152.137
Summary

DA SCOBY has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€56,162) and a net result of -€2,096. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability31▲+7
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24 against 0.24 in 2024; short-term debt: 109.2% and cash: 0.4% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-34.1%
Return on assets
-1.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€56,162
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
16 d early
2023
36 d early
2022
6 d early
2021
24 d late
2020
16 d early
2019
7 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DA SCOBY was incorporated on 6 October 2011.1 Total assets fell from EUR 241,491 in 2018 to EUR 164,518 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€56,162▼ 3.9%
2024 · -€54,065
Total assets
€164,518▼ 1.9%
2024 · €167,688
Net result
-€2,096▲ 57.9%
2024 · -€4,982
Working capital
-€137,004▼ 6.9%
2024 · -€128,211
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€4,566▼ 147%€4,649-€36,480-€239▲ 99.3%€2,507
Net result-€4,748below the sector's middle half€2,035within the sector's middle half-€41,437below the sector's middle half-€4,982below the sector's middle half▲ 88.0%-€2,096within the sector's middle half▲ 57.9%
Equity-€9,681below the sector's middle half▼ 96.3%-€7,646below the sector's middle half▲ 21.0%-€49,083below the sector's middle half▼ 542%-€54,065below the sector's middle half▼ 10.2%-€56,162below the sector's middle half▼ 3.9%
Total assets€223,967within the sector's middle half▼ 2.0%€217,481within the sector's middle half▼ 2.9%€175,323within the sector's middle half▼ 19.4%€167,688within the sector's middle half▼ 4.4%€164,518within the sector's middle half▼ 1.9%
Debt€233,648=€225,127▼ 3.6%€224,406▼ 0.3%€221,754▼ 1.2%€220,679▼ 0.5%
Working capital-€63,149below the sector's middle half▼ 6.2%-€67,641below the sector's middle half▼ 7.1%-€117,119below the sector's middle half▼ 73.1%-€128,211below the sector's middle half▼ 9.5%-€137,004below the sector's middle half▼ 6.9%
Solvency-4.3%below the sector's middle half▼ 2.2pp-3.5%below the sector's middle half▲ 0.8pp-28.0%below the sector's middle half▼ 24.5pp-32.2%below the sector's middle half▼ 4.2pp-34.1%below the sector's middle half▼ 1.9pp
Current ratio0.57below the sector's middle half▼ 0.010.55below the sector's middle half▼ 0.020.27below the sector's middle half▼ 0.280.24below the sector's middle half▼ 0.030.24below the sector's middle half=
Return on assets (ROA)-2.1%below the sector's middle half▼ 3.7pp0.9%within the sector's middle half▲ 3.1pp-23.6%below the sector's middle half▼ 24.6pp-3.0%within the sector's middle half▲ 20.7pp-1.3%within the sector's middle half▲ 1.7pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2021: -€4,566-€4,566Net result 2021: -€4,748-€4,748Operating result 2022: €4,649€4,649Net result 2022: €2,035€2,035Operating result 2023: -€36,480-€36,480Net result 2023: -€41,437-€41,437Operating result 2024: -€239-€239Net result 2024: -€4,982-€4,982Operating result 2025: €2,507€2,507Net result 2025: -€2,096-€2,09620212022202320242025-€60,000-€40,000-€20,000€0Operating result 2023: -€36,480-€36,500Net result 2023: -€41,437-€41,400Operating result 2024: -€239-€239Net result 2024: -€4,982-€4,980Operating result 2025: €2,507€2,510Net result 2025: -€2,096-€2,100202320242025
The operating result returns to profit in 2025: €2,507 after a loss of €239 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164,518
Fixed assets €121,867 ▼ 4.2%
Current assets €42,651 ▲ 5.3%
Key figures and ratios
2025 value · change against 2024
EBITDA
€7,810▲
2024 · €5,064
Cash flow
€3,207▲
2024 · €321
Quick ratio
0.01▲
2024 · 0.00
Debt to equity
-3.93▲
2024 · -4.10
Interest coverage
1.69▲
2024 · 1.05
Debt ≤ 1 year
€179,655▲
2024 · €168,730
Debt > 1 year
€41,024▼
2024 · €53,024
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,338 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.5% went bankrupt
5.6% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,338 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€167,688€164,518▼
Fixed assets21/28€127,170€121,867▼
Tangible fixed assets22/27€127,170€121,867▼
Land and buildings22€124,942€120,223▼
Plant, machinery and equipment23€2,228€1,644▼
Current assets29/58€40,519€42,651▲
Stocks and contracts in progress3€39,736€41,692▲
Stocks30/36€39,736€41,692▲
Amounts receivable within one year40/41€73-
Trade receivables40€68-
Other amounts receivable41€4-
Cash at bank and in hand54/58€710€667▼
Deferred charges and accrued income490/1-€292
Equity and liabilities
Total equity and liabilities10/49€167,688€164,518▼
Equity10/15-€54,065-€56,162▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€72,665-€74,762▼
Amounts payable17/49€221,754€220,679▼
Amounts payable after more than one year17€53,024€41,024▼
Financial debts170/4€53,024€41,024▼
Amounts payable within one year42/48€168,730€179,655▲
Current portion of amounts payable after more than one year42€11,413€12,000▲
Financial debts43€8,648€9,252▲
Credit institutions430/8€8,648€9,252▲
Trade debts44€56,185€57,400▲
Suppliers440/4€56,185€57,400▲
Taxes, remuneration and social security45€1,087€1,107▲
Taxes450/3€1,087€1,107▲
Other amounts payable47/48€91,397€99,897▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,303€5,303=
Other operating charges640/8€3,159€2,961▼
Gross operating margin9900€8,223€10,771▲
Operating profit (loss)9901-€239€2,507▲
Financial income75/76B€90€12▼
Recurring financial income75€90€12▼
Financial charges65/66B€4,833€4,615▼
Recurring financial charges65€4,833€4,615▼
Profit (loss) for the period before taxes9903-€4,982-€2,096▲
Profit (loss) for the period9904-€4,982-€2,096▲
Profit (loss) for the period to be appropriated9905-€4,982-€2,096▲
Appropriation of the result
Profit (loss) to be appropriated9906-€72,665-€74,762▼
Profit (loss) brought forward from the previous period14P-€67,683-€72,665▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,752€4,752€4,859€5,303€5,303=
Other operating charges640/8€2,864€2,855€3,073€3,159€2,961▼ 6.3%
Gross operating margin9900€3,051€12,257-€28,548€8,223€10,771▲ 31.0%
Operating profit (loss)9901-€4,566€4,649-€36,480-€239€2,507▲ 1,150%
Financial income75/76B€3,050€218-€90€12▼ 86.6%
Recurring financial income75€74€218-€90€12▼ 86.6%
Non-recurring financial income76B€2,976-----
Financial charges65/66B€3,232€2,832€4,957€4,833€4,615▼ 4.5%
Recurring financial charges65€3,232€2,832€4,957€4,833€4,615▼ 4.5%
Profit (loss) for the period before taxes9903-€4,748€2,035-€41,437-€4,982-€2,096▲ 57.9%
Profit (loss) for the period9904-€4,748€2,035-€41,437-€4,982-€2,096▲ 57.9%
Profit (loss) for the period to be appropriated9905-€4,748€2,035-€41,437-€4,982-€2,096▲ 57.9%
Line20212022202320242025Change
Assets
Total assets20/58€223,967€217,481€175,323€167,688€164,518▼ 1.9%
Fixed assets21/28€139,166€134,413€132,472€127,170€121,867▼ 4.2%
Tangible fixed assets22/27€139,166€134,413€132,472€127,170€121,867▼ 4.2%
Land and buildings22€139,099€134,380€129,661€124,942€120,223▼ 3.8%
Plant, machinery and equipment23€67€33€2,811€2,228€1,644▼ 26.2%
Current assets29/58€84,801€83,068€42,850€40,519€42,651▲ 5.3%
Stocks and contracts in progress3€84,026€82,273€41,952€39,736€41,692▲ 4.9%
Stocks30/36€84,026€82,273€41,952€39,736€41,692▲ 4.9%
Amounts receivable within one year40/41--€142€73--
Trade receivables40--€138€68--
Other amounts receivable41--€4€4--
Cash at bank and in hand54/58€776€795€756€710€667▼ 5.9%
Deferred charges and accrued income490/1----€292-
Equity and liabilities
Total equity and liabilities10/49€223,967€217,481€175,323€167,688€164,518▼ 1.9%
Equity10/15-€9,681-€7,646-€49,083-€54,065-€56,162▼ 3.9%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€28,281-€26,246-€67,683-€72,665-€74,762▼ 2.9%
Amounts payable17/49€233,648€225,127€224,406€221,754€220,679▼ 0.5%
Amounts payable after more than one year17€85,697€74,418€64,437€53,024€41,024▼ 22.6%
Financial debts170/4€85,697€74,418€64,437€53,024€41,024▼ 22.6%
Amounts payable within one year42/48€147,950€150,709€159,969€168,730€179,655▲ 6.5%
Current portion of amounts payable after more than one year42€11,025€11,279€10,844€11,413€12,000▲ 5.1%
Financial debts43€4,683€8,002€9,750€8,648€9,252▲ 7.0%
Credit institutions430/8€4,683€8,002€9,750€8,648€9,252▲ 7.0%
Trade debts44€52,114€51,716€53,286€56,185€57,400▲ 2.2%
Suppliers440/4€52,114€51,716€53,286€56,185€57,400▲ 2.2%
Taxes, remuneration and social security45€1,839€1,815€693€1,087€1,107▲ 1.9%
Taxes450/3€1,839€1,815€693€1,087€1,107▲ 1.9%
Other amounts payable47/48€78,289€77,897€85,397€91,397€99,897▲ 9.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€4,748€2,035-€41,437-€4,982-€2,096▲ 57.9%
+ Depreciation and write-downs630€4,752€4,752€4,859€5,303€5,303=
Operating cash flow (approximation)€4€6,787-€36,578€321€3,207▲ 900%
Investment in fixed assets (approximation)-€0-€2,918€0€0-
Change in cash-€19-€39-€46-€42▲ 9.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€41,437
Net result drops to -€41,437, the lowest in the series; recovery starts the following year.
25-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €2,035
Net result €2,035 after one loss-making year.
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
15-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €3,580 ▲196%
Net result €3,580, the highest in the series.
07-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
23-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
1,043 m²
Building footprint
609 m²
Volume, LiDAR
9,359 m³
Parcel 71053H0667/00D000, Flanders · tallest building 21.3 m, ±6 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Da Scoby
Sint-Martenplein 7, 3800 Sint-TruidenRetail trade
since 20132.225.004.014
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71053H0667/00D000 Flanders 1,043 m² 1 · 609 m² 21.3 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2022 1 2,000 EUR2,000 EUR
Schemes
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,495 companies in sector 47716 we hold annual accounts for 2,440. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0840152137
Also 9925:BE0840152137
Registered 13-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.