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RETAIL CAPITAL

Active
Private limited companyfounded 2011active for 14 yearsNapoleonkaai 15, 2000 Antwerpen, BelgiumKBO/BCE: BE 0842.083.427
Summary

RETAIL CAPITAL has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of €15,855. Equity has been growing by about 9.4% per year since 2019. Its solvency ranks better than 32% of 11,261 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-12-2011 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 1 other
Joint committee
323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 30-06-2025
Establishment unit
2.205.457.524 2000 Antwerpen, since 23-12-2011
Financial year end
30 June
Peppol
Reachable since 09-03-2026

Board and ownership

Board
  • DIDOREC BVDirector · since 23-05-2019
  • READCO BVDirector · since 23-05-2019

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-06-2025
Gross margin
€755,334
▼ 7.9%
Turnover
≈ €1.3m
estimated
Profit
€15,855
▼ 71.4%
Equity
€2.2m
▲ 0.7%
Total assets
€16.9m
▼ 2.0%
Staff
0.9 FTE
▼ 10.0%
Score breakdownraises riskEquity €2.2m (13.2% of total assets)Liquidity: current ratio 3.23, cash €244,932lowers riskSize: 0.9 FTE, total assets €16.9mFigures for financial year 2025 (filed on 30-01-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 35% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 38=
equity 13.2% of total assets
Liquidity 40-1
short-term debt 29.3% · cash 1.5%
Profitability 29-1
return on assets 0.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.3%▲ +0.1 percentage points vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025highest value 02-2026: 0.2%▼ -0.2 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.23 (3.16 in 2024), above the usual 1.5. Short-term debt is 29.3% and cash 1.5% of total assets. However, 86.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 34% of them on solvency, 33% on liquidity, 25% on profitability and 48% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: 0.9 FTE, total assets €16.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €2.2m (13.2% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 3.23, cash €244,932
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-01-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
22 days early
2023
49 days early
2022
1 day early
2021
6 days early
2020
2 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 85% of companies in real estatesector median €301,146 · 11,266 companies €2.2m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €15,855 7 years View

Recent changes

  1. · Gazette deed Incorporation · Founder
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as RETAIL CAPITAL: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €10m and €18m, founded between 2005 and 2015.

CompanyTotal assetsGross margin
RETAIL CAPITAL Antwerpen€16.9m€0.8m
REALYA Ukkel€15.0m€0.5m
Dream House Invest Elsene€12.0m€1.3m
MB PROJECTS Hasselt€10.3m€1.1m
CORE PROPERTIES Sint-Gillis (bij-Brussel)€13.0m€0.7m
HBP Deinze€10.3m€0.7m
RT-COMPANY Knokke-Heist€18.4m€0.2m
Full comparison

Key facts about RETAIL CAPITAL

What is the company number of RETAIL CAPITAL?
The company number of RETAIL CAPITAL is 0842.083.427. The VAT number is the same number with BE in front: BE 0842.083.427.
Where is RETAIL CAPITAL based?
The registered office is at Napoleonkaai 15, 2000 Antwerpen.Company details
What does RETAIL CAPITAL do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of RETAIL CAPITAL?
The legal form of RETAIL CAPITAL is Private limited company (BV).
When was RETAIL CAPITAL founded?
RETAIL CAPITAL was founded on 23-12-2011.
Is RETAIL CAPITAL still active?
Yes, RETAIL CAPITAL is an active enterprise in the KBO register.
How many employees does RETAIL CAPITAL have?
RETAIL CAPITAL had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does RETAIL CAPITAL fall under?
In its 30-06-2025 annual accounts, RETAIL CAPITAL states joint committee 323 (Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden).
What is the turnover of RETAIL CAPITAL?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €755,334 and 42 comparable companies (NACE 681). It probably lies between €1.0m and €2.2m.
Is RETAIL CAPITAL profitable?
In financial year 2025, RETAIL CAPITAL made a profit of €15,855.
Where can I find the annual accounts of RETAIL CAPITAL?
RETAIL CAPITAL filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RETAIL CAPITAL due?
RETAIL CAPITAL must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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