RESWIPE
ActiveSummary
The computed 12-month bankruptcy probability of RESWIPE is 1.6% (moderate). The 2025 annual accounts show equity of €530k and a net result of €329k. Equity is growing by ~120.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 18400 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency91▲+15
Growth78=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.79 against 1.87 in 2024; short-term debt: 34.4% and cash: 37.5% of total assets), and 34.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.6%
Return on assets
40.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
61 d late
2023
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€530k▲ 163%
2024 · €201k
2023: €43klowest in 3 years
2024: €201k▲ +364% vs 2023
2025: €530k▲ +163% vs 2024highest in 3 years
2023 → 2025
Total assets
€808k▲ 106%
2024 · €391k
2023: €195klowest in 3 years
2024: €391k▲ +101% vs 2023
2025: €808k▲ +106% vs 2024highest in 3 years
2023 → 2025
Net result
€329k▲ 108%
2024 · €158k
2023: €33klowest in 3 years
2024: €158k▲ +373% vs 2023
2025: €329k▲ +108% vs 2024highest in 3 years
2023 → 2025
Working capital
€497k▲ 202%
2024 · €165k
2023: €43klowest in 3 years
2024: €165k▲ +280% vs 2023
2025: €497k▲ +202% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€43k-€201k▲ 364%€530k▲ 163%
2023: €43klowest in 3 years
2024: €201k▲ +364% vs 2023
2025: €530k▲ +163% vs 2024highest in 3 years
Operating result€46k-€207k▲ 349%€433k▲ 109%
2023: €46klowest in 3 years
2024: €207k▲ +349% vs 2023
2025: €433k▲ +109% vs 2024highest in 3 years
Net result€33k-€158k▲ 373%€329k▲ 108%
2023: €33klowest in 3 years
2024: €158k▲ +373% vs 2023
2025: €329k▲ +108% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 109% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €808k
Fixed assets
€32k ▼ 11.3%
Current assets
€776k ▲ 119%
Equity and liabilities €808k
Equity
€530k ▲ 163%
Debt
€278k ▲ 46.4%
Debt's share of the balance-sheet total falls from 48.6% to 34.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€442k▲
2024 · €208k
Cash flow
€338k▲
2024 · €159k
Current ratio
2.79▲
2024 · 1.87
Quick ratio
1.98▲
2024 · 1.01
Debt to equity
0.52▼
2024 · 0.94
ROE
62.0%▼
2024 · 78.4%
ROA
40.7%▲
2024 · 40.4%
Interest coverage
987.58▲
2024 · 87.64
Debt ≤ 1 year
€278k▲
2024 · €190k
Income taxes
€104k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€391k€808k▲
Fixed assets21/28€37k€32k▼
Tangible fixed assets22/27€37k€31k▼
Plant, machinery and equipment23-€4k
Furniture and vehicles24€37k€27k▼
Financial fixed assets28-€1k
Current assets29/58€355k€776k▲
Stocks and contracts in progress3€164k€226k▲
Stocks30/36€164k€226k▲
Amounts receivable within one year40/41€118k€242k▲
Trade receivables40€118k€242k▲
Cash at bank and in hand54/58€69k€303k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€391k€808k▲
Equity10/15€201k€530k▲
Contributions10/11€10k€10k=
Reserves13€191k€520k▲
Distributable reserves133€191k€520k▲
Amounts payable17/49€190k€278k▲
Amounts payable within one year42/48€190k€278k▲
Trade debts44€55k€42k▼
Suppliers440/4€55k€42k▼
Taxes, remuneration and social security45€66k€166k▲
Taxes450/3€66k€166k▲
Other amounts payable47/48€69k€71k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€9k▲
Other operating charges640/8€723€36▼
Gross operating margin9900€209k€442k▲
Operating profit (loss)9901€207k€433k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€2k€448▼
Recurring financial charges65€2k€448▼
Profit (loss) for the period before taxes9903€205k€432k▲
Income taxes67/77€47k€104k▲
Profit (loss) for the period9904€158k€329k▲
Profit (loss) for the period to be appropriated9905€158k€329k▲
Appropriation of the result
Profit (loss) to be appropriated9906€158k€329k▲
Transfer to equity691/2€158k€329k▲
To other reserves6921€158k€329k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1k | €9k | ▲ 822% |
| Other operating charges640/8 | €5k | €723 | €36 | ▼ 95.0% |
| Gross operating margin9900 | €51k | €209k | €442k | ▲ 112% |
| Operating profit (loss)9901 | €46k | €207k | €433k | ▲ 109% |
| Financial income75/76B | - | - | €1 | - |
| Recurring financial income75 | - | - | €1 | - |
| Financial charges65/66B | €1k | €2k | €448 | ▼ 81.1% |
| Recurring financial charges65 | €1k | €2k | €448 | ▼ 81.1% |
| Profit (loss) for the period before taxes9903 | €45k | €205k | €432k | ▲ 111% |
| Income taxes67/77 | €12k | €47k | €104k | ▲ 122% |
| Profit (loss) for the period9904 | €33k | €158k | €329k | ▲ 108% |
| Profit (loss) for the period to be appropriated9905 | €33k | €158k | €329k | ▲ 108% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €195k | €391k | €808k | ▲ 106% |
| Fixed assets21/28 | - | €37k | €32k | ▼ 11.3% |
| Tangible fixed assets22/27 | - | €37k | €31k | ▼ 14.6% |
| Plant, machinery and equipment23 | - | - | €4k | - |
| Furniture and vehicles24 | - | €37k | €27k | ▼ 25.7% |
| Financial fixed assets28 | - | - | €1k | - |
| Current assets29/58 | €195k | €355k | €776k | ▲ 119% |
| Stocks and contracts in progress3 | €93k | €164k | €226k | ▲ 37.7% |
| Stocks30/36 | €93k | €164k | €226k | ▲ 37.7% |
| Amounts receivable within one year40/41 | €66k | €118k | €242k | ▲ 106% |
| Trade receivables40 | €66k | €118k | €242k | ▲ 106% |
| Cash at bank and in hand54/58 | €36k | €69k | €303k | ▲ 338% |
| Deferred charges and accrued income490/1 | €558 | €4k | €5k | ▲ 12.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €195k | €391k | €808k | ▲ 106% |
| Equity10/15 | €43k | €201k | €530k | ▲ 163% |
| Contributions10/11 | €10k | €10k | €10k | = |
| Reserves13 | €33k | €191k | €520k | ▲ 172% |
| Distributable reserves133 | €33k | €191k | €520k | ▲ 172% |
| Amounts payable17/49 | €151k | €190k | €278k | ▲ 46.4% |
| Amounts payable within one year42/48 | €151k | €190k | €278k | ▲ 46.4% |
| Trade debts44 | €57k | €55k | €42k | ▼ 23.8% |
| Suppliers440/4 | €57k | €55k | €42k | ▼ 23.8% |
| Taxes, remuneration and social security45 | €24k | €66k | €166k | ▲ 152% |
| Taxes450/3 | €24k | €66k | €166k | ▲ 152% |
| Other amounts payable47/48 | €70k | €69k | €71k | ▲ 1.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €33k | €158k | €329k | ▲ 108% |
| + Depreciation and write-downs630 | - | €1k | €9k | ▲ 822% |
| Operating cash flow (approximation) | €33k | €159k | €338k | ▲ 113% |
| Investment in fixed assets (approximation) | - | - | €-5k | - |
| Change in cash | - | €34k | €234k | ▲ 596% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €329k ▲108%
Operating result €433k, net result €329k, both a record.
31-12
Financial
Equity above €500kEq €530k ▲163%
3 profitable years in a row build equity to €530k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €200kEq €201k ▲364%
2 profitable years in a row build equity to €201k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2023
Ground area
3.0 ha
Building footprint
1,756 m²
Volume, LiDAR
12,850 m³
2 parcels, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RESWIPE
since 20232.340.306.429
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0098/00M000 | Flanders | 2.1 ha | - | - |
| 23057B0004/00K000 | Flanders | 9,293 m² | 1 · 1,756 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOLDERIE JOS
BE 0464.144.010
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NAUTILIA
BE 0699.619.131
Anderlecht · Eq €528k
DAM MAU CADEAUX
BE 0568.547.880
Villers-la-Ville · Eq €527k
METALTIS
BE 0534.552.845
Hamme (Vl.) · Eq €532k
SUPERDEAL
BE 0873.604.764
Charleroi · Eq €533k
Of 12,957 companies in sector 47120 we hold annual accounts for 2,190. 1,091 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
Scores and ratios are computed by Checked and are not a credit decision.