NH VENTURES
ActiveSummary
The computed 12-month bankruptcy probability of NH VENTURES is 1.6% (moderate). The 2025 annual accounts show equity of €928,432 and a net result of €175,487. Equity is growing by ~55.1% per year across the filed fiscal years. Its solvency ranks better than 91% of 18606 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-17
Solvency100▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €75,000 at 30 days acceptable
Liquidity ample (current ratio 6.6 against 2.85 in 2024; short-term debt: 14.7% and cash: 65.6% of total assets), and 14.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.3%
Return on assets
16.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
4 d late
2023
5 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average on the deadline day; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€928,432▲ 23.1%
2024 · €754,495
Total assets
€1.1m▼ 5.9%
2024 · €1.2m
Net result
€175,487▼ 73.3%
2024 · €657,227
Working capital
€894,629▲ 20.3%
2024 · €743,629
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€123,977-€967,223▲ 680%€316,380▼ 67.3%
Net result€94,268above the sector's middle half-€657,227above the sector's middle half▲ 597%€175,487above the sector's middle half▼ 73.3%
Equity€97,268within the sector's middle half-€754,495above the sector's middle half▲ 676%€928,432above the sector's middle half▲ 23.1%
Total assets€234,552within the sector's middle half-€1.2mabove the sector's middle half▲ 393%€1.1mabove the sector's middle half▼ 5.9%
Debt€137,283-€402,305▲ 193%€159,651▼ 60.3%
Working capital€93,929above the sector's middle half-€743,629above the sector's middle half▲ 692%€894,629above the sector's middle half▲ 20.3%
Solvency41.5%within the sector's middle half-65.2%above the sector's middle half▲ 23.8pp85.3%above the sector's middle half▲ 20.1pp
Current ratio1.68within the sector's middle half-2.85above the sector's middle half▲ 1.166.60above the sector's middle half▲ 3.76
Return on assets (ROA)40.2%above the sector's middle half-56.8%above the sector's middle half▲ 16.6pp16.1%above the sector's middle half▼ 40.7pp
Staff (FTE)1.21.5▲ 25.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€33,803 ▲ 211%
Current assets
€1.1m ▼ 8.0%
Equity and liabilities €1.1m
Equity
€928,432 ▲ 23.1%
Debt
€159,651 ▼ 60.3%
Debt's share of the balance-sheet total falls from 34.8% to 14.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€322,806▼
2024 · €969,819
Cash flow
€181,913▼
2024 · €659,822
Quick ratio
5.36▲
2024 · 2.41
Debt to equity
0.17▼
2024 · 0.53
ROE
18.9%▼
2024 · 87.1%
Interest coverage
5.35▼
2024 · 28.92
Debt ≤ 1 year
€159,651▼
2024 · €402,305
Income taxes
€80,809▼
2024 · €276,466
Staff costs
€69,905▲
2024 · €58,201
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €12,744 | €58,201 | €69,905 | ▲ 20.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €677 | €2,596 | €6,426 | ▲ 148% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €3,655 | €6,470 | ▲ 77.0% |
| Other operating charges640/8 | €200 | €515 | €905 | ▲ 75.8% |
| Gross operating margin9900 | €137,598 | €1.0m | €400,085 | ▼ 61.2% |
| Operating profit (loss)9901 | €123,977 | €967,223 | €316,380 | ▼ 67.3% |
| Financial income75/76B | €65 | €0 | €279 | - |
| Recurring financial income75 | €65 | €0 | €279 | - |
| Financial charges65/66B | €7,669 | €33,531 | €60,363 | ▲ 80.0% |
| Recurring financial charges65 | €7,669 | €33,531 | €60,363 | ▲ 80.0% |
| Profit (loss) for the period before taxes9903 | €116,374 | €933,692 | €256,296 | ▼ 72.6% |
| Income taxes67/77 | €22,106 | €276,466 | €80,809 | ▼ 70.8% |
| Profit (loss) for the period9904 | €94,268 | €657,227 | €175,487 | ▼ 73.3% |
| Profit (loss) for the period to be appropriated9905 | €94,268 | €657,227 | €175,487 | ▼ 73.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €234,552 | €1.2m | €1.1m | ▼ 5.9% |
| Fixed assets21/28 | €3,340 | €10,865 | €33,803 | ▲ 211% |
| Intangible fixed assets21 | €3,340 | €1,331 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | - | €9,534 | €33,803 | ▲ 255% |
| Land and buildings22 | - | - | €7,447 | - |
| Furniture and vehicles24 | - | €9,534 | €26,356 | ▲ 176% |
| Current assets29/58 | €231,212 | €1.1m | €1.1m | ▼ 8.0% |
| Stocks and contracts in progress3 | €72,420 | €177,243 | €199,180 | ▲ 12.4% |
| Stocks30/36 | €72,420 | €177,243 | €199,180 | ▲ 12.4% |
| Amounts receivable within one year40/41 | €369 | €54 | €130,307 | ▲ 239,699% |
| Trade receivables40 | €125 | €12 | €1,186 | ▲ 9,660% |
| Other amounts receivable41 | €244 | €42 | €129,121 | ▲ 305,946% |
| Cash at bank and in hand54/58 | €158,194 | €960,640 | €714,319 | ▼ 25.6% |
| Deferred charges and accrued income490/1 | €229 | €7,997 | €10,474 | ▲ 31.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €234,552 | €1.2m | €1.1m | ▼ 5.9% |
| Equity10/15 | €97,268 | €754,495 | €928,432 | ▲ 23.1% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €94,268 | €751,495 | €925,432 | ▲ 23.1% |
| Distributable reserves133 | €94,268 | €751,495 | €925,432 | ▲ 23.1% |
| Profit (loss) carried forward14 | - | - | €0 | - |
| Amounts payable17/49 | €137,283 | €402,305 | €159,651 | ▼ 60.3% |
| Amounts payable within one year42/48 | €137,283 | €402,305 | €159,651 | ▼ 60.3% |
| Financial debts43 | €4,249 | €0 | - | - |
| Credit institutions430/8 | €4,249 | €0 | - | - |
| Trade debts44 | €62,627 | €78,536 | €85,674 | ▲ 9.1% |
| Suppliers440/4 | €62,627 | €78,536 | €85,674 | ▲ 9.1% |
| Taxes, remuneration and social security45 | €41,360 | €304,282 | €58,854 | ▼ 80.7% |
| Taxes450/3 | €41,360 | €292,715 | €46,230 | ▼ 84.2% |
| Remuneration and social security454/9 | - | €11,567 | €12,624 | ▲ 9.1% |
| Other amounts payable47/48 | €29,047 | €19,487 | €15,123 | ▼ 22.4% |
| Accrued charges and deferred income492/3 | - | €0 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €94,268 | €657,227 | €175,487 | ▼ 73.3% |
| + Depreciation and write-downs630 | €677 | €2,596 | €6,426 | ▲ 148% |
| Operating cash flow (approximation) | €94,945 | €659,822 | €181,913 | ▼ 72.4% |
| Investment in fixed assets (approximation) | - | -€10,121 | -€29,364 | ▼ 190% |
| Change in cash | - | €802,446 | -€246,321 | ▼ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity doublescurrent ratio 6.60
Current ratio from 2.85 to 6.60; short-term debt falls from €402,305 to €159,651.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Highest result since 2023net €657,227 ▲597%
Operating result €967,223, net result €657,227, both a record.
30-06
Financial
Equity above €500,000Eq €754,495 ▲676%
2 profitable years in a row build equity to €754,495.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Ground area
918 m²
Building footprint
715 m²
Volume, LiDAR
7,052 m³
2 parcels, Flanders · tallest building 23.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
The Room Antwerp
since 20232.340.348.494
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B1972/00B000 | Flanders | 705 m² | 1 · 631 m² | 14.9 m · 4 fl. |
| 11810K1613/00K012 | Flanders | 213 m² | 1 · 84 m² | 23.0 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 2 entries · 9,435 EUR awarded · 9,435 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 2 | 9,435 EUR | 9,435 EUR |
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Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. 900 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-01-2023
Fiscal year end30-06
Activities, NACEBEL 2025
47120Other non-specialised retail sale
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
56210Event catering
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0797093144
Also
9925:BE0797093144
Registered
09-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.