RESTO BERTRAND
ActiveRESTO BERTRAND has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-17k) and a net result of €7k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
16
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 7689 sector peers (2025).
NBB · sector comparisonPosition among 7689 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
2023
30 d late
2022
28 d early
2021
on the day
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-17k▲ 28.5%
2024 · €-24k
2019: €37k
2020: €-68k
2021: €-59k
2022: €-50k
2023: €-24k
2024: €-24k
2019 → 2025
Total assets
€912k▼ 5.1%
2024 · €962k
2019: €947k
2020: €926k
2021: €955k
2022: €936k
2023: €990k
2024: €962k
2019 → 2025
Net result
€7k▲ 1,453%
2024 · €433
2019: €-12k
2020: €-105k
2021: €9k
2022: €9k
2023: €26k
2024: €433
2019 → 2025
Working capital
€-921k▼ 1.4%
2024 · €-908k
2019: €-795k
2020: €-905k
2021: €-909k
2022: €-906k
2023: €-901k
2024: €-908k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-59k-€-50k▲ 15.0%€-24k▲ 51.9%€-24k▲ 1.8%€-17k▲ 28.5%
Operating result€11k-€12k▲ 10.9%€32k▲ 165%€4k▼ 87.1%€6k▲ 48.3%
Net result€9k-€9k▼ 1.7%€26k▲ 194%€433▼ 98.3%€7k▲ 1,453%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 48% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €912k
Fixed assets
€904k▼ 4.9%
Current assets
€8k▼ 20.7%
Key figures and ratios
EBITDA
€65k▲
2024 · €19k
Cash flow
€66k▲
2024 · €16k
Solvency
-1.9%▲
2024 · -2.5%
Current ratio
0.01▼
2024 · 0.01
Quick ratio
0.01▼
2024 · 0.01
Debt / equity
-54.96▼
2024 · -41.69
ROE
-39.8%▼
2024 · -1.8%
ROA
0.7%▲
2024 · 0.0%
Interest coverage
31.06▲
2024 · 4.65
Debt
€929k▼
2024 · €985k
Debt ≤ 1 year
€929k▲
2024 · €919k
Debt > 1 year
€0▼
2024 · €64k
Income taxes
€217▲
2024 · €49
Staff costs
€565▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€962k€912k▼
Fixed assets21/28€951k€904k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€951k€904k▼
Land and buildings22€870k€825k▼
Plant, machinery and equipment23€82k€76k▼
Furniture and vehicles24€138€3k▲
Current assets29/58€10k€8k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€6k€6k▼
Trade receivables40€2k€5k▲
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1€267€579▲
Equity and liabilities
Total equity and liabilities10/49€962k€912k▼
Equity10/15€-24k€-17k▲
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-124k€-117k▲
Amounts payable17/49€985k€929k▼
Amounts payable after more than one year17€64k€0▼
Financial debts170/4€64k€0▼
Amounts payable within one year42/48€919k€929k▲
Current portion of amounts payable after more than one year42€19k€4k▼
Financial debts43€1k€65k▲
Credit institutions430/8€1k€5k▲
Other loans439-€60k
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€7k€7k▲
Remuneration and social security454/9€6k€2k▼
Other amounts payable47/48€879k€849k▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€64k€565▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€59k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€86k€68k▼
Operating profit (loss)9901€4k€6k▲
Financial income75/76B€558€3k▲
Recurring financial income75€558€3k▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€482€7k▲
Income taxes67/77€49€217▲
Profit (loss) for the period9904€433€7k▲
Profit (loss) for the period to be appropriated9905€433€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-124k€-117k▲
Profit (loss) brought forward from the previous period14P€-124k€-124k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
19-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment4 facts ▸
- General meeting, 19/02/2026
- Director resignation, Chantal Lucie Cloquet (niet-statutaire bestuurder)
- Director appointment, Carolien Buyens (niet-statutaire bestuurder)
- Mandate compensation, Carolien Buyens
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2019net €26k ▲194%
Operating result €32k, net result €26k, both a record.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Weakest financial yearnet €-105k
Net result drops to €-105k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2026
Carolien Buyens
CurrentNon-statutory director · since 17-03-2026
17-03-2026
Carolien Buyens: Appointed as Non-statutory director
17-03-2026
Chantal Lucie Cloquet: Resigned as Non-statutory director
13-06-2023
Thienpont Bertrand: Resigned as Director
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nukerkestraat 159681 MaarkedalGround area
1,180 m²
Building footprint
186 m²
Volume, LiDAR
839 m³
Parcel 45032A0577/00N000, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LA BONNOTTE
since 20132.214.579.581
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45032A0577/00N000 | Flanders | 1,180 m² | 1 · 186 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 6,567 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2012
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.