RESSOURCE ET MEDIATIONS
ActiveRESSOURCE ET MEDIATIONS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €191k and a net result of €345. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 5988 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▼-69
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
short-term debt: 0.3% and cash: 97.5% of total assets, and 0.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
28 d early
2022
41 d early
2021
26 d early
2020
32 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€345▼ 98.8%
2023 · €29k
2018: €-12k
2019: €-2k
2020: €-4k
2021: €4k
2022: €20k
2023: €29k
2018 → 2024
Working capital
€190k▲ 0.7%
2023 · €189k
2018: €137k
2019: €142k
2020: €134k
2021: €139k
2022: €126k
2023: €189k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€138k-€142k▲ 2.6%€161k▲ 13.8%€190k▲ 17.8%€191k▲ 0.2%
Operating result€-4k-€4k€20k▲ 414%€29k▲ 45.9%€-4k
Net result€-4k-€4k€20k▲ 444%€29k▲ 46.9%€345▼ 98.8%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €4k after €29k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €191k
Fixed assets
€517▼ 66.6%
Current assets
€191k▲ 1.0%
Equity and liabilities €191k
Equity
€191k▲ 0.2%
Debt
€528▲ 1,314%
The debt ratio rises from 0.0% to 0.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-3k▼
2023 · €30k
Cash flow
€1k▼
2023 · €30k
Solvency
99.7%▼
2023 · 100.0%
Debt / equity
0.00▲
2023 · 0.00
ROE
0.2%▼
2023 · 15.1%
ROA
0.2%▼
2023 · 15.1%
Interest coverage
-18.53▼
2023 · 199.14
Debt
€528▲
2023 · €37
Debt ≤ 1 year
€528▲
2023 · €37
Income taxes
€115▼
2023 · €349
A ratio outside any meaningful range has been withheld (balance sheet total €191k, equity €191k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€190k€191k▲
Fixed assets21/28€2k€517▼
Tangible fixed assets22/27€2k€517▼
Furniture and vehicles24€2k€517▼
Current assets29/58€189k€191k▲
Amounts receivable within one year40/41€3k€4k▲
Other amounts receivable41€3k€4k▲
Current investments50/53€160k-
Cash at bank and in hand54/58€25k€186k▲
Equity and liabilities
Total equity and liabilities10/49€190k€191k▲
Equity10/15€190k€191k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€172k€172k▲
Amounts payable17/49€37€528▲
Amounts payable within one year42/48€37€528▲
Trade debts44€37€528▲
Suppliers440/4€37€528▲
Income statement
Code20232024
Non-recurring operating income76A€253-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€869€1k▲
Gross operating margin9900€30k€-3k▼
Operating profit (loss)9901€29k€-4k▼
Financial income75/76B€331€5k▲
Recurring financial income75€331€5k▲
Financial charges65/66B€150€161▲
Recurring financial charges65€150€161▲
Profit (loss) for the period before taxes9903€29k€460▼
Income taxes67/77€349€115▼
Profit (loss) for the period9904€29k€345▼
Profit (loss) for the period to be appropriated9905€29k€345▼
Appropriation of the result
Profit (loss) to be appropriated9906€172k€172k▲
Profit (loss) brought forward from the previous period14P€143k€172k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €29k ▲46.9%
Operating result €29k, net result €29k, both a record.
31-12
Financial
Liquidity times 115current ratio 5061.44
Current ratio from 43.90 to 5061.44; short-term debt falls from €3k to €37.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity times 26current ratio 43.90
Current ratio from 1.69 to 43.90; short-term debt falls from €201k to €3k.
31-12
Financial
Equity above €150kEq €161k ▲13.8%
2 profitable years in a row build equity to €161k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolomstraat 1A1080 Sint-Jans-MolenbeekGround area
2,575 m²
Building footprint
505 m²
Volume, LiDAR
4,658 m³
2 parcels, Brussels · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Ijskelderstraat 25, 1060 Sint-Gillis (bij-Brussel)
since 20152.246.396.769
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0623/00L000 | Brussels | 2,442 m² | 1 · 406 m² | 19.8 m · 2 fl. |
| 21013B0380/00P004 | Brussels | 133 m² | 1 · 99 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
URRAO
BE 0810.097.775
Beveren-Kruibeke-Zwijndrecht · Eq €191k
L'AUTRE ALTERNATIVE
BE 0463.630.997
Charleroi · Eq €192k
OR'GENT
BE 0771.562.051
Brugge · Eq €192k
PAPERSHOP MIEKE
BE 0863.625.147
Berlare · Eq €189k
KSMC Laboratories
BE 0825.580.064
Elsene · Eq €194k
Of 1,745 companies in sector 46150 we hold annual accounts for 757. 549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2015
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
46190Agents in non-specialised wholesale trade
70210Activities of head offices; management consultancy activities
73200Market research and public opinion polling
73300Public relations and communication consultancy
85592Vocational training
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:helene.melikov@gmail.com