COSMO-LINE
ActiveCOSMO-LINE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €13k. Equity is shrinking by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy▲ +56 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency25▲+12
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 0.97 in 2024), and 82.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.6%
Return on assets
12.5%
Age of the figures
18 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €18k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-09-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
31 d early
2023
34 d early
2022
18 d early
2021
31 d early
2020
23 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 249%
2024 · €5k
2019: €11k
2020: €11k
2021: €8k
2022: €5k
2023: €6k
2024: €5k
2019 → 2025
Total assets
€104k▼ 12.1%
2024 · €118k
2019: €155k
2020: €139k
2021: €112k
2022: €127k
2023: €115k
2024: €118k
2019 → 2025
Net result
€13k
2024 · €-284
2019: €-30k
2020: €-88
2021: €-3k
2022: €-3k
2023: €406
2024: €-284
2019 → 2025
Working capital
€8k
2024 · €-4k
2019: €57k
2020: €72k
2021: €38k
2022: €6k
2023: €1k
2024: €-4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€5k▼ 37.0%€6k▲ 6.0%€5k▼ 5.2%€18k▲ 249%
Operating result€3k-€-1k€4k€2k▼ 51.6%€15k▲ 631%
Net result€-3k-€-3k▲ 2.7%€406€-284€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 631% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€10k▼ 39.5%
Current assets
€93k▼ 7.6%
Equity and liabilities €104k
Equity
€18k▲ 249%
Debt
€85k▼ 24.2%
The debt ratio falls from 95.6% to 82.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€16k▲
2024 · €5k
Cash flow
€14k▲
2024 · €3k
Solvency
17.6%▲
2024 · 4.4%
Current ratio
1.10▲
2024 · 0.97
Quick ratio
0.68▲
2024 · 0.47
Debt / equity
4.69▼
2024 · 21.55
ROE
71.3%▲
2024 · -5.4%
ROA
12.5%▲
2024 · -0.2%
Interest coverage
8.18▲
2024 · 2.51
Debt
€85k▼
2024 · €113k
Debt ≤ 1 year
€85k▼
2024 · €105k
Income taxes
€47▼
2024 · €302
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€104k▼
Fixed assets21/28€17k€10k▼
Tangible fixed assets22/27€11k€4k▼
Plant, machinery and equipment23€51€10▼
Furniture and vehicles24€11k€4k▼
Financial fixed assets28€6k€6k=
Current assets29/58€101k€93k▼
Stocks and contracts in progress3€52k€36k▼
Stocks30/36€52k€36k▼
Amounts receivable within one year40/41€42k€40k▼
Trade receivables40€4k€1k▼
Other amounts receivable41€38k€38k=
Cash at bank and in hand54/58€3k€18k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€118k€104k▼
Equity10/15€5k€18k▲
Contributions10/11€28k€28k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-25k€-12k▲
Amounts payable17/49€113k€85k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€105k€85k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43€10k-
Credit institutions430/8€10k-
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Advances received on contracts in progress46-€198
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€8k€8k▲
Other amounts payable47/48€72k€65k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€664▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€8k€17k▲
Operating profit (loss)9901€2k€15k▲
Financial income75/76B€0€57▲
Recurring financial income75€0€57▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€19€13k▲
Income taxes67/77€302€47▼
Profit (loss) for the period9904€-284€13k▲
Profit (loss) for the period to be appropriated9905€-284€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-12k▲
Profit (loss) brought forward from the previous period14P€-24k€-25k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €406
Net result €406 after 4 loss-making years.
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2015
16-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hasseltsesteenweg 303580 BeringenGround area
723 m²
Building footprint
323 m²
Volume, LiDAR
2,629 m³
Parcel 71004B0010/00Z002, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COSMO-LINE
since 20032.132.978.134
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004B0010/00Z002 | Flanders | 723 m² | 1 · 323 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeringen2.132.978.134
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Of 1,733 companies in sector 46150 we hold annual accounts for 750. 452 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-09-2003
Fiscal year end31-03
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
47750Retail sale of cosmetics and toilet articles
68310Real estate agency activities
68311Real estate activities
93130Fitness centres
96022Beauty treatment
96040Personal service activities
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.