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COSMO-LINE

Active
Private limited company (pre-2019)founded 2003active for 23 yearsHasseltsesteenweg 30, 3580 Beringen, BelgiumKBO/BCE: BE 0860.365.155
Summary

COSMO-LINE has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €18,399 and a net result of €194. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 34% of 398 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-09-2003 Normal situation
Activity
Agents in the wholesale of furniture, household goods and hardware NACE 46150and 5 others
Establishment unit
2.132.978.134 3580 Beringen, since 12-08-2003
Financial year end
31 March
Peppol
Reachable since 11-03-2026

Board and ownership

Board
  • Dewachtere Anja ReginaDirector
Shareholders
  • Anja Dewachtereannual accounts 31-03-2018

Financial position

84 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 31-03-2026
Gross margin
€2,442
▼ 85.3%
Turnover
≈ €21,000
estimated
Profit
€194
▼ 98.5%
Equity
€18,399
▲ 1.1%
Total assets
€78,040
▼ 24.6%
Score breakdownraises riskEquity €18,399 (23.6% of total assets)lowers riskFounded in 2003Liquidity: current ratio 1.15, cash €9,275Figures for financial year 2026 (filed on 29-09-2026)Show the evidence

Checked score

Score 2026
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 32% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2025
Weak
Solvency 49+6
equity 23.6% of total assets
Liquidity 23-4
short-term debt 76.4% · cash 11.9%
Profitability 32-52
return on assets 0.2%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.3%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%▼ -0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.15 (1.1 in 2025), below the usual 1.5. Short-term debt is 76.4% and cash 11.9% of total assets. 76.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 35% of them on solvency, 22% on liquidity, 27% on profitability and 45% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.15, cash €9,275
NBB · annual accounts
raises risk · Equity €18,399 (23.6% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 29-09-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year €18,399
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
32 days early
2025
45 days early
2024
31 days early
2023
34 days early
2022
18 days early
2021
31 days early
2020
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as COSMO-LINE: agents in the wholesale of furniture, household goods and hardware (NACE 46150). They are comparable in size and age: total assets between €54,100 and €97,300, founded between 1996 and 2010.

CompanyTotal assetsGross margin
COSMO-LINE Beringen€78,040€2,442
JerHôme Keerbergen€88,417€1,770
FRAMO Opwijk€75,050€3,703
BOB MORANE Inc Ukkel€65,299€2,276
D.W. Grimbergen€97,344-€24,433
KARFIL Kapellen€78,237-€18,103
SURSUM & CORDA Sint-Joost-ten-Node€54,054€1,162
Full comparison

Key facts about COSMO-LINE

What is the company number of COSMO-LINE?
The company number of COSMO-LINE is 0860.365.155. The VAT number is the same number with BE in front: BE 0860.365.155.
Where is COSMO-LINE based?
The registered office is at Hasseltsesteenweg 30, 3580 Beringen.Company details
What does COSMO-LINE do?
According to the KBO register, the main activity is agents in the wholesale of furniture, household goods and hardware (NACE 46150).
What is the legal form of COSMO-LINE?
The legal form of COSMO-LINE is Private limited company (pre-2019) (BVBA).
When was COSMO-LINE founded?
COSMO-LINE was founded on 05-09-2003.
Is COSMO-LINE still active?
Yes, COSMO-LINE is an active enterprise in the KBO register.
What is the turnover of COSMO-LINE?
The turnover in financial year 2026 is ≈ €21,000. This figure is estimated from the gross margin of €2,442 and 75 comparable companies (NACE 461). It probably lies between €9,400 and €38,000. It is a rough estimate.Financials
Is COSMO-LINE profitable?
In financial year 2026, COSMO-LINE made a profit of €194.
Where can I find the annual accounts of COSMO-LINE?
COSMO-LINE filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of COSMO-LINE due?
COSMO-LINE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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