RESSOU
ActiveSummary
RESSOU has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €107k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 4178 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency55▲+24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.47 in 2024; short-term debt: 66.7% and cash: 2.7% of total assets), and 70.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.6%
Return on assets
33.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
17 d early
2024
on the day
2023
15 d early
2022
17 d early
2021
13 d early
2020
12 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€107k▼ 5.9%
2024 · €113k
Working capital
€-114k▲ 31.4%
2024 · €-166k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192022202320242025
Operating result€-113k-€-25k-€46k€117k▲ 157%€149k▲ 26.7%
Net result€-119k-€-31k-€39k€113k▲ 187%€107k▼ 5.9%
Equity€-58k-€-125k-€-86k▲ 31.5%€27k€94k▲ 243%
Total assets€641k-€507k-€420k▼ 17.1%€430k▲ 2.2%€317k▼ 26.2%
Debt€699k-€632k-€506k▼ 19.9%€402k▼ 20.5%€223k▼ 44.5%
Working capital€-208k-€-210k-€-206k▲ 2.0%€-166k▲ 19.4%€-114k▲ 31.4%
Staff (FTE)5.3-7.7-10.1▲ 31.2%12.3▲ 21.8%14▲ 13.8%
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317k
Fixed assets
€219k ▼ 23.0%
Current assets
€98k ▼ 32.6%
Equity and liabilities €317k
Equity
€94k ▲ 243%
Debt
€223k ▼ 44.5%
Debt's share of the balance-sheet total falls from 93.6% to 70.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€221k▲
2024 · €177k
Cash flow
€179k▲
2024 · €173k
Current ratio
0.46▼
2024 · 0.47
Quick ratio
0.38▼
2024 · 0.42
Debt to equity
2.38▼
2024 · 14.72
ROE
113.5%▼
2024 · 414.3%
ROA
33.6%▲
2024 · 26.4%
Interest coverage
96.69▲
2024 · 46.79
Debt ≤ 1 year
€211k▼
2024 · €311k
Debt > 1 year
€12k▼
2024 · €91k
Income taxes
€42k▲
2024 · €607
Staff costs
€422k▲
2024 · €415k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €10k | €17k | €4k | €5k | ▲ 41.3% |
| Remuneration, social security and pensions62 | - | €264k | €336k | €415k | €422k | ▲ 1.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €76k | €75k | €76k | €60k | €72k | ▲ 20.8% |
| Other operating charges640/8 | - | €902 | €2k | €1k | €798 | ▼ 28.1% |
| Non-recurring operating charges66A | - | €12k | €7k | €24k | €3k | ▼ 88.0% |
| Gross operating margin9900 | €174k | €327k | €467k | €618k | €647k | ▲ 4.8% |
| Operating profit (loss)9901 | €-113k | €-25k | €46k | €117k | €149k | ▲ 26.7% |
| Financial income75/76B | - | €586 | €5 | €273 | €2k | ▲ 478% |
| Recurring financial income75 | - | €586 | €5 | €273 | €2k | ▲ 478% |
| Financial charges65/66B | - | €7k | €6k | €4k | €2k | ▼ 39.7% |
| Recurring financial charges65 | €6k | €7k | €6k | €4k | €2k | ▼ 39.7% |
| Profit (loss) for the period before taxes9903 | €-119k | €-31k | €39k | €114k | €148k | ▲ 30.0% |
| Income taxes67/77 | €250 | - | €-386 | €607 | €42k | ▲ 6,738% |
| Profit (loss) for the period9904 | €-119k | €-31k | €39k | €113k | €107k | ▼ 5.9% |
| Profit (loss) for the period to be appropriated9905 | €-119k | €-31k | €39k | €113k | €107k | ▼ 5.9% |
| Line | 2019 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €641k | €507k | €420k | €430k | €317k | ▼ 26.2% |
| Formation expenses20 | €23k | €5k | - | - | - | - |
| Fixed assets21/28 | €525k | €364k | €313k | €285k | €219k | ▼ 23.0% |
| Tangible fixed assets22/27 | €525k | €364k | €313k | €285k | €219k | ▼ 23.0% |
| Plant, machinery and equipment23 | - | €95k | €73k | €54k | €29k | ▼ 45.9% |
| Furniture and vehicles24 | - | €23k | €12k | €11k | €597 | ▼ 94.7% |
| Other tangible fixed assets26 | - | €246k | €227k | €220k | €187k | ▼ 14.7% |
| Assets under construction and advance payments27 | - | - | - | - | €2k | - |
| Current assets29/58 | €94k | €138k | €108k | €145k | €98k | ▼ 32.6% |
| Stocks and contracts in progress3 | €8k | €11k | €10k | €13k | €17k | ▲ 26.9% |
| Stocks30/36 | - | €11k | €10k | €13k | €17k | ▲ 26.9% |
| Amounts receivable within one year40/41 | €46k | €94k | €80k | €113k | €68k | ▼ 40.1% |
| Trade receivables40 | - | €45k | €27k | €42k | €48k | ▲ 15.1% |
| Other amounts receivable41 | - | €49k | €53k | €72k | €20k | ▼ 72.0% |
| Cash at bank and in hand54/58 | €35k | €31k | €17k | €11k | €9k | ▼ 20.5% |
| Deferred charges and accrued income490/1 | - | €2k | €737 | €8k | €5k | ▼ 39.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €641k | €507k | €420k | €430k | €317k | ▼ 26.2% |
| Equity10/15 | €-58k | €-125k | €-86k | €27k | €94k | ▲ 243% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | - | €62k | €62k | €62k | €62k | = |
| Issued capital100 | - | €62k | €62k | €62k | €62k | = |
| Reserves13 | - | - | €2k | €6k | €6k | = |
| Non-distributable reserves130/1 | - | - | €2k | €6k | €6k | = |
| Legal reserve130 | - | - | €2k | €6k | €6k | = |
| Profit (loss) carried forward14 | €-119k | €-187k | €-149k | €-40k | €26k | ▲ 165% |
| Amounts payable17/49 | €699k | €632k | €506k | €402k | €223k | ▼ 44.5% |
| Amounts payable after more than one year17 | €397k | €283k | €192k | €91k | €12k | ▼ 87.3% |
| Financial debts170/4 | - | €283k | €192k | €91k | €12k | ▼ 87.3% |
| Amounts payable within one year42/48 | €302k | €348k | €313k | €311k | €211k | ▼ 32.0% |
| Current portion of amounts payable after more than one year42 | - | €97k | €100k | €101k | €80k | ▼ 21.2% |
| Financial debts43 | - | €33k | €14k | - | - | - |
| Credit institutions430/8 | - | €33k | €14k | - | - | - |
| Trade debts44 | €124k | €98k | €65k | €131k | €88k | ▼ 33.1% |
| Suppliers440/4 | - | €98k | €65k | €131k | €88k | ▼ 33.1% |
| Taxes, remuneration and social security45 | - | €42k | €76k | €39k | €43k | ▲ 8.9% |
| Taxes450/3 | - | €4k | €4k | €589 | €2k | ▲ 263% |
| Remuneration and social security454/9 | - | €39k | €71k | €39k | €40k | ▲ 5.0% |
| Other amounts payable47/48 | - | €78k | €59k | €40k | €2k | ▼ 95.9% |
| Accrued charges and deferred income492/3 | - | €1k | €363 | - | - | - |
| Line | 2019 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-119k | €-31k | €39k | €113k | €107k | ▼ 5.9% |
| + Depreciation and write-downs630 | €76k | €75k | €76k | €60k | €72k | ▲ 20.8% |
| Operating cash flow (approximation) | €-43k | €43k | €116k | €173k | €179k | ▲ 3.3% |
| Investment in fixed assets (approximation) | - | - | €-25k | €-32k | €-7k | ▲ 78.7% |
| Change in cash | - | - | €-14k | €-6k | €-2k | ▲ 62.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2019net €113k ▲187%
Net result €113k, the highest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €39k
Net result €39k after 2 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place de St Symphorien 247030 MonsGround area
2,253 m²
Building footprint
64 m²
Volume, LiDAR
768 m³
Parcel 62099A0073/00F000, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Boulangerie Louise Soumagne
since 20182.281.000.926
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62099A0073/00F000 | Wallonia | 2,253 m² | 1 · 64 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileySoumagne2.281.000.926
Legal Entity Identifier
549300KMGUFDNUCW4E80
Similar companies · same sector, comparable size
C.G.
BE 0784.546.193
Brecht · Eq €93,805
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BE 0660.818.834
Esneux · Eq €93,655
Bakkerij Teijsen
BE 0726.843.665
Mortsel · Eq €93,611
Het Bakkertje
BE 0741.519.072
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BERDIFF
BE 0451.766.810
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Of 2,403 companies in sector 47241 we hold annual accounts for 1,101. 918 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded09-08-2018
Fiscal year end31-12
Activities, NACEBEL 2025
10711Manufacture of food products
47241Retail sale of bread and pastry (bakery outlets)
10712Artisanal bread and fresh pastry making
10720Manufacture of food products
Scores and ratios are computed by Checked and are not a credit decision.