REMACLE COLIMILO
ActiveSummary
REMACLE COLIMILO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €36k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+21
Solvency76▲+3
Growth63=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.69 in 2024; short-term debt: 39.3% and cash: 14.6% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
98 d early
2024
55 d early
2023
6 d early
2022
46 d early
2022
112 d early
2021
3 d early
2020
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€662k▲ 112%
2022 · €312k
2022: €657k
2022: €312k
2022 → 2023
EBIT margin
-1.4%▼ 8.1pp
2022 · 6.7%
2022: 6.0%
2022: 6.7%
2022 → 2023
Net result
€36k▲ 136%
2024 · €15k
2019: €15k
2020: €25k
2021: €31k
2022: €26k
2022: €12k
2023: €-13k
2024: €15k
2019 → 2025
Working capital
€97k▲ 66.8%
2024 · €58k
2019: €-10k
2020: €12k
2021: €40k
2022: €69k
2022: €83k
2023: €72k
2024: €58k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222022202320242025Trend
Turnover€657k-€312k▼ 52.5%€662k▲ 112%
Equity€102k-€115k▲ 12.1%€102k▼ 11.4%€117k▲ 15.0%€153k▲ 30.9%
Operating result€39k-€21k▼ 47.1%€-9k€20k€66k▲ 221%
Net result€26k-€12k▼ 51.8%€-13k€15k€36k▲ 136%
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€85k ▼ 16.4%
Current assets
€215k ▲ 51.0%
Equity and liabilities €299k
Equity
€153k ▲ 30.9%
Debt
€146k ▲ 15.7%
Debt's share of the balance-sheet total falls from 52.0% to 48.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€92k▲
2024 · €36k
Cash flow
€62k▲
2024 · €31k
Current ratio
1.83▲
2024 · 1.69
Quick ratio
1.49▲
2024 · 1.23
Debt to equity
0.96▼
2024 · 1.08
ROE
23.6%▲
2024 · 13.1%
ROA
12.1%▲
2024 · 6.3%
Interest coverage
6.86▲
2024 · 4.31
Debt ≤ 1 year
€118k▲
2024 · €84k
Debt > 1 year
€29k▼
2024 · €43k
Income taxes
€16k▲
2024 · €225
Staff costs
€356k▲
2024 · €198k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€243k€299k▲
Fixed assets21/28€101k€85k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€100k€83k▼
Plant, machinery and equipment23€81k€65k▼
Furniture and vehicles24€13k€10k▼
Other tangible fixed assets26€6k€8k▲
Current assets29/58€142k€215k▲
Stocks and contracts in progress3€39k€40k▲
Stocks30/36€39k€40k▲
Amounts receivable within one year40/41€44k€129k▲
Trade receivables40€21k€5k▼
Other amounts receivable41€23k€124k▲
Cash at bank and in hand54/58€57k€44k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€243k€299k▲
Equity10/15€117k€153k▲
Contributions10/11€20k€20k=
Reserves13€97k€133k▲
Distributable reserves133€97k€133k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€126k€146k▲
Amounts payable after more than one year17€43k€29k▼
Financial debts170/4€43k€29k▼
Amounts payable within one year42/48€84k€118k▲
Current portion of amounts payable after more than one year42€16k€14k▼
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€20k€26k▲
Suppliers440/4€20k€26k▲
Taxes, remuneration and social security45€46k€58k▲
Taxes450/3€415€2k▲
Remuneration and social security454/9€45k€57k▲
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€198k€356k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€26k▲
Other operating charges640/8€5k€2k▼
Non-recurring operating charges66A€30k€0▼
Gross operating margin9900€269k€450k▲
Operating profit (loss)9901€20k€66k▲
Financial income75/76B€3k€0▼
Recurring financial income75€3k€0▼
Financial charges65/66B€8k€13k▲
Recurring financial charges65€8k€13k▲
Profit (loss) for the period before taxes9903€16k€52k▲
Income taxes67/77€225€16k▲
Profit (loss) for the period9904€15k€36k▲
Profit (loss) for the period to be appropriated9905€15k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€36k▲
Profit (loss) brought forward from the previous period14P€-13k€0▲
Transfer to equity691/2€2k€36k▲
To other reserves6921€2k€36k▲
Social balance
Average headcount (FTE)9087-10.8
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2019net €36k ▲136%
Operating result €66k, net result €36k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲30.9%
2 profitable years in a row build equity to €153k.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-13k ▼205%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Equity above €100kEq €102k ▲33.6%
4 profitable years in a row build equity to €102k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
03-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lontzen · 3 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Zénobe Gramme 194710 LontzenGround area
1,292 m²
Building footprint
487 m²
Volume, LiDAR
2,400 m³
3 parcels, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
REMACLE COLIMILO
since 20162.257.031.830
Remacle Colimilo
since 20232.346.353.190
Remacle Colimilo
since 20242.360.555.574
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63073B2293/00V006 | Wallonia | 609 m² | 1 · 328 m² | 10.8 m · 3 fl. |
| 63004C0531/00V000indicative | Wallonia | 605 m² | 1 · 96 m² | - |
| 63036A0295/00C000 | Wallonia | 78 m² | 1 · 63 m² | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 3
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesStavelot2.360.555.574
Verviers2.346.353.190
Baelen (Lg.)2.257.031.830
Similar companies · same sector, comparable size
Wafeltjes.be
BE 0675.565.408
Aartselaar · Eq €154,202
AFNAN
BE 0684.900.865
Brussel · Eq €154,264
Bakkerij Bernard
BE 0765.620.307
Wervik · Eq €154,784
BAKKERIJ HERMANS
BE 0464.740.757
Herentals · Eq €155,372
ZARAM
BE 0898.240.685
Antwerpen · Eq €150,287
Of 2,407 companies in sector 47241 we hold annual accounts for 1,100. 865 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47241Retail sale of bread and pastry (bakery outlets)
47610Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:secretariat@remacleboulangerie.be
Phone:087293000
Phone:087880438