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Resource Matters

Active
Non-profit associationfounded 201610 yrs activeKunstlaan 7-8, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0662.969.264
Summary

Resource Matters has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €59,609 and a net result of -€41,822. Its solvency ranks better than 19% of 226 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes
Profitability15
Solvency29
Growth-
Track record85
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days only on tighter terms
Liquidity ample (current ratio 10.09; short-term debt: 9.7% and cash: 82.6% of total assets), but 96.1% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Scientific research and development (NACE 72)
about 30% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
3.9%
Return on assets
-2.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 226 sector peers (2024).
NBB · sector comparison
Position among 226 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 91 days after the deadline; the sector median for financial year 2024 is 13 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 September 2016, Resource Matters was incorporated.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€59,609
Total assets
€1.5m
Net result
-€41,822
Working capital
€1.4m

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €1.5m
Fixed assets €26,460
Current assets €1.5m
Equity and liabilities €1.5m
Equity €59,609
Debt €1.5m
Debt finances 96.1% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
-€14,903
Cash flow
-€40,183
Current ratio
10.09
Debt to equity
24.72
ROE
-70.2%
ROA
-2.7%
Interest coverage
-0.24
Debt ≤ 1 year
€149,333
Staff costs
€745,982

Peer companies

Historical observation

Of the 913 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 95% are still going.

  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a small loss
2.0% went bankrupt
2.1% stopped otherwise
95% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 913 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 41 lines
Balance sheet Code2024
Assets
Total assets20/58€1.5m
Fixed assets21/28€26,460
Tangible fixed assets22/27€17,992
Plant, machinery and equipment23€3,811
Other tangible fixed assets26€2,977
Assets under construction and advance payments27€11,204
Financial fixed assets28€8,469
Current assets29/58€1.5m
Amounts receivable within one year40/41€235,346
Trade receivables40€57,099
Other amounts receivable41€178,247
Cash at bank and in hand54/58€1.3m
Deferred charges and accrued income490/1€5,175
Equity and liabilities
Total equity and liabilities10/49€1.5m
Equity10/15€59,609
Profit (loss) carried forward14€59,609
Amounts payable17/49€1.5m
Amounts payable within one year42/48€149,333
Financial debts43€7,357
Credit institutions430/8€7,357
Trade debts44€77,546
Suppliers440/4€75,697
Bills of exchange payable441€1,849
Taxes, remuneration and social security45€64,410
Taxes450/3€8,715
Remuneration and social security454/9€55,695
Accrued charges and deferred income492/3€1.3m
Income statement Code2024
Remuneration, social security and pensions62€745,982
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,639
Other operating charges640/8€4,112
Gross operating margin9900€735,191
Operating profit (loss)9901-€16,542
Financial income75/76B€35,636
Recurring financial income75€35,636
Financial charges65/66B€60,917
Recurring financial charges65€60,917
Profit (loss) for the period before taxes9903-€41,822
Profit (loss) for the period9904-€41,822
Profit (loss) for the period to be appropriated9905-€41,822
Appropriation of the result
Profit (loss) to be appropriated9906€59,609
Profit (loss) brought forward from the previous period14P€101,431

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€745,982
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,639
Other operating charges640/8€4,112
Gross operating margin9900€735,191
Operating profit (loss)9901-€16,542
Financial income75/76B€35,636
Recurring financial income75€35,636
Financial charges65/66B€60,917
Recurring financial charges65€60,917
Profit (loss) for the period before taxes9903-€41,822
Profit (loss) for the period9904-€41,822
Profit (loss) for the period to be appropriated9905-€41,822
Line2024
Assets
Total assets20/58€1.5m
Fixed assets21/28€26,460
Tangible fixed assets22/27€17,992
Plant, machinery and equipment23€3,811
Other tangible fixed assets26€2,977
Assets under construction and advance payments27€11,204
Financial fixed assets28€8,469
Current assets29/58€1.5m
Amounts receivable within one year40/41€235,346
Trade receivables40€57,099
Other amounts receivable41€178,247
Cash at bank and in hand54/58€1.3m
Deferred charges and accrued income490/1€5,175
Equity and liabilities
Total equity and liabilities10/49€1.5m
Equity10/15€59,609
Profit (loss) carried forward14€59,609
Amounts payable17/49€1.5m
Amounts payable within one year42/48€149,333
Financial debts43€7,357
Credit institutions430/8€7,357
Trade debts44€77,546
Suppliers440/4€75,697
Bills of exchange payable441€1,849
Taxes, remuneration and social security45€64,410
Taxes450/3€8,715
Remuneration and social security454/9€55,695
Accrued charges and deferred income492/3€1.3m
Line2024
Profit (loss) for the period9904-€41,822
+ Depreciation and write-downs630€1,639
Operating cash flow (approximation)-€40,183

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 91 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,978 m²
Building footprint
1,248 m²
Volume, LiDAR
35,787 m³
Parcel 21572B0357/00M000, Brussels · tallest building 42.2 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
Resource Matters
Kunstlaan 7-8, 1210 Sint-Joost-ten-NodeScientific research and development
since 20182.272.324.077
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21572B0357/00M000
ProtectedMonumentEigen huis van de architect Jean-Pierre CluysenaarSource ↗
Brussels 1,978 m² 1 · 1,248 m² 42.2 m · 12 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 1,177 companies in sector 72109 we hold annual accounts for 717. 396 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formNon-profit association
Founded27-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
72109Other research and development on natural sciences
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0662969264
Registered 02-06-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.