RESINE-CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of RESINE-CONSTRUCT is 2.4% (moderate). The 2025 annual accounts show equity of €12,569 and a net result of €106. Its solvency ranks better than 45% of 2202 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability36▼-2
Solvency58▼-1
Growth78
Track record82
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.47 in 2024; short-term debt: 66.5% and cash: 7.8% of total assets), and 66.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 d early
2024
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 31 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€12,569▲ 0.9%
2024 · €12,463
Total assets
€37,565▲ 1.9%
2024 · €36,852
Net result
€106▲ 68.3%
2024 · €63
Working capital
€10,723▼ 5.9%
2024 · €11,394
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€92-€740▲ 704%
Net result€63-€106▲ 68.3%
Equity€12,463-€12,569▲ 0.9%
Total assets€36,852-€37,565▲ 1.9%
Debt€24,389-€24,996▲ 2.5%
Working capital€11,394-€10,723▼ 5.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 704% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37,565
Fixed assets
€1,846 ▲ 72.7%
Current assets
€35,719 ▼ 0.2%
Equity and liabilities €37,565
Equity
€12,569 ▲ 0.9%
Debt
€24,996 ▲ 2.5%
Debt's share of the balance-sheet total rises from 66.2% to 66.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€954
Cash flow
€320
Current ratio
1.43▼
2024 · 1.47
Debt to equity
1.99▲
2024 · 1.96
ROE
0.8%▲
2024 · 0.5%
ROA
0.3%▲
2024 · 0.2%
Interest coverage
2.07
Debt ≤ 1 year
€24,996▲
2024 · €24,389
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €214 | - |
| Gross operating margin9900 | €92 | €954 | ▲ 937% |
| Operating profit (loss)9901 | €92 | €740 | ▲ 704% |
| Financial income75/76B | €33 | €1 | ▼ 97.0% |
| Recurring financial income75 | €33 | €1 | ▼ 97.0% |
| Financial charges65/66B | €62 | €635 | ▲ 924% |
| Recurring financial charges65 | €62 | €461 | ▲ 644% |
| Non-recurring financial charges66B | - | €174 | - |
| Profit (loss) for the period before taxes9903 | €63 | €106 | ▲ 68.3% |
| Profit (loss) for the period9904 | €63 | €106 | ▲ 68.3% |
| Profit (loss) for the period to be appropriated9905 | €63 | €106 | ▲ 68.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €36,852 | €37,565 | ▲ 1.9% |
| Fixed assets21/28 | €1,069 | €1,846 | ▲ 72.7% |
| Tangible fixed assets22/27 | €1,069 | €1,846 | ▲ 72.7% |
| Plant, machinery and equipment23 | €1,069 | €855 | ▼ 20.0% |
| Furniture and vehicles24 | - | €991 | - |
| Current assets29/58 | €35,783 | €35,719 | ▼ 0.2% |
| Amounts receivable within one year40/41 | €33,102 | €29,968 | ▼ 9.5% |
| Trade receivables40 | €30,541 | €29,968 | ▼ 1.9% |
| Other amounts receivable41 | €2,561 | - | - |
| Cash at bank and in hand54/58 | €2,681 | €2,947 | ▲ 9.9% |
| Deferred charges and accrued income490/1 | - | €2,804 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €36,852 | €37,565 | ▲ 1.9% |
| Equity10/15 | €12,463 | €12,569 | ▲ 0.9% |
| Contributions10/11 | €12,400 | €12,400 | = |
| Capital10 | €12,400 | €12,400 | = |
| Issued capital100 | €18,600 | €18,600 | = |
| Uncalled capital101 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €63 | €169 | ▲ 168% |
| Amounts payable17/49 | €24,389 | €24,996 | ▲ 2.5% |
| Amounts payable within one year42/48 | €24,389 | €24,996 | ▲ 2.5% |
| Trade debts44 | €21,459 | €21,298 | ▼ 0.8% |
| Suppliers440/4 | €21,459 | €21,298 | ▼ 0.8% |
| Taxes, remuneration and social security45 | - | €3,698 | - |
| Taxes450/3 | - | €3,698 | - |
| Other amounts payable47/48 | €2,930 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €63 | €106 | ▲ 68.3% |
| + Depreciation and write-downs630 | - | €214 | - |
| Operating cash flow (approximation) | €63 | €320 | ▲ 408% |
| Investment in fixed assets (approximation) | - | -€991 | - |
| Change in cash | - | €266 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque · 1 establishment unit since 2023
Ground area
1,010 m²
Building footprint
152 m²
Volume, LiDAR
844 m³
Parcel 52022C0424/00R000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RESINE-CONSTRUCT
since 20232.355.293.028
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52022C0424/00R000 | Wallonia | 1,010 m² | 1 · 152 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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STIJN PARYS
BE 0640.998.071
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ALVEOLE GROUP
BE 0802.151.693
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DAVID ET FILS
BE 0687.883.022
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,037. 10,111 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43333Wallpapering and laying of floor and wall coverings in other materials
43910Bricklaying and masonry work
43990Other specialised construction activities
Contact
E-mail
info@resine-construct.com
Phone
0479221320
Scores and ratios are computed by Checked and are not a credit decision.